Oak Terrace
Homes for Sale in Jacksonville, FL

Oak Terrace is a 92-home Duval County pocket in Jacksonville where construction spans more than a century — from 1907 to 2024 — anchored by a median build year of 1940 and no identified community amenities, so the draw here is the individual home and lot, not a shared clubhouse or pool.

realMLS (Northeast Florida) sales records identify 10 homes in Oak Terrace that have changed hands since 2001, built between 1923 and 2025 (median 1940), with a median living area of about 1,177 sq ft and a typical 3-bedroom, 1.5-bath layout; 80% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Oak Terrace is too small for its own price trend, so here is the market around it.

In ZIP 32206, 128 homes are on the market and 23% are under contract — a steady corner of Jacksonville.

Across Duval County, 3,953 homes are active and 1,522 pending (28% under contract).

In ZIP 32206 (Jacksonville), 221 homes closed in the last 12 months at a median of $307K ($172/sq ft), down 6.2% year over year, with a median 58 days on market. Right now 65 active and 26 pending listings put supply at about 5.5 months — a buyer's market. See the live ZIP 32206 housing market and the Duval County market.

ZIP and county figures describe the wider market, not Oak Terrace specifically. Momentum Research analysis of MLS records.

The range tells the story: the oldest recorded home in Oak Terrace dates to 1907, the newest to 2024, and the median build year lands at 1940. That's a wide spread packed into just 92 homes, meaning this isn't a single-era subdivision where every house shares a floor plan and a builder — it's a mix of early stock and scattered newer builds replacing what came before. Buyers should expect to evaluate each home on its own age and condition rather than assume uniformity from one address to the next.

Median living area comes in at 1,409 square feet, modest relative to new construction elsewhere in the market, and there are no community amenities identified from current MLS listings — no clubhouse, pool, or HOA-run common space to factor into the value equation. Ownership here also skews away from straight owner-occupancy: only 34.3% of the 92 homes carry a homestead exemption, which points to a real share of the inventory held as rental or investment property rather than primary residences.

A neighborhood spanning 1907 to 2024 construction, with no closings recorded in the current window and no organized amenities to fall back on for comps, is not a place to price off a template. Momentum evaluates each of Oak Terrace's 92 homes on its own build year, footprint, and condition, and reads the ownership mix — where less than a third of homes carry a homestead exemption — to tell a buyer or seller what's actually driving a given offer, rather than pointing to a subdivision average that doesn't exist here.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.