Oakland
Homes for Sale in Fort Walton Beach, FL
All 380 homes for sale in Fort Walton Beach, FL · median $399,950 · 273 homes for sale in 32548 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of November 2026, Oakland Addn in Fort Walton Beach, FL has 3 homes for sale. Over the 12 months ending 2026-11-09, 5 recorded sales closed at a median of $270,000, a median 34 days on market, sellers accepting 94% of original asking. Homes listed or recently sold were built 1950–2017; none of the 15 geocoded homes sit in a FEMA special flood hazard zone (median elevation 34 ft). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $3,480 ($2,970 with the full homestead exemption).
Last 30 days in Oakland: 2 new listings (median asking $424,500). As of November 11, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Oakland
Live MLS inventory for Oakland. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 28 daysTop listingActive · 18 days
Active · 85 daysActive and pending Oakland listings as of 2026-11-11, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Price here is driven by condition, not square footage or vintage. The median home dates to 1969 and runs about 1,584 square feet, but the housing stock spans from 1950 all the way to 2024 — so what you actually pay tracks how much updating a given home has already had. The median sits at $330,000, and expect a wide spread around that number depending on whether you are buying a dated original or a renovated one.
The market posture is tight and quick. Homes are going under contract at a median of 11 days, the market heat score is 55, and there are zero active listings in the current snapshot. For a seller that means leverage and speed when a well-prepared home hits the market. For a buyer it means you need financing lined up and a willingness to move on limited inventory — you will not get a long, leisurely shopping season here.
Figures in this note are as of July 25, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Oakland right now
🟡 Balanced market. 3.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of November 9, 2026. Confidence: Medium (3 active and pending listings, 5 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 12, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Oakland market snapshot (as of November 9, 2026): the median sale price is about $270K, a median 34 days on market for closed sales, and 3.0 months of supply, a balanced market.
In ZIP 32548 (Fort Walton Beach), 51 homes closed in the last 12 months at a median of $325K, up 10.3% year over year, with a median 57 days on market. Right now 37 active and 10 pending listings put supply at about 8.7 months — a buyer's market. See the live ZIP 32548 housing market and the Okaloosa County market.
County records show 6 qualified sales in OAKLAND across 2024–2025 (3 in 2024, 3 in 2025), median $312,900 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Oakland is a community of 251 homes in Fort Walton Beach, Okaloosa County, built between 1955 and 2023 (median 1972), with a median living area of about 1,594 square feet. 62% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
OAKLAND ADDN is an established, largely built-out pocket of Fort Walton Beach with 730 homes and no current MLS-listed amenities. With roughly 65% of homes under homestead exemption, it reads as an owner-occupied, lived-in neighborhood rather than an investor churn.
The setting & the homes.
Aerial and on-site photos of Oakland. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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OaklandPhotos from Emerald Coast MLS listings in Oakland; content deemed reliable but not guaranteed.
Who Oakland is best for.
Best for
- Buyers targeting an established location around the $330,000 median who can close quickly
- Renovation-minded buyers comfortable pricing in updates on an older home
- Long-hold owner-occupants who want a lived-in, non-HOA neighborhood
Probably not for
- Buyers who need a broad selection of active listings to compare
- Anyone wanting resort-style shared amenities, which this neighborhood does not offer
- Buyers who cannot move fast in an 11-day-median market with no inventory on the board
Oakland on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Edwins · Elementary
- Bruner · Middle
- Fort Walton Beach · High
Zoned schools reflect the assignments reported on recent Oakland listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Oakland address.
Shop the zone: Homes zoned for Fort Walton Beach High School
The Oakland buying strategy.
If we were buying in Oakland today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Oakland.
An older core, priced on condition
This is not a subdivision with a clubhouse or shared amenities — none were identified from current MLS listings. The value proposition is location and land inside an established Fort Walton Beach grid, with a median build year of 1969 and homes as new as 2024 mixed in as tear-downs and rebuilds. That range is the tell: buyers are choosing between renovation projects and finished product, and the $330,000 median lands somewhere in the middle of that mix.
The longer-term trend has been strong — up 247% since 2012 and 18.9% year over year through mid-2026 — but past movement is history, not a forecast. What it tells you today is that the neighborhood has been in demand and that pricing has been sticky on the way up. Pair that with an 11-day median days-on-market and zero active listings, and the practical reality is a market that rewards preparation on both sides of the table.
The location and the amenities are priced into every listing in Oakland. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Oakland buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.4). Basis: Liquidity & Demand 3.0 months of supply; Owner Commitment 62% owner-occupied; Pricing Power 94.0% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a neighborhood where price hinges on condition and inventory clears in under two weeks, the money is made in the read: knowing which dated homes are worth the renovation math and which finished homes are priced ahead of their comps. We track this Okaloosa micro-market closely, and with no active listings on the board, being positioned before a home lists is often the difference between winning it and watching it go.
Oakland in 15 seconds.
Tools for a Oakland buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Oakland sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Oakland, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Oakland home worth?
Get a no-obligation home value based on real comparable sales in Oakland, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Walton Beach →
Recently off market in OAKLAND ADDN
Homes in OAKLAND ADDN that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 102 NW Cape Drive · off market
- 113 NW Audrey Circle · off market
| Location | Fort Walton Beach, Okaloosa County, FL · ZIP 32548 |
|---|---|
| Homes in the community | 251 (FL DOR 2025 assessment roll) |
| Years built | 1955–2023 (median 1972) |
| Typical living area | 1,594 sq ft (median) |
| Home types (current listings and sales) | detached single family 100% |
| Sale prices, last 12 months | $270,000 median across 5 closed sales |
| Days on market (closed sales) | 34 median |
| For sale right now | 3 active, 0 pending · median asking $359,000 · 3.0 months of supply |
| Owner-occupied (homestead) share | 62% |
Data as of November 9, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Oakland key facts,” movewithmomentum.com/neighborhoods/oakland-addn, data as of November 9, 2026.
Housing distress & ownership in OAKLAND ADDN, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Just listed in Oakland
The newest homes for sale in Oakland right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 36 NW Cape Drive $359,000 · 3 bd · 2 ba · listed Oct 25, 2026 Courtesy of Berkshire Hathaway Home Services PenFed Realty
- 118 NW Jonquil Avenue $490,000 · 4 bd · 3.5 ba · listed Oct 15, 2026 Courtesy of Keller Williams Realty FWB
- 21 NW Jonquil Avenue $289,000 · 4 bd · 2.5 ba · listed Aug 19, 2026 Courtesy of Coastal Realty Partners
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Oakland Addn Right Now (3)
All 3 active and pending Oakland Addn listings with a detail page, newest first, refreshed twice a day from the MLS.
- 36 NW Cape Drive · $359,000 · 3 bd / 2 ba · listed Oct 24, 2026 · listed by Berkshire Hathaway Home Services PenFed Realty
- 118 NW Jonquil Avenue · $490,000 · 4 bd / 3.5 ba · listed Oct 14, 2026 · listed by Keller Williams Realty FWB
- 21 NW Jonquil Avenue · $289,000 · 4 bd / 2.5 ba · listed Aug 18, 2026 · listed by Coastal Realty Partners
Recently sold in Oakland Addn
- 102 Nw Cape Drive · sold $270,000
- 113 Nw Audrey Circle · sold $310,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Fort Walton Beach home searches
- All homes for sale in Fort Walton Beach, FL
- Homes for sale in Okaloosa County, FL
- Fort Walton Beach pool homes for sale
- Fort Walton Beach waterfront homes for sale
- Gated communities in Fort Walton Beach
- Fort Walton Beach home values: what is my house worth?
- ZIP 32548 housing scorecard
Fort Walton Beach guides & data
- Market data
- Property taxes (Okaloosa County)
- Homestead exemption (Okaloosa County)
- Home insurance cost
- New construction
- New construction (Okaloosa County)
- ZIP codes
- Home builders (Okaloosa County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
Real estate agent in Fort Walton Beach? Join Momentum in Fort Walton Beach: 100% commission, one $12K cap.
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- NW Holmes Boulevard (3 homes on record)
- NW Oakland Circle (1 homes on record)
What it really costs to own in Oakland
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $2,502/yr across 10 listings here (MLS tax records, 2026-11-12). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Okaloosa County is $2,644/yr (1,101 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1970 across 12 listings. An original roof here would be about 56 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Oakland
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Oakland
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Oakland will answer, and the answer is published on this page for the next buyer.
11% of homes for sale in ZIP 32548 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-12).
OAKLAND ADDN Market Scorecard
OAKLAND ADDN is currently a seller's market. About 3.0 months of supply, a median asking price of $359,000, and homes go under contract in about 28 days.
Typical home value in the 32548 ZIP is $337,209, about 8.4% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
What is the median home price in Oakland?
How long do homes in Oakland take to sell?
Is Oakland a buyer's or seller's market right now?
How many homes are in Oakland?
What share of Oakland is owner-occupied?
When were the homes in Oakland built?
Who is the best real estate agent for Oakland?
How do I find a top Fort Walton Beach real estate agent who knows Oakland?
Can Momentum Realty connect me with an agent for Oakland?
Where is Oakland, and what county is it in?
Is Oakland a good place to live?
Should you buy in Oakland?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: November 11, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending November 9, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 32548)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-11-09 |
| Historical depth | Closed-sale records back to 2026 (5 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how OAKLAND ADDN fits the bigger picture — live prices, inventory, and Momentum Scores: