Oak Forest
Homes for Sale in Keystone Heights, FL
All 96 homes for sale in Keystone Heights, FL · median $268,900 · 119 homes for sale in 32656 · Clay County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 78 closed sales in Oak Forest in Keystone Heights, FL since 2001, the most recent in February 2026. Recorded prices since 2024 ran from $75,000 to $400,000 (median $268,040), on homes of 720 to 3,224 sq ft. Across Keystone Heights as a whole, 103 homes closed in the last 12 months at a median of $269,650, 41 median days on market, with 43 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,030 ($3,440 with the full homestead exemption).
Oak Forest is not a subdivision with a single build era or a shared amenity package driving comps — it is 239 homes built anywhere from 1955 through 2024. That spread means price here is set almost entirely by the individual home: lot, condition, updates, and age, rather than by a uniform floor plan or a clubhouse-and-pool package that lifts every listing together.
The current MLS record shows no identified community amenities, and only about 41.4% of homes carry a homestead exemption. That second figure is worth sitting with: a majority of the homes in Oak Forest are not currently someone's primary, owner-occupied residence, which typically points to a meaningful share of investment, rental, or secondary-use property in the mix. For a buyer, that means doing per-home diligence rather than leaning on neighborhood-wide assumptions, and for a seller it means your comps are genuinely home-specific, not just 'what sold on my street.'
Nearby homes for sale
No active listings inside Oak Forest right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Oak Forest is a 239-home pocket of Keystone Heights in Clay County spanning nearly seven decades of construction — from 1955-built homes to brand-new 2024 builds — with a typical home running about 1,536 square feet and no formal amenity package tied to the community.
realMLS (Northeast Florida) sales records identify 47 homes in Oak Forest that have changed hands since 2001, built between 1955 and 2024 (median 1998), with a median living area of about 1,661 sq ft and a typical 3-bedroom, 2-bath layout. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 10 qualified sales in Oak Forest across 2024–2025 (7 in 2024, 3 in 2025), median $268,100 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Oak Forest is best for.
Best for
- Buyers comfortable evaluating a home on its own age and condition rather than relying on a uniform subdivision standard.
- Investors or buyers open to a mix of older and newer construction who want to underwrite each property individually.
- Buyers who do not need a clubhouse, pool, or other shared amenity package as part of the purchase.
Probably not for
- Buyers who want every home on the street built to the same era and floor plan.
- Buyers who are counting on HOA-run amenities as part of the value proposition.
- Buyers who want to skip individual home due diligence and rely purely on neighborhood-wide averages.
The market around Oak Forest
Oak Forest is too small for its own price trend, so here is the market around it.
In ZIP 32656, 146 homes are on the market and 18% are under contract — a steady corner of Keystone Heights.
Across Clay County, 1,300 homes are active and 458 pending (26% under contract).
In ZIP 32656 (Keystone Heights), 318 homes closed in the last 12 months at a median of $342K ($186/sq ft), down 4.7% year over year, with a median 43 days on market. Right now 77 active and 20 pending listings put supply at about 4.6 months — a balanced market. See the live ZIP 32656 housing market and the Clay County market.
ZIP and county figures describe the wider market, not Oak Forest specifically. Momentum Research analysis of MLS records.
The Oak Forest buying strategy.
If we were buying in Oak Forest today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Oak Forest.
A wide build era, no shared amenities
Walk a few streets in Oak Forest and you can pass a home built in the 1950s and one finished in 2024 within sight of each other. This is a community built in waves rather than a single development cycle, and the typical home sits around 1,536 square feet — a modest, efficient footprint rather than a sprawling new-build floor plan.
There is no clubhouse, pool, or shared recreational amenity identified in current MLS listings for Oak Forest, so any lifestyle draw here comes from the individual property and its setting, not a homeowners' association package. Combine that with a homestead share of only about 41.4%, and the practical takeaway is that inventory turns over for a mix of reasons — some owner move-ins, some investment or rental transitions — which is worth confirming property by property rather than assuming.
The location and the amenities are priced into every listing in Oak Forest. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A community with a build span running from the 1950s to brand-new construction and no shared amenity package does not price itself off a template — each of the 239 homes has to be evaluated on its own age, condition, and use history, including whether it currently carries a homestead exemption, which affects tax proration and can signal whether a property has been owner-occupied or held as an investment. Momentum works these details house by house rather than leaning on a subdivision-wide average, which matters in a market like Oak Forest where the next listing over may have been built decades apart from yours.
Oak Forest in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Oak Forest buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Oak Forest sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Oak Forest, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Oak Forest home worth?
Get a no-obligation home value based on real comparable sales in Oak Forest, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
How many homes are in Oak Forest?
What share of Oak Forest is owner-occupied?
When were the homes in Oak Forest built?
Who is the best real estate agent for Oak Forest?
How do I find a top Keystone Heights real estate agent who knows Oak Forest?
Can Momentum Realty connect me with an agent for Oak Forest?
Where is Oak Forest, and what county is it in?
How far is Oak Forest from downtown Jacksonville and the beach?
Should you buy in Oak Forest?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 32065/32656)) |
| Under-contract shares | realMLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2001 (78 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Oak Forest fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Oak Forest with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Oak Forest. These are the public schools most often assigned to other communities in ZIP 32656; zones change and vary by address, so confirm with the district before you buy.
- Keystone Heights Elementary School · PreK-5 · FLDOE grade C (assigned to 13 nearby communities)
- Keystone Heights Junior/Senior High School · 6-12 · FLDOE grade B (assigned to 13 nearby communities)
- Keystone Heights Junior/Senior High School or your address-zoned middle school · Middle (assigned to 6 nearby communities)
- Keystone Heights Junior/Senior High · junior/senior high · FLDOE grade B (assigned to 3 nearby communities)
- Keystone Heights Elementary · elementary · FLDOE grade C (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).