Pemberly Pines St Cloud
Homes for Sale in ST CLOUD, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Pemberly Pines St Cloud right now
🟡 Balanced market. 5.1 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of July 15, 2026. Confidence: Medium (3 active and pending listings, 6 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Pemberly Pines St Cloud market snapshot (as of July 15, 2026): the median sale price is about $237K ($174 per sq ft over the trailing 12 months of closed sales), a median 60 days on market for closed sales, and 5.1 months of supply, a balanced market.
Pemberly Pines St Cloud is a community of 148 homes in ST CLOUD, Osceola County, built between 2005 and 2006 (median 2005), with a median living area of about 1,827 square feet. 56% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Pemberly Pines St Cloud. Swipe to explore the community.
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Pemberly Pines St CloudPrice History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($237K) IS the median in the snapshot above.
Windows contain 0 to 15 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Osceola County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
PEMBERLY PINES Market Scorecard
PEMBERLY PINES is currently a buyer's market. About 6.0 months of supply, a median asking price of $255,000, and homes go under contract in about 130 days.
Typical home value in the 34769 ZIP is $317,133, about 8.0% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Pemberly Pines St Cloud, ST CLOUD
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Pemberly Pines St Cloud
Live MLS inventory for Pemberly Pines St Cloud. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Pemberly Pines St Cloud listings as of 2026-08-13, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Tap any home to ask about it.
Pemberly Pines St Cloud on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Pemberly Pines St Cloud
- Pool · reported on 9 of 10 listings
- Community Mailbox · reported on 4 of 10 listings
- Wheelchair Access · reported on 2 of 10 listings
- Clubhouse · reported on 1 of 10 listings
- Playground · reported on 1 of 10 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Osceola County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Lakeview Elem (K 5) · Elementary
- Neptune Middle (6-8) · Middle
- St. Cloud High School · High
Zoned schools reflect the assignments reported on recent Pemberly Pines St Cloud listings and can change; always confirm with Osceola County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Pemberly Pines St Cloud address.
The Pemberly Pines St Cloud buying strategy.
If we were buying in Pemberly Pines St Cloud today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pemberly Pines St Cloud.
A closer look at the Pemberly Pines St Cloud market
At a median of $174 per square foot, Pemberly Pines St Cloud prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 5.1 months of supply, a balanced market. Homes that do trade take a median 60 days on market, useful leverage on any listing that has lingered.
The housing stock is 148 homes built between 2005 and 2006, and 56% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Pemberly Pines St Cloud. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Pemberly Pines St Cloud buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.6). Basis: Liquidity & Demand 5.1 months of supply; Owner Commitment 56% owner-occupied; Pricing Power 98.9% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- Mandatory HOA - confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Pemberly Pines St Cloud buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pemberly Pines St Cloud sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pemberly Pines St Cloud, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pemberly Pines St Cloud home worth?
Get a no-obligation home value based on real comparable sales in Pemberly Pines St Cloud, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Pemberly Pines St Cloud on the map →
Frequently Asked Questions
What is the median home price in Pemberly Pines St Cloud?
How long do homes in Pemberly Pines St Cloud take to sell?
Is Pemberly Pines St Cloud a buyer's or seller's market right now?
How many homes are in Pemberly Pines St Cloud?
What share of Pemberly Pines St Cloud is owner-occupied?
When were the homes in Pemberly Pines St Cloud built?
Do cash buyers compete in Pemberly Pines St Cloud?
Who is the best real estate agent for Pemberly Pines St Cloud?
How do I find a top ST CLOUD real estate agent who knows Pemberly Pines St Cloud?
Can Momentum Realty connect me with an agent for Pemberly Pines St Cloud?
Nearby Communities
Explore more neighborhoods near Pemberly Pines St Cloud with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: July 16, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 15, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (2 streets, ZIP 34769/34772)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2014 (71 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Pemberly Pines St Cloud fits the bigger picture — live prices, inventory, and Momentum Scores:
More St. Cloud & Kissimmee, St. Cloud & Osceola County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Kissimmee, St. Cloud & Osceola County or the full Neighborhood Finder.
Buying or selling in PEMBERLY PINES? Find the best agent in PEMBERLY PINES · Find the best agent in Osceola County · Get a cash offer.