Buying or selling? Call (904) 351-6461

Homes for Sale in Panama City Beach, FL

By , Co-Founder, Momentum Realty · Updated October 23, 2026

Buying in Panama City Beach? Get matched with a local agent →Selling? Get your Panama City Beach home value →or call (904) 351-6461

725 homes are for sale in Panama City Beach, FL as of 2026-10-23, with 234 more under contract. The median list price is $368,500, most homes list between $216K to $675K, and the median listing has been on the market 96 days. That is 1 houses, 688 condos and 1 townhouses. 127 homes came on the market this week.

Panama City Beach, FL key facts
LocationBay County, FL
ZIP codes with their own page3
For sale right now725 active, 234 under contract
Asking prices$368,500, median · most homes $216K–$675K
Median days on market (active listings)96
Property types for sale1 houses, 688 condos, 1 townhouses
New listings this week127

Listing counts and prices as of 2026-10-23; MLS data, refreshed nightly. Market figures describe homes, not residents. Cite as: Momentum Realty, “Panama City Beach, FL key facts,” movewithmomentum.com/homes-for-sale/panama-city-beach-fl/, data as of 2026-10-23.

725
Homes for sale
$368,500
Median list price
$216K to $675K
Typical range
96
Median days on market
127
New this week
234
Under contract
$2,512
Est. monthly cost at median

Newest homes for sale in Panama City Beach

The most recently listed homes in Panama City Beach, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.

10611 Front Beach Road 1303, home for sale in Panama City Beach
$999,900 New
4 bd · 4 ba · built 2006
10611 Front Beach Road 1303, 32407
Ocean Ritz
Listing courtesy of Scenic Sotheby's International Realty
15817 Front Beach Road 2-1701, home for sale in Panama City Beach
$899,500 New
2 bd · 2 ba · built 2006
15817 Front Beach Road 2-1701, 32413
Calypso Towers
Listing courtesy of Beach Time Realty, Inc
10719 Front Beach Road 205, Panama City Beach, FL 32407, home for sale in Panama City Beach
$899,000 New
4 bd · 3 ba · built 2004
10719 Front Beach Road 205, Panama City Beach, FL 32407, 32407
Marisol Condo
Listing courtesy of Counts Real Estate Group Inc
5004 Thomas Drive 1712, Panama City Beach, FL 32408, home for sale in Panama City Beach
$869,000 New
3 bd · 2 ba · built 2005
5004 Thomas Drive 1712, Panama City Beach, FL 32408, 32408
Panama City Beach
Listing courtesy of Legacy Premier Agency
5801 Thomas Drive 901, home for sale in Panama City Beach
$725,000 New
3 bd · 2 ba · built 1982
5801 Thomas Drive 901, 32408
Regency Towers
Listing courtesy of Scenic Sotheby's International Realty
11619 Front Beach Road # 303, Panama City Beach, FL 32407, home for sale in Panama City Beach
$675,000 New
3 bd · 3 ba · built 1985
11619 Front Beach Road # 303, Panama City Beach, FL 32407, 32407
Edgewater Tower
Listing courtesy of Anchor Realty Florida
17643 Front Beach Road 1701, Panama City Beach, FL 32413, home for sale in Panama City Beach
$650,000 New
2 bd · 2 ba · built 2009
17643 Front Beach Road 1701, Panama City Beach, FL 32413, 32413
Tropic Winds
Listing courtesy of Beycome of Florida LLC
2120 Wild Heron Way 201, Panama City Beach, FL 32413, home for sale in Panama City Beach
$649,000 New
3 bd · 2 ba · built 2006
2120 Wild Heron Way 201, Panama City Beach, FL 32413, 32413
Wild Heron
Listing courtesy of Watersound Real Estate
15928 Front Beach Road 3-907, home for sale in Panama City Beach
$625,000 New
3 bd · 2 ba · built 2020
15928 Front Beach Road 3-907, 32413
Calypso Towers
Listing courtesy of Better Homes and Gardens Coast Properties
4425 Thomas Drive 309T, Panama City Beach, FL 32408, home for sale in Panama City Beach
$595,000 New
2 bd · 3 ba · built 1981
4425 Thomas Drive 309T, Panama City Beach, FL 32408, 32408
Moonspinner Apartments
Listing courtesy of Counts Real Estate Group Inc
11619 Front Beach Road 708, Panama City Beach, FL 32407, home for sale in Panama City Beach
$575,000 New
2 bd · 2 ba · built 1985
11619 Front Beach Road 708, Panama City Beach, FL 32407, 32407
Edgewater Tower
Listing courtesy of Foundation Real Estate Agency LLC
17757 Front Beach Road 2302B, home for sale in Panama City Beach
$549,000 New
2 bd · 2 ba · built 2004
17757 Front Beach Road 2302B, 32413
Celadon Beach
Listing courtesy of REMAX By The Sea
16819 Front Beach Road 1200, home for sale in Panama City Beach
$539,900 New
2 bd · 2 ba · built 2007
16819 Front Beach Road 1200, 32413
Tidewater Beach
Listing courtesy of Emerald Seascapes Properties LLC
Emerald Isle
photos on the listing
$535,990 New
2 bd · 2 ba · built 2005
17545 Front Beach Road 1210, 32413
Emerald Isle
Listing courtesy of Superior Of Florida, LLC.
15928 Front Beach Road 3-302, home for sale in Panama City Beach
$525,000 New
3 bd · 2 ba · built 2020
15928 Front Beach Road 3-302, 32413
Calypso Towers
Listing courtesy of Better Homes and Gardens Coast Properties
14825 Front Beach Road 2204, home for sale in Panama City Beach
$524,900 New
2 bd · 2 ba · built 2005
14825 Front Beach Road 2204, 32413
Sunrise Beach
Listing courtesy of CENTURY 21 AllPoints Realty
9860 S Thomas Drive 2124, home for sale in Panama City Beach
$469,900 New
3 bd · 2 ba · built 2008
9860 S Thomas Drive 2124, 32408
Laketown Wharf
Listing courtesy of Simply South Realty
10519 Front Beach Road 1004B, Panama City Beach, FL 32407, home for sale in Panama City Beach
$469,000 New
2 bd · 2 ba · built 2004
10519 Front Beach Road 1004B, Panama City Beach, FL 32407, 32407
Twin Palms Resort
Listing courtesy of RE Florida Homes
5115 Gulf Drive 1708, Panama City Beach, FL 32408, home for sale in Panama City Beach
$465,000 New
1 bd · 2 ba · built 2006
5115 Gulf Drive 1708, Panama City Beach, FL 32408, 32408
Seychelles Resort Condominium
Listing courtesy of Savvy Avenue LLC
15100 Front Beach Road 419/421, home for sale in Panama City Beach
$444,000 New
2 bd · 2 ba · built 2007
15100 Front Beach Road 419/421, 32413
Origin At Seahaven
Listing courtesy of LPT Realty LLC
9860 S Thomas Drive 1406, home for sale in Panama City Beach
$434,900 New
2 bd · 2 ba · built 2008
9860 S Thomas Drive 1406, 32408
Laketown Wharf
Listing courtesy of Keller Williams Success Realty
16819 Front Beach Road 1715, home for sale in Panama City Beach
$430,000 New
1 bd · 2 ba · built 2007
16819 Front Beach Road 1715, 32413
Tidewater Beach
Listing courtesy of Rev Realty Florida, LLC
8815 Thomas Drive 704, Panama City Beach, FL 32408, home for sale in Panama City Beach
$425,000 New
2 bd · 2 ba · built 1982
8815 Thomas Drive 704, Panama City Beach, FL 32408, 32408
Moondrifter
Listing courtesy of Emerald Coast Realty Group
16819 Front Beach Road 2116, home for sale in Panama City Beach
$414,900 New
1 bd · 2 ba · built 2007
16819 Front Beach Road 2116, 32413
Tidewater Beach
Listing courtesy of Scenic Sotheby's International Realty

Panama City Beach homes for sale by price

Every active listing in Panama City Beach grouped by price, with the newest listings in each band. The median is $368,500; the busiest band is $200K – $300K.

Under $200K: 55 homes

$200K – $300K: 189 homes

$300K – $400K: 166 homes

$400K – $500K: 101 homes

$500K – $750K: 164 homes

$750K – $1M: 41 homes

$1M and up: 9 homes

Every home for sale in Panama City Beach right now (725)

All 725 active Panama City Beach listings with a detail page, newest first, refreshed twice a day from the MLS.

Showing the newest 150 of 725; the price bands above and the map cover the rest.

Homes for sale in Panama City Beach by ZIP code

Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.

ZIPHomes for saleMedian list price
32413316$402,500
32408211$329,000
32407197$425,000
324611$4.75M

Panama City Beach communities with the most homes for sale

The Panama City Beach neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.

CommunityFor saleMedian listMedian sold (12 mo)Days on market
Latitude At Watersound54$591,854——
Gulf Highlands Beach Resort42$299,000——
Edgewater Tower40$587,000——
Calypso Towers40$638,500——
Laketown Wharf38$319,700——
Shores Of Panama35$335,000——
Origin At Seahaven30$296,750——
Breakfast Point East26$551,052——
Tidewater Beach22$487,500——
Bay Point21$799,000——
Edgewater Golf Villas19$289,000——
Venture Out Travel Trail18$389,500——
Island Reserve18$273,450——
Laguna Beach17$1.10M——
Majestic Beach Tower17$449,900——
Grand Panama Beach Resort16$574,500——
Pinnacle Port16$369,450——
Breakfast Point15$589,900——
Colonial Landing15$369,000——
Endless Summer15$225,000——
Fontainebleau Terrace14$168,500——
Margaritaville Cottages14$1.41M——
Sunbird Condo14$312,500——
Horizon South13$260,000——
Inlet Beach Heights13$619,900——
Aqua13$734,000——
Bayside At Ward Creek13$459,900——
Celadon Beach13$519,000——
Boardwalk Central12$377,500——
Tapestry Park12$695,000——

What is for sale in Panama City Beach: property types

Another 647 listings in Panama City Beach are land, commercial or other non-residential property and are not counted above.

Browse by type: Condos for sale in Panama City Beach (688) · Manufactured and Mobile Homes for sale in Panama City Beach (35).

What a home in Panama City Beach costs to own

Take the median $368,500 listing with 20% down at today’s 7.32% 30-year rate: principal and interest run about $2,025/month. Bay County’s typical millage of 12.28 puts property tax near $3,910/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Bay County is about $1,928/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $2,512/month plus any HOA or CDD assessment.

Communities buyers are searching in Panama City Beach. The Panama City Beach community pages people are opening from Google right now: Waterfall · Regency Towers.

Explore Panama City Beach

Homes for sale near Panama City Beach

Recently off market in Panama City Beach

Homes in Panama City Beach that left the market most recently, with their last list price and a public-record page for each address. Off-market pages keep the community, tax and sales-history context after a listing closes or expires.

Panama City Beach guides & data

Everything we publish about Panama City Beach: live listings by type, prices and market data, taxes, insurance and what it costs to live here.

Common questions

How many homes are for sale in Panama City Beach, FL?
As of 2026-10-23, Momentum's MLS record shows 725 residential homes actively listed for sale in Panama City Beach and 234 under contract. 127 of them came on the market in the last 7 days.
What is the median home price in Panama City Beach?
The median list price of homes for sale in Panama City Beach is $368,500. Ten percent of listings are under $216K and ten percent are above $675K.
How long do homes take to sell in Panama City Beach?
Homes currently listed have been on the market a median of 96 days.
What does a $368,500 home in Panama City Beach cost per month?
Roughly $2,512 a month with 20% down at 7.32%: principal and interest of $2,025, Bay County property tax of about $326/month after the $50,000 homestead exemption, and insurance near $161/month at the Citizens county average. HOA or CDD fees, where they apply, come on top.
Which Panama City Beach neighborhoods have the most homes for sale?
The communities with the most active listings right now are Latitude At Watersound (54), Gulf Highlands Beach Resort (42), Edgewater Tower (40), Calypso Towers (40), Laketown Wharf (38). Each community page carries its own sales history, live inventory and schools.
How do I see a home for sale in Panama City Beach?
Every listing on this page opens a full page with all photos, the community's data and a tour request. A Momentum agent who works Panama City Beach can show any home here, whether it is our listing or another brokerage's, at no cost to a buyer. Call (904) 351-6461 or use the form below.
Where is Panama City Beach, FL, and what county is it in?
Panama City Beach is in Bay County, Florida. Homes for sale there today carry the ZIP codes 32413, 32408, 32407, 32461. Nearby cities in the same county with homes for sale: Panama City, Mexico Beach.
What ZIP codes are in Panama City Beach, FL?
Listings in Panama City Beach are currently in 4 ZIP codes: 32413, 32408, 32407, 32461. The ZIP table above shows how many homes are for sale in each and the median asking price.
How many houses are for sale in Panama City Beach, FL?
1 single-family houses are for sale in Panama City Beach today, out of 725 total listings (688 condos, 1 townhouses). The property-type section above breaks the inventory down, and each card opens the full listing.
How do I buy a house in Panama City Beach, FL?
Start with the numbers: 725 homes are for sale in Panama City Beach today at a median asking price of $368,500, so a 20% down payment on the median home is about $73,700 and principal and interest run near $2,025/month at today's 7.32% 30-year rate. Get pre-approved first, sign a written buyer agreement with your agent (required before touring since August 2024), then search by price band, ZIP or community above. Our Florida buyer closing-cost calculator itemizes the cash to close, and the Florida first-time buyer guide covers programs and down-payment help.
What county is Panama City Beach in?
Panama City Beach is in Bay County, Florida. Bay County's 12-month median sale price is $372K on 12 closings. Property tax, school zoning and permitting for Panama City Beach run through Bay County.
Is Panama City Beach a good place to live?
That depends on your budget, commute and the kind of home you want, so here is what the housing data says about Panama City Beach: the median sale price over the last 12 months was $425K across 18 closings (-0.7% year over year), 14% above the Bay County median of $372K; homes took a median 76 days to go under contract; 4 homes are for sale today, 6.7 months of supply at the current pace, which favors buyers; new construction was 23% of sales; the communities with the most sales are Latitude At Watersound, Bayside At Ward Creek, Breakfast Point East, Gulf Highlands Beach Resort. The market tracker, price bands and community pages on this site carry the full numbers.
Is Panama City Beach in a flood zone?
Partly. Across 301 homes sampled in Panama City Beach's largest communities, about 67% sit outside a FEMA Special Flood Hazard Area (Zone X) and about 33% are inside one (Zone A or AE), where a lender requires flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map; each community page here shows its own mix.

Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Panama City Beach as of 2026-10-23 and refresh as homes list and sell. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.

More communities in Panama City Beach

Crown Point · Hearns · Laguna Beach Ammended · Palmetto Trace · Suntime Beach U · Tidewater Creek

Free monthly report

Get the Panama City Market Pulse every month

One email when the new edition is out: median price and the same-home change, days on market, months of supply, price cuts and what failed to sell, computed from MLS closed records. See the current edition. Unsubscribe any time.

By subscribing, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may email you about the report and the local market. You do not need to consent as a condition of buying any property, goods, or services. See our Privacy Policy.

Buying in Panama City Beach?

See any home on this page with a local agent.

A Momentum agent who works Panama City Beach every week will set up showings, pull the comps before you offer, and tell you which of these homes is actually priced right. No cost to a buyer.

Selling instead? See what your home would list for.

Tour homes in Panama City Beach

Tell us what you are looking for and a local agent will reach out, usually within one business day.

or call (904) 351-6461