Aerial view of Moseley Heights

Moseley Heights
Homes for Sale in Palatka, FL

All 106 homes for sale in Palatka, FL · median $249,450 · 108 homes for sale in 32177 · Putnam County homes for sale

Community in Palatka · Putnam County · ZIP 32177
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Built fromLive realMLS data24 years of closingsUpdated twice daily

As of September 2026, the MLS records 24 closed sales in Moseley Heights in Palatka, FL since 2002, the most recent in May 2025. Across Palatka as a whole, 42 homes closed in the last 12 months at a median of $291,720, 58 median days on market, with 7 homes for sale today. At that median and Putnam County's FY2025-26 rate of 16.89 mills, annual property tax runs about $4,930 ($4,250 with the full homestead exemption).

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Moseley Heights is an older, established pocket of Palatka where price is driven by condition, not location premium. With a median build year of 1950 and homes reaching as far back as 1900, what you pay tracks how much work has already been done — updated systems, roof, and finishes versus a house that still needs them. Expect a wide spread from one address to the next, and read each home on its own merits rather than a neighborhood average.

With roughly 101 homes and a homestead share near 69%, this is a mostly owner-occupied enclave rather than a rental-churn area, which tends to keep turnover measured. For buyers, that means patience and a willingness to underwrite renovation costs honestly. For sellers, it means the homes that have been genuinely updated stand apart — deferred maintenance is the single clearest thing separating one price from another here.

Nearby homes for sale

No active listings inside Moseley Heights right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

1709 CARR Street
$400K · 0.3 mi away
3 bd · 2 ba · 1,892 sqft
1709 CARR Street
Listed by WE SELL HOMES LLC
802 S 15TH Street
$305K · 0.3 mi away
4 bd · 3 ba · 2,070 sqft
802 S 15TH Street
Listed by COLDWELL BANKER PREMIER PROPERTIES
1811 KATE Street
$215K · 0.3 mi away
3 bd · 2.5 ba · 1,776 sqft
1811 KATE Street
Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
322 S 17TH Street
$236K · 0.3 mi away
3 bd · 1 ba · 1,673 sqft
322 S 17TH Street
Listed by TIMBER TO TIDES REALTY LLC
401 HUSSON Avenue
$239K · 0.4 mi away
4 bd · 2 ba · 1,521 sqft
401 HUSSON Avenue
Listed by THE FIELDS GROUP REALTY
116 MOSELEY Avenue
$225K · 0.4 mi away
3 bd · 2 ba · 1,210 sqft
116 MOSELEY Avenue
Listed by IHEART REALTY INC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Moseley Heights is a small, long-settled Palatka neighborhood of about 101 homes, weighted toward mid-century and older construction and held largely by owner-occupants. It rewards buyers who can judge a house on its bones and its updates.

realMLS (Northeast Florida) sales records identify 13 homes in Moseley Heights that have changed hands since 2002, built between 1900 and 1977 (median 1951), with a median living area of about 1,574 sq ft and a typical 3-bedroom, 1.5-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers with a renovation budget who want to build value through improvements over time
  • Owner-occupant buyers seeking a modest, established home to hold rather than flip quickly
  • Buyers who prize older character and traditional-scale square footage over large new floor plans

Probably not for

  • Buyers who need a turnkey, recently built home with modern systems already in place
  • Buyers with no contingency for roof, wiring, or plumbing surprises in an older house
  • Investors chasing quick rental churn in a largely owner-occupied area

The market around Moseley Heights

Moseley Heights is too small for its own price trend, so here is the market around it.

In ZIP 32177, 149 homes are on the market and 28% are under contract — a steady corner of Palatka.

Across Putnam County, 700 homes are active and 157 pending (18% under contract).

In ZIP 32177 (Palatka), 241 homes closed in the last 12 months at a median of $308K ($180/sq ft), up 1.7% year over year, with a median 61 days on market. Right now 14 active and 5 pending listings put supply at about 5.8 months — a buyer's market. See the live ZIP 32177 housing market and the Putnam County market.

ZIP and county figures describe the wider market, not Moseley Heights specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Moseley Heights, Palatka

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 1 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-09-26)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

If we were buying in Moseley Heights today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Moseley Heights.

Best Buy
Buyers who want older character and are comfortable underwriting renovation.
Biggest Risk
Vintage homes carry deferred-maintenance risk in roof, systems, and structure.
Sweet Spot
A genuinely updated mid-century home priced against unrenovated neighbors.
Avoid If
You need move-in-ready new construction with no project work.

An older housing stock read on condition

The building range here runs from 1900 to 2012, but the median year built of 1950 tells the real story: this is predominantly older stock. A median living area around 1,470 square feet points to modest, traditional footprints rather than sprawling floor plans. If you value character, mature lots, and the chance to improve a home over time, that profile works in your favor.

Because the homes vary so much in age and upkeep, inspections matter more than usual. Roof age, wiring, plumbing, and foundation are where the money hides in houses of this vintage, and they are also where a well-maintained home earns its price. Buyers should budget for due diligence; sellers should document every improvement, because in an older neighborhood proof of work translates directly into value.

“

The location and the amenities are priced into every listing in Moseley Heights. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

A neighborhood this varied in age and condition is exactly where local read beats a spreadsheet. We help buyers separate cosmetic fixes from structural ones and price the work realistically before you commit, and we help sellers position a truly updated home so it does not get lumped in with houses that still need everything. That judgment is the difference in an older Palatka market like this one.

Moseley Heights in 15 seconds.

Best forBuyers who want older character and are comfortable underwriting renovation.
Biggest advantageA mostly owner-occupied, established neighborhood with modest, traditional footprints.
Biggest riskVintage homes carry deferred-maintenance risk in roof, systems, and structure.
Sweet spotA genuinely updated mid-century home priced against unrenovated neighbors.
Avoid ifYou need move-in-ready new construction with no project work.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Moseley Heights homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Moseley Heights.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Moseley Heights sales matched to your home.

What is your Moseley Heights home worth?

Get a no-obligation home value based on real comparable sales in Moseley Heights, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.
Buyers with a renovation budget who want to build value through improvements over timeExcellent fit
Owner-occupant buyers seeking a modest, established home to hold rather than flip quicklyExcellent fit
Buyers who prize older character and traditional-scale square footage over large new floor plansExcellent fit
Buyers who need a turnkey, recently built home with modern systems already in placeProbably not
Buyers with no contingency for roof, wiring, or plumbing surprises in an older houseProbably not
Investors chasing quick rental churn in a largely owner-occupied areaProbably not

Data sources & freshness

Under-contract sharesrealMLS records, as of 2026-09-26
Historical depthClosed-sale records back to 2002 (24 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Moseley Heights with Momentum Realty’s local guides.

Prosper Street0.2 mi away · 18 homes, built 1950–03Highland Pines0.2 mi away · 121 homes, built 1905–23BOBrooks Of Hussons0.2 mi away · 76 homes, built 1900–03Moodys Of Hussons0.2 mi awayFTFearnside Terrace0.2 mi away · 78 homes, built 1905–23, 1 for saleGWGlisson Wells Harts0.2 mi away · 58 homes, built 1900–88BABurts Addition0.2 mi away · 57 homes, built 1884–91

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for Moseley Heights. These are the public schools most often assigned to other communities in ZIP 32177; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Common questions about Moseley Heights

Where is Moseley Heights?

Moseley Heights is a community in Palatka, Putnam County, Florida, ZIP 32177.

Are there homes for sale in Moseley Heights right now?

No active listings inside Moseley Heights at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Moseley Heights have an HOA or CDD?

No HOA is on record for Moseley Heights in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Thinking of selling in Moseley Heights? See the Putnam County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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