The Preserve At Lake Powell
Homes for Sale in Panama City Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of September 2026, The Preserve At Lake Powell in Panama City Beach, FL has 2 homes for sale. As of September 2026, the MLS records 11 closed sales in The Preserve At Lake Powell in Panama City Beach, FL since 2022, the most recent in October 2025. Across Panama City Beach as a whole, 18 homes closed in the last 12 months at a median of $430,000, 76 median days on market, with 1,412 homes for sale today. At that median and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $5,280 ($4,790 with the full homestead exemption).
The Preserve At Lake Powell is a young community — the median build year sits at 2022, and the range only goes back to 1997, so most of what's on the market is recent construction rather than resale housing carrying decades of wear. That skews the conversation toward condition and finish quality more than toward negotiating around deferred maintenance.
With only 62 homes in the inventory and a one-month closings window feeding this snapshot, pricing signals here move on individual sales more than on broad trend lines. A single closing can shift the read. Buyers and sellers both need to treat any pricing conversation as home-specific, built from recent comparable closings rather than a community-wide average.
The 60-Second Overview
A newer-build enclave in Panama City Beach where median living space runs right around 2,348 square feet, and where roughly two-thirds of homes are not carrying a homestead exemption — a signal that non-primary ownership, whether second-home or investment use, is a meaningful share of who's buying here.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who The Preserve At Lake Powell is best for.
Best for
- Buyers who want a recently built home and are comfortable pricing off individual comps rather than broad trend data.
- Buyers considering a second home or investment property, given the sizable share of non-homesteaded ownership here.
- Buyers who prioritize home size and construction quality over a built-in amenity package.
Probably not for
- Buyers who want a resale with decades of settled maintenance history to negotiate against.
- Buyers who expect community amenities like a pool or clubhouse as part of the purchase.
- Buyers who need a large, liquid comp set to feel confident about pricing before writing an offer.
The market around The Preserve At Lake Powell
The Preserve At Lake Powell is too small for its own price trend, so here is the market around it.
In ZIP 32413, 807 homes are on the market and 18% are under contract — a slower corner of Panama City Beach.
Across Bay County, 2,576 homes are active and 585 pending (18% under contract).
ZIP and county figures describe the wider market, not The Preserve At Lake Powell specifically. Momentum Research analysis of MLS records.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
The Preserve At Lake Powell Market Scorecard
The Preserve At Lake Powell is currently a thin data market. Limited supply, a median asking price of $716,850, and homes go under contract in about 114 days.
Typical home value in the 32413 ZIP is $470,917, about 24.3% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in The Preserve At Lake Powell
Live MLS inventory for The Preserve At Lake Powell. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending The Preserve At Lake Powell listings as of 2026-09-12, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The The Preserve At Lake Powell buying strategy.
If we were buying in The Preserve At Lake Powell today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in The Preserve At Lake Powell.
Mostly New, Mostly Not Homesteaded
The homestead share of about one-third is the number worth sitting with. It means most homes in The Preserve At Lake Powell are not claimed as a primary residence for tax purposes, which typically points to a mix of second homes, seasonal use, and investment ownership rather than a market dominated by long-term owner-occupants. That changes how a home should be evaluated — rental potential and carrying costs matter more here than they would in a straight owner-occupied subdivision.
No community amenities are currently identified from MLS listings, so whatever is drawing buyers to this address is the location and the homes themselves rather than a clubhouse or gated package. With a median build year of 2022, most inventory reflects current-code construction, and the spread back to 1997 means a handful of older homes exist within the same footprint — worth flagging when comparing two listings that look similar on paper.
The location and the amenities are priced into every listing in The Preserve At Lake Powell. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With only 62 homes and a thin one-month closings window driving the data, this is not a market where you can pull a generic comp sheet and trust it. We track individual closings here as they happen, verify what's actually built into a listing versus advertised, and read the homestead and ownership pattern into the offer strategy — especially for buyers weighing this as an investment or second-home purchase rather than a primary residence.
The Preserve At Lake Powell in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a The Preserve At Lake Powell buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed The Preserve At Lake Powell sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in The Preserve At Lake Powell, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your The Preserve At Lake Powell home worth?
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Should you buy in The Preserve At Lake Powell?
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Nearby Communities
Explore more neighborhoods near The Preserve At Lake Powell with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | CPAR MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2022 (11 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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