Buying or selling? Call (904) 351-6461
Navy Oaks in Pensacola

Navy Oaks

New construction · Beulah · ZIP 32526

D.R. Horton new construction in Beulah, minutes from Navy Federal and I-10.

New constructionBeulah corridorNear Navy Federal
Live Market Pulse
47/100
Momentum
Buyer-Leaning Market (limited data)
Navy Oaks is an actively building D.R. Horton community, so phase, floor plan, lot, and builder incentives set where a home lands; confirm current pricing and inclusions with the builder.
Free · No obligation
Unlock Off-Market Navy Oaks

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Pensacola MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulsePensacola MLS
$320K
Median Price
12mo
Supply
48days
Avg DOM
Soft
Seller Leverage
$151/sf
Median $/Sqft
-6%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Navy Oaks is a D.R. Horton new-construction community in Beulah, right in the corridor that the Navy Federal expansion and funded I-10 projects are fueling. The read is standard new-build discipline, phase, lot, and incentives, with the Beulah location and the cluster of nearby D.R. Horton communities setting the competitive backdrop. Lot selection is the lever."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Navy Oaks market snapshot (as of June 11, 2026): the median sale price is about $320K ($151 per sq ft), with homes averaging 48 days on market and 12.0 months of supply, a buyer-leaning market (limited data). Based on 2 recent closings in live Pensacola MLS data.

Navy Oaks is a D.R. Horton new-construction community in the Beulah area of northwest Pensacola, Escambia County (ZIP 32526), minutes from the Navy Federal campus and Interstate 10.

As D.R. Horton product, floor plans, finishes, and pricing are set by the builder and move with phase and inventory. The Beulah corridor has a cluster of D.R. Horton communities nearby, including Vintage Creek, Lakeshore Preserve, and Birch Run, so cross-shopping is straightforward.

Because it is actively building, lot choice is widest now, and the lot and phase you buy in drive resale as much as the floor plan.

The location is the demand engine: Beulah is one of Escambia County's fastest-growing areas, anchored by the Navy Federal expansion and funded road projects, with shopping and I-10 access close.

Quick Match

Who Navy Oaks is best for.

Best for

  • Buyers who want new construction with a builder warranty
  • Navy Federal and Beulah-corridor commuters
  • Buyers who want current lot choice in a building community
  • Value-focused buyers who want a fast-growing corridor

Probably not for

  • Buyers who want an established, mature neighborhood
  • Buyers who want a waterfront or beach address
  • Buyers who want a large custom or estate home
  • Buyers who want an urban, walkable setting
Market Pulse

How Navy Oaks is performing right now

47/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
12Months of supplytight
47Median days on marketdays
0 : 2Under contract vs for salestrong demand
2Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
-5%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Pensacola MLS, as of June 11, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Navy Oaks listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Navy Oaks buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Navy Oaks

Live MLS inventory for Navy Oaks. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

9439 Lutoo Ln home for sale in Navy OaksActive · 1 daysTop listing
$359,900
5 bd · 2.5 ba · 2,771 sqft · built 2018
9439 Lutoo Ln, Pensacola, 32526
Reno opportunityBest value
Listed by Real Broker, LLC
9490 Lutoo Ln home for sale in Navy OaksActive · 94 days
$279,900
4 bd · 2 ba · 1,787 sqft · built 2018
9490 Lutoo Ln, Pensacola, 32526
Listed by Better Homes And Gardens Real Estate Main Street Properties

Active and pending Navy Oaks listings as of 2026-06-11, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.. Tap any home to ask about it.

Interactive Map

Navy Oaks on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Pensacola MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

Navy Oaks sits in the Beulah corridor minutes from Navy Federal and I-10, with downtown a reasonable drive and the beaches a longer trip.

Drive times from Navy Oaks. The Beulah location keeps Navy Federal and I-10 close, with the beaches a longer drive.

Navy Federal campus~5 to 10 min · major employer
Interstate 10~5 to 10 min · regional access
Nine Mile Road shopping~10 min · Beulah corridor
Downtown Pensacola~25 min · via I-10
Pensacola Int'l Airport (PNS)~25 to 30 min · east side
Pensacola Beach~40 min · via Gulf Breeze

Drive times are approximate and vary with traffic and your exact departure point. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Navy Oaks with Momentum Realty’s local guides.

Pebble CreekPebble CreekPensacola, FL · adjacentNature TrailNature TrailPensacola, FL · 0.4 miAntietamAntietamPensacola, FL · 0.6 miBeulah GardenEstatesBeulah GardenEstatesPensacola, FL · 0.6 miBirch RunBirch RunPensacola, FL · 0.6 miBlackberry RidgeBlackberry RidgePensacola, FL · 0.6 miBellawoodBellawoodPensacola, FL · 0.7 miBridgewoodBridgewoodPensacola, FL · 0.7 miArbor RidgeArbor RidgePensacola, FL · 0.8 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Navy Oaks (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Escambia County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Navy Oaks is served by Escambia County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Navy Oaks address.

The takeaway

What is shaping value around Navy Oaks: the historic Navy Federal expansion, the funded Beulah I-10 interchange, and steady growth in the north and northwest Pensacola corridor. Each item is sourced and linked.

Recent Developments in Navy Oaks

Development Intelligence

Our read on what is being built around Navy Oaks, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe corridor's drivers point up: a major employer expanding nearby and funded road capacity. The watch items are condition on a varied stock and statewide insurance costs.

Navy Federal expansion nearby

Ongoing
BullishMajor impact
SignificanceRadius: Area

An employer growing toward roughly 10,000 area jobs anchors housing demand across the corridor.

$240M funded Beulah I-10 interchange

2024
BullishMajor impact
SignificanceRadius: Corridor

Funded interchange and I-10 widening improve regional access for the north and northwest corridor.

Steady corridor growth

Ongoing
BullishNotable impact
SignificanceRadius: Area

Sustained corridor growth supports demand, with road projects addressing the added traffic.

Convenient access to jobs and shopping

Ongoing
BullishNotable impact
SignificanceRadius: Area

Proximity to employment and retail keeps the buyer pool steady.

Varied housing stock

Ongoing
NeutralNotable impact
SignificanceRadius: Community

A varied stock means condition and the lot, not a single standard, set pricing.

Florida insurance costs

Ongoing
BearishNotable impact
SignificanceRadius: Area

Rising statewide insurance is a carrying-cost factor to confirm early.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Navy Oaks, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2024
    Employer

    Navy Federal expansion drives Pensacola-area growth

    Navy Federal Credit Union, the region's largest private employer, continued a historic expansion of its campus, with thousands of added jobs and capital investment reported near $1 billion. Why it matters: A major employer growing nearby anchors demand across the north and northwest Pensacola corridor. Source

  2. July 2024
    Infrastructure

    Beulah I-10 interchange gets $240M in state funding

    The Beulah Road and I-10 interchange project, with I-10 widening from the state line east, received $240 million in state funding, phased over several years. Why it matters: Funded road capacity improves access for the corridor Navy Oaks sits in. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Navy Oaks buying strategy.

If we were buying in Navy Oaks, this is the order of operations we would run, and the one we run for our clients.

1

Compare lot and phase, not just floor plan. In a building community, the lot and phase drive resale as much as the model.

2

Get the builder incentives in writing. Rate buydowns and closing-cost help change quarter to quarter.

3

Confirm the HOA dues and whether a CDD applies, and verify the zoned schools by address.

4

Confirm the build timeline and warranty, plus what conveys with the home.

5

Cross-shop a peer, and weigh Lakeshore Preserve nearby.

The Quick Decision
Best Buy
A well-positioned lot with current builder incentives
Biggest Risk
Overpaying for an interior lot in an early phase
Best Lot
Larger and perimeter lots over standard interior lots
Smart Timing
Confirm this quarter's builder incentives and phase pricing
Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Navy Oaks is a D.R. Horton new-construction community in Beulah, minutes from the Navy Federal campus and I-10. As builder product, pricing and finishes move with phase and inventory, and the Beulah corridor has sibling D.R. Horton communities for cross-shopping. Because it is actively building, lot choice is widest now and the lot and phase drive resale as much as the floor plan. The Beulah corridor is one of Escambia County's fastest-growing areas, anchored by the Navy Federal expansion and funded road projects. Confirm current dues, any CDD, and builder incentives directly.

Navy Oaks Homes For Sale

What your money buys in Navy Oaks.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Navy Oaks today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

The Entry Build
$295K to $295K

Smaller plans on standard lots, the value entry into the community.

Lowest entry
The Core Build
$295K to $345K

Mid-size plans on stronger lots with current builder incentives, the heart of the market here.

Most inventory
The Larger Home
$345K to $345K

The larger plans on the best lots in the community, the homes that should hold value best at resale.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings
What Your Money Buys

What ~$320K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$295K to $295K
The Entry Build
Smaller plans on standard lots, the value entry into the community.
$295K to $345K
The Core Build
Mid-size plans on stronger lots with current builder incentives, the heart of the market here.
$345K to $345K
The Larger Home
The larger plans on the best lots in the community, the homes that should hold value best at resale.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Navy Oaks, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Proprietary Data

The renovation premium.

Renovated-listing inventory in Navy Oaks is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Navy Oaks holds value.

Our read on the factors that protect resale here, and the one to manage.

New construction near Navy FederalStrong
Funded corridor road projectsStrong
Builder warranty and new systemsPositive
Fast-growing Beulah corridorPositive
Competing new-construction supplyManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Navy Oaks

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Navy Oaks1

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Navy Oaks2

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Navy Oaks3

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Navy Oaks4

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Navy Oaks5

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

The build is new and the corridor is growing. The deal is won or lost on the lot, the phase, and the incentives you negotiate.

Jon Brooks · Founder, Momentum Realty
Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

7.9B · Buy Score
Resale Strength7.8/10
Renovation Risk9.0/10
Location Efficiency8.0/10
Long-Term Defensibility7.8/10
Carrying Cost Advantage7.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Navy Oaks is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Pensacola MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Pensacola MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.
About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Pensacola MLS; for orientation, not an appraisal.

15-Second Take
  • Lot and phase drive resale, not just plan
  • Larger and perimeter lots hold value best
  • The Navy Federal corridor anchors demand
  • Builder incentives change quarter to quarter
  • Buy the lot right and the rest follows

In an actively building community, the lot and the phase are what you cannot change later. A larger or perimeter lot is the durable advantage over a standard interior homesite next to builder inventory. Read the lot and the phase first, negotiate current incentives, and price the build against real comps rather than the builder's moving base price.

The 15-Second Verdict

Navy Oaks in 15 seconds.

Best forBuyers who want new construction in the Beulah corridor near Navy Federal.
Biggest advantageNew homes in a fast-growing corridor minutes from Navy Federal and I-10.
Biggest riskBuying the wrong lot or phase, or leaving builder incentives on the table.
Sweet spotA well-located lot bought with current incentives and a locked rate.
Avoid ifYou want an established neighborhood, a waterfront address, or a custom estate.

HOA, CDD & Fees

15-Second Take
  • New-construction HOA community in Beulah
  • Confirm current dues and any CDD
  • Minutes from Navy Federal and I-10
  • Lot and phase drive resale value
  • Warranty and timeline matter on a new build

Navy Oaks is an HOA community; confirm the current dues, what they cover, and any builder-to-owner transition with the association or builder. Confirm whether a CDD applies per parcel.

Common-area maintenance and any community amenities; confirm exact inclusions in the current documents.

Run Your Numbers

Tools for a Navy Oaks buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxEscambia County millage and the homestead picture.Rent vs buyThe breakeven on owning in Navy Oaks.Save Our HomesProject your homestead tax cap over time.
The takeaway

In Navy Oaks your lot, plan, and upgrades decide your number; we price against real comps, not the builder's moving base price.

Selling in Navy Oaks

Price it to the lot and the upgrades, not the builder's last base price.

If you are reselling in Navy Oaks, the right list price comes from recent comparable sales and your home's specific lot, plan, and upgrades, not the builder's current base pricing on a newer phase.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Navy Oaks, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Lakeshore Preserve, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Navy Oaks home worth?

Get a no-obligation home value based on real comparable sales in Navy Oaks matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See the full Navy Oaks home value & selling guide, recent comps, fees, and 2026 timing →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Navy Oaks year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Navy Oaks Market Scorecard

Strong buyer's market

Navy Oaks is currently a strong buyer's market. About 12.0 months of supply, a median asking price of $319,900, and homes go under contract in about 48 days.

12.0
Months supply
$319,900
Median list
$320,000
Median sold
$143
Per sqft
48
Days on mkt
2/0/2
Active/Pend/Sold

Typical home value in the 32526 ZIP is $282,036, about 20.7% below the Florida norm (Zillow Home Value Index).

Zoom out for the wider market: ZIP market scorecard.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Navy Oaks?
Navy Oaks is a D.R. Horton new-construction community in the Beulah area of northwest Pensacola, Escambia County (ZIP 32526), minutes from Navy Federal and I-10.
Who builds homes in Navy Oaks?
Navy Oaks is built by D.R. Horton. Plans, finishes, and pricing are set by the builder and move with phase and inventory, so confirm current options directly.
What do homes cost in Navy Oaks?
This is a builder-priced market. Confirm current base prices, lot premiums, and incentives directly with the builder.
Does Navy Oaks have an HOA?
Confirm the current dues, what they cover, the builder-to-owner transition, and whether a CDD applies.
Is Navy Oaks new construction?
Yes. It is an actively building community with completed and to-be-built homes. Confirm current availability and builder terms.
What schools serve Navy Oaks?
It is part of Escambia County Public Schools. School assignment is by address, so confirm the exact zoning for a specific home.
Are there other new communities nearby?
Yes. The Beulah corridor has a cluster of D.R. Horton communities, including Vintage Creek, Lakeshore Preserve, and Birch Run, so cross-shopping within minutes is straightforward.
Is there a CDD in Navy Oaks?
Confirm whether a Community Development District applies to a specific parcel as part of your due diligence.
Is Navy Oaks good for first-time buyers?
New construction with a builder warranty appeals to value and first-time buyers. Confirm the lot, plan, and incentives on a specific home.
How many homes are in Navy Oaks?
It is an actively building community, so the count grows over time. Confirm the current number of completed and available homes with the builder.
Is Navy Oaks a good investment?
New construction in a growing area supports the community. As with any new-construction market, the specific lot, phase, and how you buy drive the outcome; this is not a guarantee of future value.
What should I check before buying in Navy Oaks?
The lot and phase, the floor plan and inclusions, current incentives, the HOA dues and any CDD, school zoning, and a comparable-sales read.
Should I use the builder's agent to buy in Navy Oaks?
The on-site agent represents the builder. Bringing your own representation costs you nothing in most cases and gives you an advocate on price, incentives, lot selection, and the contract.
The Verdict

Should you buy in Navy Oaks?

An honest fit check. We will tell you when it is not your community.

Buyers who want new construction with a builder warrantyExcellent fit
Navy Federal and Beulah-corridor commutersExcellent fit
Buyers who want current lot choice in a building communityExcellent fit
Value-focused buyers who want a fast-growing corridorExcellent fit
Buyers who want an established, mature neighborhoodProbably not
Buyers who want a waterfront or beach addressProbably not
Buyers who want a large custom or estate homeProbably not
Buyers who want an urban, walkable settingProbably not

Get the inside read on Navy Oaks

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Navy Oaks home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

By pressing Get My Navy Oaks Game Plan, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call and text you about your inquiry, which may involve automated means and prerecorded or artificial voices, at the number you provided. You do not need to consent as a condition of buying any property, goods, or services. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out, HELP for help. You also agree to our Privacy Policy and SMS Terms.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Navy Oaks specialist will reach out personally, usually the same day.

Navy Oaks median home price history from 2012 to 2026 — chart by Momentum Realty
Median sale price in Navy Oaks, Florida by year (2012–2026). Source: Momentum Realty.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing data provided by the Multiple Listing Service of the Pensacola Association of REALTORS®. Information deemed reliable but not guaranteed.

Zoom out before you decide: see the Pensacola area market guide or every community in the Neighborhood Finder.

More Pensacola & Pensacola, Escambia & Santa Rosa guides

Compare before you commit — every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Pensacola, Escambia & Santa Rosa or the full Neighborhood Finder.

Talk to a Local Navy Oaks Expert
Call Get Listings