Loch Rane
Homes for Sale in Orange Park, FL
All 331 homes for sale in Orange Park, FL · median $330,000 · 150 homes for sale in 32073 · Clay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY · via realMLS
As of November 2026, Loch Rane in Orange Park, FL has 2 homes for sale. Over the 12 months ending 2026-11-12, 18 recorded sales closed at a median of $412,000 (-6% versus the prior year's median), $171 per square foot, a median 33 days on market, sellers accepting 97% of original asking. Homes listed or recently sold were built 1981–1996; 15 of 15 report an HOA (median $128/mo); none of the 15 geocoded homes sit in a FEMA special flood hazard zone (median elevation 23 ft). At the median price and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $6,200 ($5,610 with the full homestead exemption).
Last 30 days in Loch Rane: 1 new listing (median asking $459,000), 1 under contract right now. As of November 12, 2026, realMLS.
Loch Rane is a gated, golf-course community in Orange Park built almost entirely between 1977 and 1986 (median year built 1980), with a median living area of 2,249 square feet. What sets price here is the age and condition of that established housing stock combined with the gated, amenity-rich setting — clubhouse, pool, tennis, pickleball, fitness center, and golf course access reported across the community's MLS listings — rather than any new-construction premium.
Right now the math favors sellers: months of supply sits at 0.6 with only one active listing against 41 homes total, and a median 38 days on market shows homes still moving briskly. With prices up 5% year over year and 110% since 2012, sellers have room to hold a firm number, while buyers need to be ready to move quickly and decisively the moment something comes up.
Figures in this note are as of July 14, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Loch Rane right now
🟡 Balanced market. 1.3 months of supply and 33% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of November 12, 2026. Confidence: High (3 active and pending listings, 18 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($412K) is down 5.9% from the prior 12 months ($438K) and up 107% since 2012. With about 19 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending November 12. Confidence: High (18 and 19 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 13, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Loch Rane market snapshot (as of November 12, 2026): the median sale price is about $412K ($171 per sq ft over the trailing 12 months of closed sales), a median 34 days on market for closed sales, and 1.3 months of supply, a balanced market. The trailing-12-month median is down 6% from the prior 12 months and up 107% since 2012, computed from record-level realMLS closed sales (18 closings in the current window).
In ZIP 32073 (Orange Park), 943 homes closed in the last 12 months at a median of $302K ($172/sq ft), down 1.9% year over year, with a median 36 days on market. Right now 180 active and 77 pending listings put supply at about 2.3 months — a healthy market. See the live ZIP 32073 housing market and the Clay County market.
County records show 3 qualified sales in Loch Rane across 2024–2025 (1 in 2024, 2 in 2025), median $379,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Loch Rane: of 13 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Orange Park.
Loch Rane is a community of 66 homes in Orange Park, Clay County, built between 1984 and 2016 (median 1987.0), with a median living area of about 2,302 square feet. 73% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Loch Rane pairs a gated, guard-staffed entrance with golf, tennis, and clubhouse amenities on a small footprint of 41 homes built mostly between 1977 and 1986 — a setting where scarcity, not new supply, is doing most of the work on price.
The setting & the homes.
Aerial and on-site photos of Loch Rane. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Loch RanePhotos from realMLS listings in Loch Rane; content deemed reliable but not guaranteed.
Who Loch Rane is best for.
Best for
- Buyers prioritizing gated golf-course and clubhouse amenities over new-construction finishes
- Buyers with a renovation budget or contractor access who can take on an older (1977-1986) home
- Sellers looking to list into a seller-leaning market with only one competing active listing
Probably not for
- Buyers who need a fully updated, turnkey home with no renovation work
- Buyers who want a wide field to compare, given only one active listing at a time
- Buyers on a tight timeline who cannot move quickly in a 0.6-months-of-supply market
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending November 12 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($412K) IS the median in the snapshot above, and the move from 2025 ($438K) IS the -5.9% one-year change.
Windows contain 8 to 26 sales each (18 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Loch Rane Market Scorecard
Loch Rane is currently a strong seller's market. About 1.3 months of supply, a median asking price of $549,450, and homes go under contract in about 24 days.
Typical home value in the 32073 ZIP is $299,115, about 17.9% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Loch Rane
Live MLS inventory for Loch Rane. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 34 daysTop listing
Active · 15 days
Under Contract · 51 daysActive and pending Loch Rane listings as of 2026-11-13, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Loch Rane on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
Life at Loch Rane
- Gated with Guard · reported on 10 of 13 listings
- Gated · reported on 8 of 13 listings
- Pickleball · reported on 7 of 13 listings
- Clubhouse · reported on 7 of 13 listings
- Pool · reported on 7 of 13 listings
- Tennis Court(s) · reported on 6 of 13 listings
- Jogging Path · reported on 4 of 13 listings
- Fitness Center · reported on 3 of 13 listings
- Golf Course · reported on 2 of 13 listings
- Playground · reported on 2 of 13 listings
- Security Gate · reported on 2 of 13 listings
- Maintenance Grounds · reported on 2 of 13 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
How far is everything?
Everyday stops around Loch Rane are close: the nearest groceries is about 2 minutes away.
- Publix · Groceries2 min
- Octapharma Plasma · Health2 min
- The Park · Shopping3 min
- Callahan’s Irish Bistro · Dining4 min
- Ellianos Coffee · Coffee4 min
- Skate Station Funworks · Parks5 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Nearby Communities
Explore more neighborhoods near Loch Rane with Momentum Realty’s local guides.
Schools
- Clay County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- S. Bryan Jennings Elementary SchoolFLDOE grade A · Public PreK-6
- Orange Park Junior High SchoolFLDOE grade B · Public junior high
- Orange Park High SchoolFLDOE grade B · Public 9-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Clay County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Loch Rane address.
Shop the zone: Homes zoned for Orange Park Middle School · Homes zoned for Orange Park High School
Recent Developments in Loch Rane
Development, infrastructure, retail, and school activity affecting Loch Rane, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Schools
Clay school district says one-mill referendum renews, not raises, property tax
The Clay County school district says the referendum on the upcoming ballot renews the one-mill levy voters first approved in 2020 at the same rate. The money funds school law enforcement contracts and compensation to retain and attract teachers and support staff. A citizens' advisory committee reviews spending, and the district says non-renewal would leave a funding shortfall.
What it may mean for the marketThe outcome sets school operating funding and staffing support for Clay County without changing the current millage rate. The site is about 13 miles south of Loch Rane.
Source: Clay Today - October 2026Market
Northeast Florida home sales dip in September as inventory tightens
Closed sales across the six-county Northeast Florida Association of Realtors area fell 7.7% year over year to 1,608, with the median price at $398,566, up 2.8%. Active inventory dropped 18.4% to 6,348 homes. Median prices were $344,000 in Duval, $575,000 in St. Johns, $355,000 in Clay and $496,500 in Nassau.
What it may mean for the marketLower inventory with softer sales volume points to a thinner supply of listings across all four counties, with Clay the only one of the four showing a year-over-year price decline. The site is about 13 miles northeast of Loch Rane.
Source: Clay Today - September 2026Infrastructure
County Road 220 widening and Little Black Creek bridge replacement open to traffic in Clay County
The project finished ahead of schedule, with a new four-lane bridge over Little Black Creek replacing a 1947 structure. Phase 1 began in December 2024 with intersection improvements at Rideout Ferry Road, and Phase 2 began in January 2025. Officials say it should ease traffic along the corridor.
What it may mean for the marketA four-lane CR 220 corridor improves commute capacity for Fleming Island and Middleburg area drivers. The site is about 5 miles south of Loch Rane.
Source: News4JAX - June 2026Development
Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center
Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.
What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The site is about 8 miles northwest of Loch Rane.
Source: Jax Daily Record - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 9 miles south of Loch Rane.
Source: Jax Daily Record - April 2026Development
Hillwood seeks to mass-grade an AllianceFlorida site for a possible 1 million-square-foot building
Hillwood asked to mass grade a site at AllianceFlorida at Cecil Commerce Center to prepare for a possible 1 million-square-foot building, a step that typically precedes a large industrial or distribution user committing to the Westside park.
What it may mean for the marketA build-ready million-square-foot pad points to a potential large employer on the Westside, the kind of jobs anchor that can lift demand for nearby housing. The site is about 8 miles northwest of Loch Rane.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Loch Rane buying strategy.
If we were buying in Loch Rane today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Loch Rane.
Loch Rane's tight, gated market
The median sale price here is $445,000, working out to $171.62 per square foot on a median home size of 2,249 square feet. Homes were built between 1977 and 1986 (median year built 1980), so pricing tends to be condition-driven — updated kitchens, roofs, and systems separate the top of the range from homes that need work — rather than tied to floor plan age alone. Roughly 85% of homes in the community carry a homestead exemption, consistent with a base of long-held, owner-recorded properties rather than a fast-turnover rental pool.
Inventory is thin: just 1 active listing against 41 total homes, and 0.6 months of supply — well inside seller-leaning territory, reflected in a market heat score of 62. The community logged 21 closings in the tracked window with a median 38 days on market, and prices have moved up 5% over the past year and 110% since 2012. Amenities (gated entry with guard, clubhouse, pool, tennis, pickleball, fitness center, golf course, jogging path, playground) are reported across current MLS listings — confirm current access and any fees directly with the HOA before writing an offer.
The location and the amenities are priced into every listing in Loch Rane. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Loch Rane buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (7.2). Basis: Long-Term Appreciation +107% since 2012; Recent Direction -5.9% year-over-year; Liquidity & Demand 1.3 months of supply; Owner Commitment 73% owner-occupied; Pricing Power 97.2% sale-to-list. Refreshed with each data update.
Why work with Momentum here
With only one active listing and 41 homes total, there is not enough turnover in Loch Rane for a generic online estimate to mean much — pricing a home here takes a hand-prepared, condition-by-condition read against recent comparable closings, plus local knowledge of what the gate, golf, and clubhouse amenities actually include before you make an offer or set a list price.
Loch Rane in 15 seconds.
What it really costs to own in Loch Rane
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $1,533/year (about $128/month) across 12 MLS listings (most billed annually; 2026-11-13). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Clay County is $1,189/yr (606 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 13 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
Email me new listings in Loch Rane
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Loch Rane
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Loch Rane will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA reported ~$1485/year
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Flood & Insurance Context
Of 13 sampled listing addresses in this community: 100% outside the FEMA Special Flood Hazard Area (Zone X/B/C).
Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.
Source: FEMA National Flood Hazard Layer, address-level lookups (n=13) · as of 2026-11
Tools for a Loch Rane buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Loch Rane sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Loch Rane, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Loch Rane home worth?
Get a no-obligation home value based on real comparable sales in Loch Rane, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Orange Park →
Recently off market in Loch Rane
Homes in Loch Rane that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 16 on record.
- 2338 Glenfinnan Drive · off market
- 356 Perthshire Drive · off market
- 595 Aberdeen Court · off market
- 655 Fingal Drive · off market
- 662 Fingal Drive · off market
- 663 Kilchurn Drive · off market
- 664 Kilchurn Drive · off market
- 668 Fingal Drive · off market
| Location | Orange Park, Clay County, FL · ZIP 32073 |
|---|---|
| Homes in the community | 66 (FL DOR 2025 assessment roll) |
| Years built | 1984–2016 (median 1987.0) |
| Typical living area | 2,302 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Gated, Gated with Guard, Clubhouse, Pickleball, Tennis Court(s), Restaurant |
| Sale prices, last 12 months | $412,000 median across 18 closed sales · $171 per sq ft · -5.9% vs the prior 12 months |
| Days on market (closed sales) | 33 median |
| For sale right now | 2 active, 1 pending · median asking $549,450 · 1.3 months of supply |
| Owner-occupied (homestead) share | 73% |
| Zoned public schools | S. Bryan Jennings Elementary School (A, FLDOE 2025-26); Orange Park Junior High School (B, FLDOE 2025-26); Orange Park High School (B, FLDOE 2025-26) |
Data as of November 12, 2026. Data provided by realMLS; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Loch Rane key facts,” movewithmomentum.com/neighborhoods/loch-rane-orange-park, data as of November 12, 2026.
Just listed in Loch Rane
The newest homes for sale in Loch Rane right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 2333 Glenfinnan Drive $459,000 · 4 bd · 3 ba · 2,377 sq ft · listed Oct 29, 2026 Courtesy of HOUSE & HAVEN
- 612 Chivas Court $639,900 · 4 bd · 3 ba · 3,051 sq ft · listed Oct 10, 2026 Courtesy of UNITED REAL ESTATE GALLERY
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Loch Rane Orange Park Right Now (3)
All 3 active and pending Loch Rane Orange Park listings with a detail page, newest first, refreshed twice a day from the MLS.
- 2333 Glenfinnan Drive · $459,000 · 4 bd / 3 ba · listed Oct 28, 2026 · listed by House & Haven
- 612 Chivas Court · $639,900 · 4 bd / 3 ba · listed Oct 9, 2026 · listed by United Real Estate Gallery
- 287 Gleneagles Drive · $373,000 · 3 bd / 2.5 ba · pending · listed Sep 23, 2026 · listed by United Real Estate Gallery
Recently sold in Loch Rane Orange Park
- 663 Kilchurn Drive · sold $440,000
- 778 Ennis Drive · sold $345,000
- 655 Fingal Drive · sold $445,000
- 714 Balmoral Lane · sold $365,000
- 598 Glasgow Court · sold $730,000
- 752 Cameron Drive · sold $377,000
- 2338 Glenfinnan Drive · sold $464,000
- 664 Kilchurn Drive · sold $350,000
- 655 Fingal Drive · sold $265,000
- 798 Cameron Drive · sold $395,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Orange Park home searches
- All homes for sale in Orange Park, FL
- Homes for sale in Clay County, FL
- Orange Park golf course homes
- Orange Park home values: what is my house worth?
Orange Park guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Clay County)
- Homestead exemption (Clay County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Oakmont Drive (1 homes on record)
Frequently Asked Questions
What is the median home price in Loch Rane?
How long do homes in Loch Rane take to sell?
Is Loch Rane a buyer's or seller's market right now?
How many homes are in Loch Rane?
What share of Loch Rane is owner-occupied?
When were the homes in Loch Rane built?
Have Loch Rane home prices gone up?
What schools serve Loch Rane?
Who is the best real estate agent for Loch Rane?
How do I find a top Orange Park real estate agent who knows Loch Rane?
Can Momentum Realty connect me with an agent for Loch Rane?
Where is Loch Rane, and what county is it in?
How far is Loch Rane from downtown Jacksonville and the beach?
Is Loch Rane in a flood zone?
Is Loch Rane a good place to live?
Should you buy in Loch Rane?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: November 13, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending November 12, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 32073)) |
| Under-contract shares | realMLS records, as of 2026-11-12 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2011 (282 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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