Live Oak Reserve
Homes for Sale in Oviedo, FL
All 223 homes for sale in Oviedo, FL · median $475,000 · 15 homes for sale in 32766 · Seminole County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
As of November 2026, Live Oak Reserve Unit One in Oviedo, FL has 3 homes for sale. Over the 12 months ending 2026-11-13, 3 recorded sales closed at a median of $720,000, $243 per square foot, a median 6 days on market, sellers accepting 100% of original asking. Homes listed or recently sold were built 2001 - 2005; 15 of 15 report an HOA (median $98/mo); none of the 15 geocoded homes sit in a FEMA special flood hazard zone (median elevation 48 ft). At the median price and Seminole County's FY2025-26 rate of 15.18 mills, annual property tax runs about $10,930 ($10,330 with the full homestead exemption).
Part of Live Oak Reserve, Oviedo, FL — see all Live Oak Reserve homes for sale (3 listings across 3 sections in the MLS).
Last 30 days in Live Oak Reserve: 2 closed sales (median $755,000). As of November 12, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in Live Oak Reserve
Live MLS inventory for Live Oak Reserve. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Live Oak Reserve listings as of 2026-11-02, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. Tap any home to ask about it.

Price in Live Oak Reserve is driven by square footage and condition more than anything else. These are substantial homes - the median living area is nearly 3,000 square feet - built in a tight window between 2001 and 2007, so what separates one closing from the next is usually how far an owner has taken updates since. At a median of $634,500, or about $269 per square foot, you are paying for size and an established setting, and the spread between a dated home and a renovated one can be wide.
The posture is seller-leaning and fast. With 1.5 months of supply, only 4 active listings against 258 homes, and a median of roughly 4 to 5 days on market, well-priced inventory moves quickly. Year-over-year the median is essentially flat at 0.7 percent, so sellers should not assume momentum will carry a stretched asking price - the speed comes from scarcity and condition, not a rising tide. Buyers need to be pre-approved and decisive; there is rarely time to deliberate.
Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Live Oak Reserve right now
🔴 Seller-leaning market. 1.5 months of supply and 43% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Medium (7 active and pending listings, 6 closed sales in 12 months).
🟡 Still climbing. The trailing-12-month median ($634K) is up 0.7% from the prior 12 months ($630K) and up 154% since 2012. With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (6 and 5 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 14, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Live Oak Reserve market snapshot (as of September 20, 2026): the median sale price is about $634K ($269 per sq ft over the trailing 12 months of closed sales), a median 5 days on market for closed sales, and 1.5 months of supply, a seller-leaning market. The trailing-12-month median is up 1% from the prior 12 months and up 154% since 2012, computed from record-level Stellar MLS closed sales (6 closings in the current window).
In ZIP 32766 (Oviedo), 71 homes closed in the last 12 months at a median of $642K ($258/sq ft), up 17.2% year over year, with a median 26 days on market. Right now 21 active and 2 pending listings put supply at about 3.5 months - a healthy market. See the live ZIP 32766 housing market and the Seminole County market.
County records show 7 qualified sales in Live Oak Reserve across 2024 - 2025 (6 in 2024, 1 in 2025), median $610,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Live Oak Reserve: of 12 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Oviedo.
Live Oak Reserve is a community of 258 homes in Oviedo, Seminole County, built between 2001 and 2007 (median 2004), with a median living area of about 2,962 square feet. 86% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Live Oak Reserve is an established, amenity-heavy community of 258 deed-restricted homes in Oviedo, built mostly in the mid-2000s and held long-term - nearly 86 percent of owners carry a homestead exemption, which keeps turnover low and listings scarce.
The setting & the homes.
Aerial and on-site photos of Live Oak Reserve. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Live Oak Reserve; content deemed reliable but not guaranteed.
Who Live Oak Reserve is best for.
Best for
- Buying to hold long-term in a deed-restricted community with a full amenity package
- Wanting nearly 3,000 square feet in an established mid-2000s neighborhood
- Ready to act fast with financing in place when a home lists
Probably not for
- Needing a broad range of homes to compare at any given time
- Hoping to avoid an HOA and deed restrictions
- Expecting rising prices to bail out an above-market offer
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($634K) IS the median in the snapshot above, and the move from 2025 ($630K) IS the +0.7% one-year change.
Windows contain 0 to 26 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Seminole County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Seminole County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
22% of homes for sale in ZIP 32766 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-14).
LIVE OAK RESERVE UNIT ONE Market Scorecard
LIVE OAK RESERVE UNIT ONE is currently a strong seller's market. About 1.1 months of supply, a median asking price of $800,000, and homes go under contract in about 92 days.
Typical home value in the 32766 ZIP is $600,287, about 14.5% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Live Oak Reserve on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Live Oak Reserve
- Playground · reported on 11 of 15 listings
- Pool · reported on 11 of 15 listings
- Park · reported on 10 of 15 listings
- Tennis Court(s) · reported on 10 of 15 listings
- Clubhouse · reported on 9 of 15 listings
- Fitness Center · reported on 9 of 15 listings
- Basketball Court · reported on 6 of 15 listings
- Recreation Facilities · reported on 6 of 15 listings
- Deed Restrictions · reported on 5 of 15 listings
- Pickleball Court(s) · reported on 3 of 15 listings
- Association Recreation - Owned · reported on 2 of 15 listings
- Irrigation-Reclaimed Water · reported on 2 of 15 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Seminole County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Partin Elementary · Elementary
- Chiles Middle · Middle
- Hagerty High · High
Zoned schools reflect the assignments reported on recent Live Oak Reserve listings and can change; always confirm with Seminole County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Live Oak Reserve address.
Shop the zone: Homes zoned for Hagerty High High School
The Live Oak Reserve buying strategy.
If we were buying in Live Oak Reserve today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Live Oak Reserve.
What size and scarcity actually mean here
This is a larger-home community with a full amenity roster: pool, clubhouse, fitness center, tennis, pickleball and basketball courts, a playground, park, and trails, plus reclaimed-water irrigation and gated security. That package comes with an HOA and deed restrictions, so verify current access, dues, and rules before you write an offer. The amenity list reflects what shows across MLS listings and should be confirmed with the association.
The high homestead share - close to 86 percent - tells you most homes here are primary residences held for the long haul, which is why only a handful list at any given time. Combined with a 20-plus-year build range, that means condition varies home to home: some have been meaningfully updated, others still read as original. The median price reflects the middle of that spectrum, not a floor or a ceiling, so underwrite each home on its own finishes and systems.
The location and the amenities are priced into every listing in Live Oak Reserve. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Live Oak Reserve buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (8.5). Basis: Long-Term Appreciation +154% since 2012; Recent Direction +0.7% year-over-year; Liquidity & Demand 1.5 months of supply; Owner Commitment 86% owner-occupied; Pricing Power 100.0% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community where four homes are active and the median sells in under a week, the edge is knowing inventory before it hits and reading condition fast. We help sellers price against the flat year-over-year reality rather than wishful thinking, and we help buyers move decisively on the right home without overpaying for the wrong one. We will also tell you plainly when a listing's finishes don't justify its ask.
Live Oak Reserve in 15 seconds.
Tools for a Live Oak Reserve buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Live Oak Reserve sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Live Oak Reserve, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Live Oak Reserve home worth?
Get a no-obligation home value based on real comparable sales in Live Oak Reserve, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Oviedo →
Recently off market in Live Oak Reserve Unit One
Homes in Live Oak Reserve Unit One that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 6 on record.
- 2407 Foliage Oak Terrace · off market
- 2582 Double Tree Place · off market
- 2623 Hazel Grove Lane · off market
- 2821 Rustic Oak Place · off market
- 3293 Red Ash Circle · off market
- 3480 Wild Eagle Run · off market
| Location | Oviedo, Seminole County, FL · ZIP 32766 |
|---|---|
| Homes in the community | 236 (FL DOR 2025 assessment roll) |
| Years built | 2001–2007 (median 2004) |
| Typical living area | 2,962 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Playground, Pool, Clubhouse, Fitness Center, Tennis Court(s), Park |
| Sale prices, last 12 months | $720,000 median across 3 closed sales · $243 per sq ft |
| Days on market (closed sales) | 6 median |
| For sale right now | 3 active, 0 pending · median asking $800,000 · 1.1 months of supply |
| Owner-occupied (homestead) share | 86% |
Data as of November 13, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2026 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Live Oak Reserve key facts,” movewithmomentum.com/neighborhoods/live-oak-reserve-unit-one-oviedo, data as of November 13, 2026.
Housing distress & ownership in Live Oak Reserve Unit One, Oviedo
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Just listed in Live Oak Reserve
The newest homes for sale in Live Oak Reserve right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 3551 Wading Heron Terrace $600,000 · 4 bd · 2 ba · 2,797 sq ft · listed Sep 19, 2026 Courtesy of SHORESTONE PROPERTY GROUP
- 2710 Regal Pine Trail $1,100,000 · 5 bd · 3.5 ba · 3,894 sq ft · listed Aug 13, 2026 Courtesy of HOMEVEST REALTY
- 3335 Red Ash Circle $800,000 · 5 bd · 3 ba · 2,965 sq ft · listed Jun 11, 2026 Courtesy of LPT REALTY, LLC
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Live Oak Reserve Unit One Right Now (3)
All 3 active and pending Live Oak Reserve Unit One listings with a detail page, newest first, refreshed twice a day from the MLS.
- 3551 Wading Heron Terrace · $600,000 · 4 bd / 2 ba · listed Sep 10, 2026 · listed by Shorestone Property Group
- 2710 Regal Pine Trail · $1,100,000 · 5 bd / 3.5 ba · listed Aug 15, 2026 · listed by Homevest Realty
- 3335 Red Ash Circle · $800,000 · 5 bd / 3 ba · listed Aug 15, 2026 · listed by Lpt Realty, Llc
Recently sold in Live Oak Reserve Unit One Oviedo
- 2407 Foliage Oak Terrace · sold $790,000
- 3293 Red Ash Circle · sold $720,000
- 3480 Wild Eagle Run · sold $900,000
- 2582 Double Tree Place · sold $607,000
- 2821 Rustic Oak Place · sold $885,000
- 2623 Hazel Grove Lane · sold $770,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Oviedo home searches
- All homes for sale in Oviedo, FL
- Homes for sale in Seminole County, FL
- Oviedo pool homes for sale
- Gated communities in Oviedo
- Homes under $300K in Oviedo
- Oviedo home values: what is my house worth?
- ZIP 32766 housing scorecard
Oviedo guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Seminole County)
- Homestead exemption (Seminole County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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What it really costs to own in Live Oak Reserve
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $98/month across 17 MLS listings (most billed quarterly; 2026-11-14). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Seminole County is $1,572/yr (1,203 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 12 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2003 across 14 listings. An original roof here would be about 23 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Live Oak Reserve
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Live Oak Reserve
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Live Oak Reserve will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Live Oak Reserve?
How long do homes in Live Oak Reserve take to sell?
Is Live Oak Reserve a buyer's or seller's market right now?
How many homes are in Live Oak Reserve?
What share of Live Oak Reserve is owner-occupied?
When were the homes in Live Oak Reserve built?
Have Live Oak Reserve home prices gone up?
Who is the best real estate agent for Live Oak Reserve?
How do I find a top Oviedo real estate agent who knows Live Oak Reserve?
Can Momentum Realty connect me with an agent for Live Oak Reserve?
Where is Live Oak Reserve, and what county is it in?
Is Live Oak Reserve in a flood zone?
Should you buy in Live Oak Reserve?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: November 2, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (6 streets, ZIP 32766)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2005 (133 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
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See how Live Oak Reserve Unit One fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Live Oak Reserve
- Home values · What homes in Live Oak Reserve actually sell for








