Aerial view of Osceola Trail

Osceola Trail
Homes for Sale in Middleburg, FL

All 369 homes for sale in Middleburg, FL · median $350,000 · 330 homes for sale in 32068 · Clay County homes for sale

Community in Middleburg · Clay County · ZIP 32068
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Built fromLive realMLS data13 years of closingsUpdated twice daily

As of October 2026, the MLS records 1 closed sale in Osceola Trail in Middleburg, FL, the most recent in September 2013. Across Middleburg as a whole, 602 homes closed in the last 12 months at a median of $315,000, 46 median days on market, with 219 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,740 ($4,150 with the full homestead exemption).

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Osceola Trail sits in Middleburg, out in Clay County where the pace is more rural than the Jacksonville core. With the data we have as of mid-2026, this is a community defined more by location and home condition than by any single price signal, so treat listing-by-listing detail as the thing that moves value here.

For buyers, that means the property in front of you matters more than the ZIP-code average — lot, updates, and condition will drive what you pay. For sellers, it means pricing to your actual home rather than to a neighborhood shorthand. We would want to walk comparable listings with you before setting an expectation either direction.

Nearby homes for sale

No active listings inside Osceola Trail right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

4146 OSCEOLA Trail
$175K · 0.0 mi away
3 bd · 2 ba · 1,404 sqft
4146 OSCEOLA Trail
Listed by UNITED REAL ESTATE GALLERY
4176 OSCEOLA Trail
$299K · 0.1 mi away
4 bd · 3 ba · 2,356 sqft
4176 OSCEOLA Trail
Listed by EXIT MAGNOLIA POINT REALTY
2817 SPRING Drive
$299K · 0.2 mi away
5 bd · 3 ba · 2,128 sqft
2817 SPRING Drive
Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS
3197 VALLEY VIEW
$170K · 0.5 mi away
3 bd · 2 ba · 1,100 sqft
3197 VALLEY VIEW
Listed by INTEGRITY REALTY & MANAGEMENT INC
3448 DRIVER Lane
$325K · 0.5 mi away
4 bd · 2 ba · 2,432 sqft
3448 DRIVER Lane
Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
2995 THUNDER Road
$2.50M · 0.7 mi away
3 bd · 3 ba · 2,222 sqft
2995 THUNDER Road
Listed by EXP REALTY LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Osceola Trail is a Middleburg address in Clay County, positioned toward the western, lower-density side of the Northeast Florida market rather than the built-up urban corridors.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers prioritizing space and a lower-density setting over commute time
  • Buyers who want to stay within Clay County
  • Buyers willing to evaluate a home on its own condition and lot rather than a neighborhood price average

Probably not for

  • Buyers who need a short daily commute to downtown Jacksonville or the Beaches
  • Buyers who want a dense, walkable, amenity-rich setting
  • Buyers who need a large, deep pool of active inventory to compare against

The market around Osceola Trail

Osceola Trail is too small for its own price trend, so here is the market around it.

In ZIP 32068, 464 homes are on the market and 30% are under contract — a fast-moving corner of Middleburg.

Across Clay County, 1,285 homes are active and 469 pending (27% under contract).

In ZIP 32068 (Middleburg), 1,340 homes closed in the last 12 months at a median of $315K ($183/sq ft), up 2.0% year over year, with a median 45 days on market. Right now 262 active and 116 pending listings put supply at about 5.1 months — a balanced market. See the live ZIP 32068 housing market and the Clay County market.

ZIP and county figures describe the wider market, not Osceola Trail specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Osceola Trail, Middleburg

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 2 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-09-25)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Recent Developments in Osceola Trail

Development, infrastructure, retail, and school activity affecting Osceola Trail, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.

Dev Momentum49/100 · Active
  1. June 2026
    Builder Activity

    Hyland Trail to bring over 3,000 homes to Lake Asbury in Clay County

    News4Jax reported that Hyland Trail, along with the related Edenbrooke and The Glens communities, will bring more than 3,000 new homes to the Lake Asbury area of Clay County. Homes are being built by Dream Finders, Pulte and Lennar, with a Lodge amenity center featuring a beach-entry pool, splash zone, exercise facility and pickleball courts. Edenbrooke includes an age-restricted, low-maintenance home section.

    What it may mean for the marketAdds a large volume of new single-family housing supply and a private amenity center to the Lake Asbury area, expanding for-sale inventory across a range of home sizes and price points. The site is about 4 miles east of Osceola Trail.

    Source: News4Jax
  2. June 2026
    Infrastructure

    First Coast Expressway advances as an economic-development corridor across Clay and St. Johns

    The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.

    What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 8 miles east of Osceola Trail.

    Source: Jax Daily Record

Development alerts for Osceola TrailGet a short monthly email when something new is approved, funded, or opens near Osceola Trail.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Osceola Trail today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Osceola Trail.

Best Buy
Buyers who want a Clay County address with more room and a quieter setting.
Biggest Risk
Thin data means value lives in the individual home, not a neighborhood average.
Sweet Spot
A well-kept property matched to your commute tolerance.
Avoid If
You need a short commute to the Jacksonville core.

What Middleburg location actually buys you

Middleburg trades commute convenience for space and a quieter setting. Buyers coming from denser parts of Clay or Duval should factor drive times into daily life here — that tradeoff is the core of the value proposition, and it cuts both ways depending on how you use the area.

Because we are working from a limited snapshot, the honest move is to underwrite each home on its own merits: condition, lot, and how it shows against current inventory. We will not manufacture a price story the data does not support.

“

The location and the amenities are priced into every listing in Osceola Trail. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

We cover Northeast Florida with the realMLS feed and we will tell you plainly when Osceola Trail is not the right fit for your goals. In a smaller, location-driven Middleburg market, that candor — plus a willingness to price and evaluate home by home rather than by averages — is what protects your money.

Osceola Trail in 15 seconds.

Best forBuyers who want a Clay County address with more room and a quieter setting.
Biggest advantageYou trade urban density for space and a Middleburg pace.
Biggest riskThin data means value lives in the individual home, not a neighborhood average.
Sweet spotA well-kept property matched to your commute tolerance.
Avoid ifYou need a short commute to the Jacksonville core.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Osceola Trail homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Osceola Trail.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Osceola Trail sales matched to your home.

What is your Osceola Trail home worth?

Get a no-obligation home value based on real comparable sales in Osceola Trail, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Middleburg →

Real comps, not an automated estimate.
Buyers prioritizing space and a lower-density setting over commute timeExcellent fit
Buyers who want to stay within Clay CountyExcellent fit
Buyers willing to evaluate a home on its own condition and lot rather than a neighborhood price averageExcellent fit
Buyers who need a short daily commute to downtown Jacksonville or the BeachesProbably not
Buyers who want a dense, walkable, amenity-rich settingProbably not
Buyers who need a large, deep pool of active inventory to compare againstProbably not

Data sources & freshness

Under-contract sharesrealMLS records, as of 2026-09-24
Historical depthClosed-sale records back to 2013 (1 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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Schools serving nearby communities

We do not have a confirmed school assignment for Osceola Trail. These are the public schools most often assigned to other communities in ZIP 32068; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Common questions about Osceola Trail

Where is Osceola Trail?

Osceola Trail is a community in Middleburg, Clay County, Florida, ZIP 32068.

Are there homes for sale in Osceola Trail right now?

No active listings inside Osceola Trail at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Osceola Trail have an HOA or CDD?

No HOA is on record for Osceola Trail in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Osceola Trail with Momentum Realty’s local guides.

Magnolia0.2 mi away · 39 homes, built 1900–22Powerline0.3 mi away · 9 homes, built 1975–23Osceola Forest0.4 mi away · 54 homes, built 1955–24Osceola0.5 mi awayOsceola Lake0.7 mi away · 51 homes, built 1955–24BCBlack Creek Shores0.8 mi away · median $414K, 4 sales/12 moHidden Acres0.9 mi away · 17 homes, built 1958–03

Browse all neighborhood guides →

Talk to a Local Osceola Trail Expert
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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,052/mo
Clay County typical true cost to own
$99/mo
Clay County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.