The Complete Park Ridge Guide. (2026)

Executive Summary

Park Ridge is a newer townhome community off Old Moultrie Road in St. Augustine, built by McGarvey Residential Communities, a respected St. Johns County developer. It offers affordable luxury townhomes less than five miles from the beach, in a top-rated school district.

The community has 66 townhomes on 10 acres of Old Florida terrain, with two and three bedroom plans from roughly 1,244 to 1,505 square feet, standard upgrades like granite counters, stainless appliances, luxury vinyl flooring, and 36-inch cabinets, and a new amenity center with a landscaped sundeck and pool.

For pricing context, homes have started in the mid 240,000s according to builder data, with the figure set by the plan and the position. Those numbers are third-party and builder context, not NEFAR statistics, so a specific home should be priced off recent comparable sales.

Quick Facts

Community Overview & History

Affordable townhome living near St. Augustine and the beach

St. Augustine pairs the nation oldest city with top-rated St. Johns County schools and proximity to the beach, prized for its history, value, and coastal lifestyle. Park Ridge is one of its newer townhome communities, offering affordable luxury townhomes minutes from downtown and the coast.

How it feels on the ground today

Park Ridge reads as a newer, low-maintenance community where the affordable luxury townhomes, the amenity center and pool, the top-rated schools, and the proximity to the beach are the headline draws. The townhomes appeal to retirees, first-time buyers, families, and young professionals.

The Community and What You Are Buying

Park Ridge is a townhome community, so the choice comes down to the floor plan, the position, and whether you buy new or an early resale.

Floor plan

Two and three bedroom plans from roughly 1,244 to 1,505 square feet suit a range of buyers.

Position

Interior and end units differ in light, privacy, and price.

New versus early resale

Buyers can weigh a new build against an early resale on price, condition, and timeline.

Real Estate Market

Park Ridge appeals to retirees, first-time buyers, families, and young professionals who want affordable, low-maintenance townhome living near St. Augustine and the beach.

Homes have started in the mid 240,000s per builder data, set by the plan and position. Because plans vary, a specific home should be priced from the closest comparable sales.

The affordability, the amenity center, the top-rated schools, and the proximity to the beach keep demand steady from a broad set of buyers.

Who Lives Here

Park Ridge draws retirees, first-time buyers, families, and young professionals who want affordable, low-maintenance townhome living with an amenity center, top-rated St. Johns schools, and the beach less than five miles away.

Schools

Park Ridge is served by the top-rated St. Johns County School District, with attendance zones by home address. Confirm the exact zoning for a Park Ridge address before you buy.

Amenities & Lifestyle

Park Ridge pairs a townhome amenity package with its St. Augustine location.

Amenity center and pool

A new amenity center with a landscaped sundeck and pool anchors the community.

Quality finishes

Standard granite counters, stainless appliances, luxury vinyl flooring, and 36-inch cabinets.

Low-maintenance living

Townhome living means less exterior upkeep than a single-family home.

Near the beach and schools

Less than five miles from the beach, with top-rated St. Johns schools nearby.

HOA, CDD & Costs

Park Ridge has a townhome HOA that funds the amenity center, the pool, and parts of the exterior and common areas. Confirm the current dues and inclusions for a specific home.

Because it is a newer townhome community, confirm whether a CDD applies and any remaining builder or warranty items for the specific home before you write an offer.

Pull the flood designation for the specific address and a current insurance quote.

Commute Analysis

Park Ridge pairs affordable townhome living with a central St. Augustine location, where SR 312 and the beach are minutes away and historic downtown and I-95 are a short drive, which keeps it connected while offering value in a top-rated school district.

Shopping & Dining

Everyday shopping and dining are minutes away along US-1 and SR-312 and in historic St. Augustine, with grocery, retail, medical, and the beach a short drive. The location is convenient and central to St. Augustine.

Pros and Cons

Park Ridge vs. Comparable Communities

Hidden Things Buyers Should Know

Affordable luxury near the beach

Park Ridge offers affordable luxury townhomes near St. Augustine and the beach, which is the main reason buyers shop here.

Confirm HOA and any CDD

Confirm the HOA dues and whether a CDD applies for the specific home.

Reputable developer

McGarvey developed several desirable St. Johns communities, which signals the build quality.

Momentum Expert Insight

Selling a Home in Park Ridge

Selling in Park Ridge is about presenting the home, the finishes, and the amenity center to value buyers, and pricing correctly off the closest comparable sales.

We price from the closest comparable sales for the specific plan and position, and market the affordability, the amenity center, and the top-rated schools to the buyers who shop St. Augustine.

Flood Zones & Insurance

St. Johns County flooding concentrates near the Intracoastal, the coast, and the creeks and marshes, while many inland master-planned communities sit in lower-risk zones.

The reliable move is to pull the FEMA flood designation for the exact Park Ridge address before you write an offer, since two homes in the same area can fall in different zones. A home in Zone X can cost far less to insure than one near water in Zone AE. Get a bindable flood and homeowners quote during your inspection period, so the cost is in your monthly math before you commit, not after.

Internet & Connectivity

St. Johns County is well served by AT&T (fiber in most newer communities) and Xfinity (Comcast), though fiber availability still varies by street. If working from home matters, confirm the options, and fiber in particular, at the specific Park Ridge address rather than assuming.

The Tax Reality

St. Johns County total millage varies by district, and CDD assessments are common in the master-planned communities, which adds to the all-in cost on top of the millage. The Florida homestead exemption for 2026 is 51,411 dollars for those who qualify, and the deadline to file a new homestead exemption is March 1.

The trap to plan for is the post-sale reset: when you buy, the Save Our Homes cap from the previous owner ends and the assessed value resets to the new just value, so your second-year tax bill is often higher than the seller current one. Budget the true number, and confirm whether the specific home carries a CDD or other assessment that is billed separately from the millage and is not reduced by the homestead exemption.

What Your Budget Buys Here

The same budget buys very different homes across Park Ridge and the surrounding area, depending on age, size, lot, and condition. Rather than anchor on the asking price or the neighborhood average, price any specific home off the most recent comparable sales, and weigh what your money would buy in the nearby alternatives before you commit.

The Future of the Area

St. Johns County continues to grow, with new rooftops, retail, and road work reshaping parts of the area. That growth supports long-run demand, but it can also add competing inventory and construction traffic in the near term, so factor both the upside and the disruption into your timing and your pricing.

Resale Liquidity

How quickly a Park Ridge home resells comes down to presentation, condition, and pricing against the latest comparable sales rather than the neighborhood average. Homes that are priced correctly and shown well tend to move, while overpriced or dated homes sit. We track the active and sold comparable set so a Park Ridge home is priced to the real market.

The Park Ridge Playbook

If you are buying in Park Ridge, here is how we would approach it: pull the flood zone and a real insurance quote for the specific address, confirm the HOA dues and whether a CDD applies, compare what your budget would buy nearby, and price the home off the closest comparable sales rather than the asking price. If you are buying any new-construction home, bring your own agent before you register, since the on-site representative works for the builder, not for you.

Questions We Would Ask Before Buying Here

Mistakes to Avoid

The common ones around Park Ridge: trusting the seller current tax bill instead of the post-sale reset; skipping the address-specific flood check; assuming fiber is at every home; and pricing off the neighborhood average rather than the closest comparable sales. Each is avoidable with the right diligence, which is exactly where having your own agent pays off.

Frequently Asked Questions

Where is Park Ridge?

Park Ridge is off Old Moultrie Road in St. Augustine, one mile south of State Road 312, in the 32086 area, less than five miles from the beach.

Who builds Park Ridge?

Park Ridge is built by McGarvey Residential Communities, the developer behind several desirable St. Johns County neighborhoods.

What do homes in Park Ridge cost?

Homes have started in the mid 240,000s per builder data, set by the plan and position. Price a specific home off comparable sales.

What size are townhomes in Park Ridge?

Park Ridge townhomes are two and three bedroom plans from roughly 1,244 to 1,505 square feet.

What amenities does Park Ridge have?

Park Ridge has a new amenity center with a landscaped sundeck and a pool.

What schools serve Park Ridge?

Park Ridge is served by the top-rated St. Johns County School District. Confirm the exact zoning for an address with the district.

Is Park Ridge a good value?

For buyers who want affordable luxury townhomes near St. Augustine and the beach with top-rated schools, it is a strong value, though it is townhome living.

How far is Park Ridge from the beach?

Park Ridge is less than five miles from the beach.

How many townhomes are in Park Ridge?

Park Ridge has 66 townhomes on 10 acres.

Does Park Ridge have a CDD?

Confirm whether a CDD applies for the specific home, in addition to the townhome HOA.

Is Park Ridge in a flood zone?

Pull the flood designation and an insurance quote for the specific address rather than assuming.

Does Park Ridge have a pool?

Yes. Park Ridge has a new amenity center with a pool and a landscaped sundeck.

Is Park Ridge good for first-time buyers?

Yes. Its affordable pricing and low-maintenance townhomes appeal to first-time buyers, retirees, families, and young professionals.

How far is Park Ridge from historic St. Augustine?

Park Ridge is about ten minutes from historic downtown St. Augustine.

Who should I call about buying in Park Ridge?

Call Momentum Realty at (904) 351-6461 or use the form on this page, and we will connect you with a St. Augustine specialist.

Do I need my own agent to buy in Park Ridge?

Yes. The builder representative works for the seller. Your own agent represents only you, confirms the HOA and any CDD, pulls the true comparable sales, and structures an offer that protects you.

Related Reading

If you are weighing Park Ridge against other St. Augustine and St. Johns communities, these guides are a good next step.