On Top World
Homes for Sale in Clearwater, FL
All 1,300 homes for sale in Clearwater, FL · median $320,000 · 76 homes for sale in 33760 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of November 2026, the MLS records 8 closed sales in On Top World in Clearwater, FL since 2004, the most recent in June 2016. Across Clearwater as a whole, 2,252 homes closed in the last 12 months at a median of $320,000, 47 median days on market, with 1,130 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $6,200 ($5,390 with the full homestead exemption).
On Top World's pricing story starts with age and size, not location premium. With a median build year of 1973 and a median living area around 1,100 square feet, this is a compact, older housing stock, and condition varies a lot from unit to unit depending on how much updating has happened over the past five decades.
With only 60 homes in the community, the market here moves in small increments — a handful of sales can shift the tenor of the block. Buyers should expect to evaluate each listing on its own mechanical and cosmetic condition rather than leaning on a tight comparable set, and sellers should price against recent, truly similar units rather than the community average.
Figures in this note are as of July 21, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside On Top World right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
On Top World is a small, established pocket of Clearwater housing in Pinellas County, built out between 1968 and 1999 with a concentration of homes from the early 1970s — a profile that favors buyers comfortable evaluating older systems and finishes rather than new construction.
Stellar MLS sales records identify 57 homes in On Top World that have changed hands since 2004, built between 1968 and 1999 (median 1977), with a median living area of about 1,400 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who On Top World is best for.
Best for
- Buyers seeking a compact, lower-square-footage home rather than a larger new build
- Buyers who plan to inspect thoroughly and budget for updates to an older home
- Buyers prioritizing a Clearwater location over confirmed on-site amenities
Probably not for
- Buyers who need a home built in the last two decades with modern systems already in place
- Buyers who require a confirmed clubhouse, pool, or recreational amenity package
- Buyers wanting a large comparable pool to lean on for pricing certainty
The market around On Top World
On Top World is too small for its own price trend, so here is the market around it.
In ZIP 33760, 85 homes are on the market and 18% are under contract — a slower corner of Clearwater.
Across Pinellas County, 6,539 homes are active and 1,627 pending (20% under contract).
In ZIP 33760 (Clearwater), 26 homes closed in the last 12 months at a median of $160K ($188/sq ft), down 2.7% year over year, with a median 60 days on market. Right now 22 active and 5 pending listings. See the live ZIP 33760 housing market and the Pinellas County market.
ZIP and county figures describe the wider market, not On Top World specifically. Momentum Research analysis of MLS records.
The On Top World buying strategy.
If we were buying in On Top World today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in On Top World.
A small, older inventory with a majority-owner base
The numbers point to a community built primarily as a place to live rather than to flip. Just over 56% of homes carry a homestead exemption, meaning the majority are owner-occupied primary residences rather than investment or seasonal holdings. That tends to correlate with more consistent upkeep over time, though with a median build year in the early 1970s, buyers should still budget for age-related updates — roofing, electrical, plumbing, and HVAC systems are the areas most worth a close inspection.
Current MLS listings do not identify formal community amenities for On Top World. That does not necessarily mean none exist, but it means buyers should not assume clubhouse, pool, or recreational access is included — verify any amenity claims directly with the listing or HOA rather than assuming based on the community name or reputation.
The location and the amenities are priced into every listing in On Top World. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 60-home community with a wide range of build conditions and no amenity data baked into the MLS feed, the work is in due diligence — confirming what a specific unit actually offers, what's been updated, and what a fair number looks like against a small, uneven comparable pool. That's where a broker who will look past the listing photos earns their fee.
On Top World in 15 seconds.
Tools for a On Top World buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed On Top World sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in On Top World, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your On Top World home worth?
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Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2004 (8 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Recent Developments in On Top World
Development, infrastructure, retail, and school activity affecting On Top World, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Market
North St. Petersburg FedEx warehouse sells for $58.2M, $36M below 2021 price
A 236,976 square foot FedEx Ground distribution center at 1950 102nd Avenue N. on about 63 acres near I-275 sold for $58.2 million, versus $94.5 million in 2021. FedEx has operated there since 2017 and the deed shows no change to its lease. The article ties the sale to higher borrowing costs facing the prior owner.
What it may mean for the marketThe sale points to repricing in Pinellas industrial property while the last-mile logistics hub keeps operating near I-275. The project is about 8 miles southwest of On Top World, elsewhere in Pinellas County.
Source: St. Pete Catalyst - October 2026Development
Humane Society of Tampa Bay to open Clearwater clinic on State Road 590
The nonprofit's clinic at 2907 State Road 590, Suite 5, near its Clearwater shelter opens Nov. 2, with a grand opening Nov. 12. It offers vaccinations, wellness exams, microchipping, lab work and X-rays by appointment, with spay and neuter services planned later.
What it may mean for the marketA new low-cost veterinary option near the SR 590 corridor adds a neighborhood service amenity in central Clearwater. The project is about 8 miles west of On Top World, elsewhere in Pinellas County.
Source: St. Pete Catalyst - October 2026Development
ClearView apartments complete at $1 billion Echelon City Center in St. Petersburg
The 363-unit ClearView community, with ground-floor retail, is complete within the Echelon City Center development by Third Lake Partners and Echelon. A 3rd & 3rd residential high-rise with ground-floor retail is expected to open in the first quarter of 2027.
What it may mean for the marketNew downtown apartments and walkable retail add rental inventory and amenities in central St. Petersburg. The project is about 12 miles south of On Top World, elsewhere in Pinellas County.
Source: Tampa Bay Business and Wealth - August 2026Development
AECOM Hunt selected as construction manager for proposed $2.3 billion Rays ballpark in Tampa
AECOM Hunt joined the design team led by Populous for the proposed ballpark on a site that includes Hillsborough College property. The stadium would have at least 28,000 fixed seats, with a construction start targeted for September 2026 and completion by late 2028. Tampa's public contribution is up to $80 million and financing is not finalized.
What it may mean for the marketA large ballpark and surrounding mixed-use district would add construction jobs, event traffic and retail demand on the Dale Mabry corridor. The site is about 6 miles northeast of On Top World.
Source: Tampa Bay Business and Wealth - August 2026Infrastructure
Four firms vie to build Tampa International Airport's $150 million control tower
TPA narrowed the field to four builders for a new blast-resistant air traffic control tower on about 2 acres northwest of the main terminal. The budget is about $150 million, with board selection expected Oct. 1 and substantial completion targeted for March 2029.
What it may mean for the marketAirport capital spending supports construction employment and long-term air service capacity for the region. The site is about 4 miles northeast of On Top World.
Source: Tampa Bay Business and Wealth - July 2026Infrastructure
St. Pete approves temporary downtown dock for Tampa Bay ferry
The St. Petersburg City Council approved a temporary ferry dock on Bayshore Boulevard near the Vinoy in downtown St. Petersburg under a three-year contract costing about 324,200 dollars. Hubbard's Marina will operate cross bay service between downtown St. Petersburg and the Tampa Convention Center, with two vessels running year round. Service is expected to begin in October or November.
What it may mean for the marketEstablishes a temporary downtown dock and cross bay ferry connection, adding a new transit option and waterfront infrastructure serving the downtown St. Petersburg market. The project is about 12 miles south of On Top World, elsewhere in Pinellas County.
Source: FOX 13 Tampa Bay
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
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