The Lakes Homes for Sale in Clearwater, FL

55 and over active-adult community · Clearwater · ZIP 33761

A 55 and over active-adult single-residential community in central Clearwater.

55 and overMaintenance-includedCentral Pinellas

Live Market Pulse

50/100
Momentum

Buyer-Leaning Market (limited data)

This is an age-restricted 55 and over community; the HOA fee and exactly what it covers, the age and condition of a specific home and its systems, and the flood read decide value, so confirm the current fee and read the home for a specific address.

Free · No obligation

Unlock Off-Market The Lakes

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseStellar MLS

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Seller Leverage

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Median $/Sqft

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1-Yr Price Change

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Jon's Current Read

"The Lakes is a 55 and over active-adult single-residential community in Clearwater, Pinellas County, so the read is a maintenance-included active-adult read: public sources describe a well-maintained, age-restricted community where the association provides services and amenities including lawn care, reclaimed water for the sprinkler system, basic cable, a community heated pool, shuffleboard courts, and a clubhouse. The community is centrally located in Pinellas, near the Gulf beaches, shopping malls, I-275, St. Petersburg, and the Clearwater and Tampa airports. The single-family homes vary in age and updates, so the home itself matters: read the condition and systems, and confirm the flood zone for a specific home. The HOA fee covers the lawn care, basic cable, reclaimed irrigation water, and the shared amenities, so confirm the current fee and exactly what it includes. Low-maintenance living is the draw for the 55 and over buyer, and your leverage is reading the fee and the home before you buy."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

The maintenance-included package is the draw: public sources describe the association providing lawn care, reclaimed water for the sprinkler system, basic cable, a community heated pool, shuffleboard courts, and a clubhouse. The HOA fee covers these services and amenities, so confirm the current fee and exactly what it includes.

The defining read is the HOA and the home. The fee and its inclusions set the carrying cost, while the single-family homes vary in age and updates, so read the condition and systems for a specific home and confirm the flood zone before you offer.

For the 55 and over buyer who wants low-maintenance, centrally located living near the Gulf beaches and shopping, The Lakes is a distinctive option. The work is confirming the HOA fee and inclusions and reading the home's age and condition honestly before you buy.

Quick Match

Who The Lakes is best for.

Best for

Buyers 55 and over who want low-maintenance active-adult living
Anyone drawn to a heated pool, shuffleboard, and a clubhouse
Buyers who want a central Pinellas location near beaches and shopping
Buyers who will confirm the HOA fee and read the home's condition

Probably not for

Buyers under the community's age restriction
Anyone seeking the lowest possible monthly carrying cost
Buyers who will not read the home's age, systems, and flood picture
Anyone wanting a community with no HOA or shared amenities

Market Pulse

How The Lakes is performing right now

50/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

0Months of supplytight

57Median days on marketdays

0 : 0Under contract vs for salestrong demand

0Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current The Lakes listings and the trailing twelve months of closed sales.

Where prices are going$850K2026 YTD

Median sale price by year. Tap a label to compare Clearwater 55+ or Clearwater. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square foot$3072026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now0 : 0active : pending

For sale0

Pending0

Sold 12mo0

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in The Lakes buys, holds, and resells. See the five factors.

Interactive Map

The Lakes on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The Lakes sits in Clearwater, with everyday shopping, major roads, and the wider Tampa Bay area within a reasonable drive.

Drive times from The Lakes. They are approximate and vary with traffic and your exact departure point.

Countryside Mall~5-10 min · shopping and dining

Gulf beaches (Clearwater Beach)~15-25 min · barrier-island beaches

US-19~3-6 min · regional connector

St. Pete-Clearwater Airport (PIE)~15-20 min · regional airport

Tampa International Airport (TPA)~25-35 min · major airport

Downtown Dunedin~10-15 min · walkable downtown, waterfront

Distances and times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near The Lakes with Momentum Realty’s local guides.

VGVirginia GrovesEstatesClearwater, FL · 0.8 mi CRCoachman RidgeClearwater, FL · 0.8 mi WPWoodmont ParkClearwater, FL · 0.9 mi WTWaterford TownhomesClearwaterClearwater, FL · 0.9 mi HTHighland Terrace ManorClearwater, FL · 1.1 mi LCLake Citrus EstatesClearwaterClearwater, FL · 1.1 mi DODel Oro Groves,ClearwaterClearwater, FL · 1.3 mi CLClearwaterManorClearwater, FL · 1.3 mi THTropic HillsClearwater, FL · 1.3 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

The Lakes (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Pinellas County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

The Lakes is served by Pinellas County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Pinellas County Public Schools (verify by address)

Verifyrating

By address

Confirm zoned elementary, middle, and high

Verifyrating

Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any The Lakes address.

The takeaway

What is actually shaping value at The Lakes: the maintenance-included 55 and over living, the HOA fee and its inclusions, the age and updates of the homes, and the central Pinellas location near beaches and shopping. Each item is sourced.

Recent Developments in The Lakes

Development Intelligence

Our read on what is being built around The Lakes, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe maintenance-included amenities and the central Pinellas location support demand for the 55 and over buyer, while the defining watch items are the HOA fee and exactly what it covers, the age and condition of a specific home, and the flood read.

Maintenance-included 55 and over living near beaches and shopping

Ongoing

BullishMajor impact

SignificanceRadius: Community

A low-maintenance, age-restricted community near the Gulf beaches and shopping is a distinctive draw for the 55 and over buyer.

HOA covers lawn, cable, and amenities

Ongoing

NeutralMajor impact

SignificanceRadius: Community

The HOA fee covers lawn care, basic cable, reclaimed irrigation water, and the shared amenities; confirm the current fee and exactly what it includes.

Homes vary in age and updates

Ongoing

NeutralNotable impact

SignificanceRadius: Community

The single-family homes vary in age and updates, so read the condition and systems for a specific home.

Central Pinellas location

Ongoing

BullishMajor impact

SignificanceRadius: Community

A central Pinellas setting puts the beaches, shopping malls, I-275, St. Petersburg, and the Clearwater and Tampa airports within reach.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting The Lakes, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

January 2024
Community
The Lakes, a 55-plus active-adult community in Clearwater
The Lakes is a 55-plus active-adult single-residential community in Clearwater with lawn care, basic cable, a heated pool, shuffleboard, and a clubhouse provided through the association. Why it matters: A maintenance-included 55-plus community; confirm the HOA fee and exactly what it covers. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The The Lakes buying strategy.

If we were buying in The Lakes, this is the order of operations we would run, and the one we run for our clients.

Confirm the HOA fee and inclusions first. Verify the current fee and exactly what it covers, including lawn care, basic cable, reclaimed irrigation water, and the amenities.

Read the home's age and condition. The single-family homes vary in age and updates, so read the systems and condition for a specific home.

Confirm the flood zone. Pull a flood read for the specific home before you offer.

Confirm the age restriction qualification. Verify the community's 55 and over status applies to your household.

Compare central Pinellas options, and cross-shop other Clearwater 55 and over communities for a fee and amenity comparison.

The Quick Decision

Best Buy

A well-kept, updated home in the community with a confirmed HOA fee and inclusions

Biggest Risk

An older, un-updated home with deferred systems or an unconfirmed fee

Best Lot

A well-positioned home near the clubhouse and pool

Smart Timing

Confirm the HOA fee and inclusions, the home's condition, and the flood picture

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Lakes is a 55 and over active-adult single-residential community in Clearwater, in the 33761 area of Pinellas County. Public sources describe a well-maintained, age-restricted community where the association provides services and amenities including lawn care, reclaimed water for the sprinkler system, basic cable, a community heated pool, shuffleboard courts, and a clubhouse. It is centrally located in Pinellas, near the Gulf beaches, shopping malls, I-275, St. Petersburg, and the Clearwater and Tampa airports. The single-family homes vary in age and updates. The defining factors in value are the HOA and the home: the fee and exactly what it covers, the age and condition of a specific home and its systems, and the flood read drive the real cost of ownership and resale, so confirm the current fee and read the home for a specific address.

The Lakes Homes For Sale

What your money buys in The Lakes.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in The Lakes today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

The Entry Home

Original or lightly updated single-family homes in the community, the entry into 55 and over maintenance-included living, priced for updates.

Lowest entry

The Updated Home

Updated single-family homes with refreshed systems and finishes, the heart of the resale market here.

Most inventory

The Premium Home

Renovated homes with the best updates and position, the homes that hold value best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$900K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

The Entry Home

Original or lightly updated single-family homes in the community, the entry into 55 and over maintenance-included living, priced for updates.

The Updated Home

Updated single-family homes with refreshed systems and finishes, the heart of the resale market here.

The Premium Home

Renovated homes with the best updates and position, the homes that hold value best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in The Lakes, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in The Lakes is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well The Lakes holds value.

Our read on the factors that protect resale here, and the one to manage.

Location within ClearwaterStrong

Established communityPositive

HOA and CDD postureConfirm per parcel

Home condition and systemsVerify per home

Flood read per lotVerify per address

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in The Lakes

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

The maintenance-included living and the amenities sell the community. The deal is won or lost on the HOA fee and inclusions, the home's age and condition, and the flood read.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

7.3B · Buy Score

Resale Strength7.2/10

Renovation Risk6.6/10

Location Efficiency8.0/10

Long-Term Defensibility7.0/10

Carrying Cost Advantage6.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on The Lakes is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take

The lot and the homesite are the scarce, durable asset here
A better-positioned lot holds value at resale
The homesite cannot be changed, the house can
Read the lot and the flood zone before the finishes
Condition and renovation level drive the number

In The Lakes, the part of your money the market protects is the lot, the position, and the condition of the home. Read the lot, the homesite, and the flood zone first, then price the condition and the renovation level against it.

The 15-Second Verdict

The Lakes in 15 seconds.

Best forBuyers 55 and over who want low-maintenance, centrally located active-adult living near the Gulf beaches and shopping.

Biggest advantageA maintenance-included 55 and over community with a heated pool, shuffleboard, and a clubhouse in central Pinellas.

Biggest riskThe HOA fee and inclusions, the home's age and systems, and the flood read on a specific home.

Sweet spotA well-kept, updated home with a confirmed HOA fee and inclusions.

Avoid ifYou are under the age restriction or want a no-HOA home with no shared amenities.

HOA, CDD & Fees

15-Second Take

55 and over active-adult community
HOA covers lawn, cable, reclaimed water
Heated pool and clubhouse
Central Pinellas near beaches
Read the home age and condition

An HOA fee applies and public sources describe it covering lawn care, reclaimed water for the sprinkler system, basic cable, and the community amenities including the heated pool, shuffleboard courts, and clubhouse, so it supports low-maintenance living; there is no CDD expected, confirm per parcel. Confirm the current fee and inclusions before you offer.

Public sources describe the fee covering the maintained services and amenities, including lawn care, reclaimed irrigation water, basic cable, the community heated pool, shuffleboard courts, and the clubhouse; confirm exactly what is included.

Public sources describe a clubhouse, a community heated pool, and shuffleboard courts.

Run Your Numbers

Tools for a The Lakes buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxPinellas County millage and the homestead picture.Rent vs buyThe breakeven on owning in The Lakes.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in The Lakes

Price it to the HOA inclusions, the home's condition, and the central location, not the Zestimate.

If you are thinking about selling at The Lakes, the right price comes from recent comparable sales matched to the HOA fee and what it covers, your home's age and updates, and the flood picture, not an automated estimate. In an active-adult community, the inclusions and the condition set your number.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across our market for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In The Lakes, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Clearwater 55+, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your The Lakes home worth?

Get a no-obligation home value based on real comparable sales in The Lakes matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in The Lakes on the map →
Or get your The Lakes home value & selling guide →

Real comps, not a Zestimate.

The Lakes Market Scorecard

Strong seller's market

The Lakes is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8

Months supply

$1,019,500

Median list

$847,500

Median sold

$313

Per sqft

Days on mkt

6/8/41

Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is The Lakes?

It is a 55 and over active-adult single-residential community in Clearwater, in the 33761 area of Pinellas County, centrally located near the Gulf beaches, shopping malls, I-275, St. Petersburg, and the Clearwater and Tampa airports.

Is The Lakes a 55 and over community?

Yes. The Lakes is an age-restricted 55 and over active-adult community. Confirm the age restriction qualification applies to your household.

What does the HOA cover?

Public sources describe the HOA fee covering lawn care, basic cable, reclaimed water for the sprinkler system, and the community amenities. Confirm the current fee and exactly what it includes.

What amenities are available?

Public sources describe a community heated pool, shuffleboard courts, and a clubhouse. Confirm the amenities and any rules for a specific home.

Is there a CDD at The Lakes?

None is expected; it is described as an HOA community rather than a CDD community. Confirm per parcel and review the HOA fee and any assessment.

How far is The Lakes from the beaches and shopping?

Countryside Mall is roughly five to ten minutes by car, and the Gulf beaches at Clearwater Beach about fifteen to twenty-five minutes.

What kind of homes are here?

Public sources describe single-family homes that vary in age and updates. Condition and systems vary home to home, so read a specific home.

Does the HOA fee cover lawn care?

Public sources describe the fee covering lawn care, along with basic cable, reclaimed irrigation water, and the shared amenities. Confirm the current fee and exactly what it includes.

Is The Lakes in a flood zone?

Flood exposure varies by location and home. Pull a flood read for the specific home before you offer.

What should I check before buying here?

Confirm the HOA fee and exactly what it covers, read the home's age, condition, and systems, confirm the flood zone, and confirm the age restriction qualification.

How far is The Lakes from the airports?

Public sources describe a central Pinellas location near the Clearwater and Tampa airports; St. Pete-Clearwater Airport is roughly fifteen to twenty minutes and Tampa International about twenty-five to thirty-five minutes by car.

Is reclaimed water provided for irrigation?

Public sources describe the association providing reclaimed water for the sprinkler system as part of the maintained services. Confirm the current inclusions and fee.

Should I use the listing agent to buy here?

No. The listing agent works for the seller. In a community where the HOA inclusions and the home's condition swing value, having your own representation is the highest-leverage decision you make.

Who is the best real estate agent for The Lakes?

The best agent for The Lakes is one who actively works Clearwater and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for The Lakes.

How do I find a top Clearwater real estate agent who knows The Lakes?

Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows The Lakes and the wider Clearwater area.

Can Momentum Realty connect me with an agent for The Lakes?

Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your The Lakes purchase or sale — no call center and no pressure.

The Verdict

Should you buy in The Lakes?

An honest fit check. We will tell you when it is not your community.

Buyers 55 and over who want low-maintenance active-adult livingExcellent fit

Anyone drawn to a heated pool, shuffleboard, and a clubhouseExcellent fit

Buyers who want a central Pinellas location near beaches and shoppingExcellent fit

Buyers who will confirm the HOA fee and exactly what it coversExcellent fit

Buyers who will read the home's age, condition, and flood pictureExcellent fit

Buyers under the community's age restrictionProbably not

Anyone seeking the lowest possible monthly carrying costProbably not

Buyers who will not read the home's age, systems, and flood pictureProbably not

Anyone wanting a community with no HOA or shared amenitiesProbably not

Buyers who want a high-density, low-amenity settingProbably not

Get the inside read on The Lakes

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your The Lakes home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty The Lakes specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in The Lakes — what to look for, questions to ask, and your local expert.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

The Lakes Homes for Sale in Clearwater, FL

The 60-Second Overview

Who The Lakes is best for.

Best for

Probably not for

How The Lakes is performing right now

The Lakes on the map.

How far is everything?

Nearby Communities

Schools

Pinellas County Public Schools (verify by address)

Confirm zoned elementary, middle, and high

Magnet and choice options may apply

Recent Developments in The Lakes

Maintenance-included 55 and over living near beaches and shopping

HOA covers lawn, cable, and amenities

Homes vary in age and updates

Central Pinellas location

The Lakes, a 55-plus active-adult community in Clearwater

The The Lakes buying strategy.

The full read, only if you want it.

What your money buys in The Lakes.

What ~$900K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well The Lakes holds value.

5 Mistakes Buyers Make in The Lakes

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on The Lakes is different.

Which Lots & Views Hold Value Best

The Lakes in 15 seconds.

HOA, CDD & Fees

Tools for a The Lakes buy.

Price it to the HOA inclusions, the home's condition, and the central location, not the Zestimate.

In The Lakes, condition and view decide your number

What is your The Lakes home worth?

Price History: What Homes Here Have Actually Sold For

The Lakes Market Scorecard

Frequently Asked Questions

Should you buy in The Lakes?

Get the inside read on The Lakes

You are all set.

Need to sell fast in Pinellas County?

You just read the data. Now see what your home is worth.