North Lakes
Homes for Sale in Lutz, FL
All 251 homes for sale in Lutz, FL · median $525,000 · 16 homes for sale in 33548 · Hillsborough County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 6 closed sales in North Lakes Sec G A Repl in Lutz, FL since 2023, the most recent in June 2026. Across Lutz as a whole, 372 homes closed in the last 12 months at a median of $475,000, 40 median days on market, with 108 homes for sale today. At that median and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $7,470 ($6,850 with the full homestead exemption).
North Lakes doesn't currently have enough active MLS activity to pin down a reliable price trend, which is itself useful information: this is a small, quiet pocket of Lutz rather than a high-turnover subdivision. When a community shows no listed amenities and thin inventory, pricing tends to be driven almost entirely by the individual home and lot rather than by a shared clubhouse, pool, or gate fee baked into every sale.
For a buyer, that means doing homework on the specific property rather than leaning on community-wide comps. For a seller, it means your listing may stand out simply because there isn't a wall of competing inventory to get lost in. Either way, this is a market where patience and direct comparison of individual homes matter more than tracking a broad index.
Nearby homes for sale
No active listings inside North LakesHomes for Sale in Lutz, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
North Lakes sits in Lutz, Hillsborough County, in a section of the market where current MLS data shows no distinct community amenities, pointing to a straightforward residential setting rather than an amenity-driven subdivision.
Stellar MLS sales records identify 15 homes in North Lakes that have changed hands since 2010, built between 1983 and 1988 (median 1984), with a median living area of about 2,856 sq ft and a typical 4-bedroom, 3-bath layout; 87% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who North Lakes is best for.
Best for
- Buyers prioritizing the individual home and lot over shared community features
- Buyers comfortable doing extra diligence in a market with limited current comp data
- Buyers who want a Lutz, Hillsborough County location without amenity fees
Probably not for
- Buyers who want a clubhouse, pool, or other on-site amenities as part of the purchase
- Buyers who rely heavily on a deep pool of recent same-community sales to set price expectations
- Buyers wanting a highly active, fast-turnover listing environment to compare offers against
The market around North Lakes
North Lakes is too small for its own price trend, so here is the market around it.
In ZIP 33548, 32 homes are on the market and 34% are under contract — a fast-moving corner of Lutz.
Across Hillsborough County, 6,274 homes are active and 1,939 pending (24% under contract).
In ZIP 33548 (Lutz), 901 homes closed in the last 12 months at a median of $415K ($242/sq ft), up 3.4% year over year, with a median 28 days on market. Right now 8 active and 4 pending listings put supply at about 2.8 months — a healthy market. See the live ZIP 33548 housing market and the Hillsborough County market.
ZIP and county figures describe the wider market, not North Lakes specifically. Momentum Research analysis of MLS records.
Recent Developments in North Lakes
Development, infrastructure, retail, and school activity affecting North Lakes, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Development
33-story tower planned for Water Street Tampa expansion
Strategic Property Partners plans a 33-story mixed use tower at Water Street and Cumberland Avenue in downtown Tampa on a 1.9-acre site. The building would hold 452 residential units ranging from studios to three bedrooms plus about 37,000 square feet of retail and 645 parking spaces. Construction is scheduled to begin in spring 2027 with completion targeted for 2029.
What it may mean for the marketAdds a 33 story tower with 452 residential units and ground floor retail to the downtown Tampa market, continuing the buildout of the Water Street district and expanding high rise housing supply. The project is about 22 miles south of North Lakes, elsewhere in Hillsborough County.
Source: Florida YIMBY - July 2026Development
Mercy Oaks II affordable apartments open on North Florida Avenue
Catholic Charities, with the City of Tampa and Hillsborough County, completed Mercy Oaks II, a 17-unit affordable apartment building on North Florida Avenue in East Tampa built on the site of a former strip mall. The project includes 15 one-bedroom and two two-bedroom units, with seven units serving households up to 80 percent of area median income and ten up to 50 percent. It was supported by 1.25 million dollars in state SHIP funds from the city and sits next to the 20-unit Mercy Oaks I completed in 2022.
What it may mean for the marketAdds 17 income restricted apartments on a former strip mall site, expanding the affordable rental supply and converting vacant commercial land to housing. The project is about 17 miles south of North Lakes, elsewhere in Hillsborough County.
Source: City of Tampa - July 2026Builder Activity
First 3D-printed affordable home nears completion in East Tampa
The nonprofit Corporation to Develop Communities of Tampa is completing Tampa's first 3D-printed affordable home on Lurline Circle in East Tampa, using a gantry-style printer that layers concrete for the walls. The house is expected to be finished within weeks and listed for sale in about two months, with down payment assistance and first time homebuyer programs available. The effort is part of a broader CDC initiative that includes more than 90 multifamily units in East Tampa.
What it may mean for the marketIntroduces 3D concrete printing construction to the local for sale housing market, with a new single family home and additional multifamily units planned. The method signals a new building technique entering the area home supply. The project is about 18 miles south of North Lakes, elsewhere in Hillsborough County.
Source: Bay News 9 - April 2026Development
New mixed-use development planned on State Road 52 in central Pasco
A mixed-use development planned on State Road 52 in central Pasco County, next to Pilot Country Airport, would add 108 single-family homes, about 175,000 square feet of commercial and retail space, and a 120-room hotel, with completion expected around 2030.
What it may mean for the marketA new mixed-use community adds housing, retail, and lodging along the State Road 52 corridor in central Pasco, the kind of growth that can shape demand and pricing for nearby communities. The site is about 4 miles northwest of North Lakes.
Source: Tampa Bay Times - January 2026Development
Moffitt Cancer Center opens flagship outpatient center at its new Speros FL campus in Pasco
Moffitt Cancer Center held the grand opening of its flagship outpatient cancer center in January 2026 at Speros FL, its large new campus on State Road 52 in Pasco County. The campus is planned as a long-term life sciences and medical hub expected to bring substantial employment to the area.
What it may mean for the marketA large new medical and life sciences campus is a long-term employment anchor for central Pasco, a structural demand driver for housing in the surrounding area. The site is about 7 miles west of North Lakes.
Source: WUSF - January 2026Development
Flagship breaks ground on 46,000-square-foot Wiregrass Ranch Medical Pavilion in Wesley Chapel
Flagship Healthcare Properties broke ground in January 2026 on a 46,000-square-foot medical pavilion at Wiregrass Ranch in Wesley Chapel, adding outpatient medical space to the growing State Road 56 corridor.
What it may mean for the marketAdded outpatient medical space along the State Road 56 corridor deepens healthcare access and professional employment in Wesley Chapel, an amenity factor that can support nearby housing demand. The site is about 5 miles southeast of North Lakes.
Source: HCO News
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The North Lakes buying strategy.
If we were buying in North Lakes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in North Lakes.
A Quiet Corner With Few Data Points
There isn't a deep well of current listing activity to draw a market narrative from in North Lakes, and no community amenities show up in the current MLS record. That's not unusual for smaller replats and older sections within Lutz — the value proposition tends to rest on the home itself, the lot, and proximity to the broader Lutz area rather than on shared recreational features.
Buyers should treat any specific listing here as its own case study: check the age and condition of the structure, the lot layout, and how it compares to nearby Lutz inventory, since there isn't a large internal comp set to anchor expectations. Sellers should expect that marketing will hinge on the property's own merits and its position within Hillsborough County rather than on a recognizable amenity package.
The location and the amenities are priced into every listing in North Lakes. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with limited current listing data, the value of local, hands-on comp work goes up, not down. We pull from the surrounding Lutz and Hillsborough County market to give buyers and sellers a realistic read on a specific home, rather than relying on a thin or misleading average.
North Lakes in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $22/month (about $264/yr) · median of 32 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $22 per month ($264 a year) — the median AssociationFee across 32 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a North Lakes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed North Lakes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in North Lakes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your North Lakes home worth?
Get a no-obligation home value based on real comparable sales in North Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Lutz →
Should you buy in North Lakes?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 19, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2023 (6 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how North Lakes fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about North Lakes
Where is North Lakes?
North Lakes is a community in Lutz, Hillsborough County, Florida, ZIP 33548.
Are there homes for sale in North Lakes right now?
No active listings inside North Lakes at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does North Lakes have an HOA or CDD?
No HOA is on record for North Lakes in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
More Lutz (Pasco) & Tampa North / Pasco County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Tampa North / Pasco County or the full Neighborhood Finder.
Nearby Communities
Explore more neighborhoods near North Lakes with Momentum Realty’s local guides.
North Lakes Sec G A Repl Market Scorecard
North Lakes Sec G A Repl is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 33548 ZIP is $680,300, about 9.4% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.