Phillips Palm Harbor Grove
Homes for Sale in Palm Harbor, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of September 2026, the MLS records 5 closed sales in Phillips Palm Harbor Grove in Palm Harbor, FL since 2015, the most recent in February 2026. Across Palm Harbor as a whole, 848 homes closed in the last 12 months at a median of $366,500, 47 median days on market, with 246 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $7,110 ($6,290 with the full homestead exemption).

Phillips Palm Harbor Grove is an older Palm Harbor pocket with a wide construction timeline — homes here date back to 1900 and run through 2024, with a median build year of 1983. That spread means condition and vintage do more to set value than location alone; a 1980s-era home and a recent rebuild on the same street can present very differently to a buyer, and pricing conversations here start with the structure itself.
With homestead exemptions on roughly 64% of homes, this is a community where owner-occupancy runs higher than turnover-driven rental stock. That tends to produce steadier, less speculative listing activity — sellers here are typically moving out of long-held homes rather than flipping investment purchases, which is worth knowing when you're gauging how firm a list price is likely to be.
Nearby homes for sale
No active listings inside Phillips Palm Harbor Grove right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Phillips Palm Harbor Grove holds 166 homes with a median living area just over 1,830 square feet, spanning construction from the early 1900s through 2024 — a mix that rewards buyers willing to evaluate each home on its own condition rather than the neighborhood as a whole.
Stellar MLS sales records identify 8 homes in Phillips Palm Harbor Grove that have changed hands since 2013, built between 1950 and 1989 (median 1978), with a median living area of about 1,608 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Phillips Palm Harbor Grove is best for.
Best for
- A buyer who wants to evaluate homes individually and is comfortable ordering a thorough inspection regardless of listing age
- A buyer targeting a mid-sized footprint near 1,800 square feet in an established Palm Harbor location
- A buyer who prioritizes a straightforward residential setting over HOA-run amenities or shared facilities
Probably not for
- A buyer who wants every home in the neighborhood to share a similar build year or renovation profile
- A buyer relying on community amenities like a pool, clubhouse, or organized recreation as part of the purchase decision
- A buyer who wants to skip a detailed inspection because of assumed neighborhood-wide construction consistency
The market around Phillips Palm Harbor Grove
Phillips Palm Harbor Grove is too small for its own price trend, so here is the market around it.
In ZIP 34683, 227 homes are on the market and 26% are under contract — a steady corner of Palm Harbor.
Across Pinellas County, 6,628 homes are active and 1,729 pending (21% under contract).
In ZIP 34683 (Palm Harbor), 551 homes closed in the last 12 months at a median of $492K ($285/sq ft), down 2.2% year over year, with a median 51 days on market. Right now 115 active and 36 pending listings put supply at about 4.2 months — a balanced market. See the live ZIP 34683 housing market and the Pinellas County market.
ZIP and county figures describe the wider market, not Phillips Palm Harbor Grove specifically. Momentum Research analysis of MLS records.
The Phillips Palm Harbor Grove buying strategy.
If we were buying in Phillips Palm Harbor Grove today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Phillips Palm Harbor Grove.
A neighborhood defined by vintage, not uniformity
The 1900–2024 build range is the defining fact about this community. Most Palm Harbor neighborhoods cluster tightly around a decade or two of construction; this one doesn't. That means inspection findings, updated systems, and renovation history carry more weight in Phillips Palm Harbor Grove than they might in a newer, more homogenous subdivision — two homes a block apart can have entirely different maintenance profiles.
No community amenities turned up in current MLS listings, which likely reflects an older, non-HOA-governed layout rather than a gap in the data. Buyers used to amenity-anchored developments should treat this as a straightforward residential area — evaluate it on the home, the lot, and proximity to what you need day to day, not on a clubhouse or pool that isn't part of the deal.
The location and the amenities are priced into every listing in Phillips Palm Harbor Grove. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a neighborhood spanning more than a century of construction, the difference between a sound purchase and a costly one often comes down to reading the home correctly — not the market. We walk every listing here with an eye on age-specific risk points (roofing, electrical, plumbing vintage) and help you weigh renovation history against asking price before you're competing on emotion instead of facts.
Phillips Palm Harbor Grove in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Phillips Palm Harbor Grove buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Phillips Palm Harbor Grove sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Phillips Palm Harbor Grove, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Phillips Palm Harbor Grove home worth?
Get a no-obligation home value based on real comparable sales in Phillips Palm Harbor Grove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palm Harbor →
Should you buy in Phillips Palm Harbor Grove?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 13, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2015 (5 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Phillips Palm Harbor Grove fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Phillips Palm Harbor Grove. These are the public schools most often assigned to other communities in ZIP 34683; zones change and vary by address, so confirm with the district before you buy.
- Sutherland Elementary School · Elementary · FLDOE grade A (assigned to 2 nearby communities)
- Palm Harbor Middle School · Middle · FLDOE grade A (assigned to 2 nearby communities)
- Palm Harbor University High School · High · FLDOE grade A (assigned to 2 nearby communities)
- Palm Harbor Elementary, Palm Harbor Middle · By address (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Common questions about Phillips Palm Harbor Grove
Where is Phillips Palm Harbor Grove?
Phillips Palm Harbor Grove is a community in Palm Harbor, Pinellas County, Florida, ZIP 34683.
Are there homes for sale in Phillips Palm Harbor Grove right now?
No active listings inside Phillips Palm Harbor Grove at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Phillips Palm Harbor Grove have an HOA or CDD?
No HOA is on record for Phillips Palm Harbor Grove in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Phillips Palm Harbor Grove with Momentum Realty’s local guides.
Phillips Palm Harbor Grove Market Scorecard
Phillips Palm Harbor Grove is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 34683 ZIP is $467,523, about 4.0% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.






