Pinnacle Point in Crestview

Pinnacle Point
Homes for Sale in Crestview, FL

All 361 homes for sale in Crestview, FL · median $325,000 · 241 homes for sale in 32539 · Okaloosa County homes for sale

Community in Crestview · Okaloosa County · ZIP 32539
50 homesBuilt 1988–2005
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS dataFL DOR public recordsUpdated twice daily

As of November 2026, Pinnacle Point in Crestview, FL has 1 home for sale. Homes listed or recently sold were built 1989–2014; 10 of 10 report an HOA (median $17/mo); none of the 10 geocoded homes sit in a FEMA special flood hazard zone (median elevation 124 ft).

Live · Pinnacle Point Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
1.3mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Okaloosa: 19% (403 of 2,094)
1 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
70%
Owner-occupied · Pinnacle Point
35 of 50 parcels homesteaded (FL DOR 2025)
30%
Non-owner-occupied · Pinnacle Point
incl. 4% trust or LLC-held · 6% out-of-state
50
Homes in the community
50 residential parcels (FL DOR 2025)
Track record · 0 years of records
5
Recorded sales · 2024-2025
median $290K · qualified sales on the county roll (FL DOR 2025)
1988–2005
Years homes were built
median 1996 · county roll (FL DOR 2025)
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 25, 2026

Price at Pinnacle Point is driven by condition and vintage, not by amenities or a uniform product. With a housing stock spanning from 1923 to 2024 and a median build year of 1995, you are looking at a genuinely mixed inventory where two homes at a similar median size of roughly 2,021 square feet can be worlds apart on updates. The median sits at $283,250, but treat that as a midpoint across a wide spread, not a going rate — what you pay tracks how much work the house does or doesn't need.

Posture right now is thin and patient. There are zero active listings against 10 recent closings, so anything that comes to market is stepping into a quiet field with little direct competition. The median 45 days on market tells you this is not a bidding-war environment; buyers have room to inspect and negotiate, and sellers should price to the home's actual condition rather than to hope.

Figures in this note are as of July 25, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Pinnacle Point Housing Pulse · Momentum Research · as of November 9, 2026

Pinnacle Point right now

🔴 Seller-leaning market. 1.3 months of supply and 0% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of November 9, 2026. Confidence: Low (1 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated November 12, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Pinnacle Point is a 128-home pocket in Crestview, Okaloosa County, with no identifiable community amenities and a broad range of housing ages — an area defined by the individual house far more than by any shared package.

Emerald Coast MLS sales records identify 57 homes in PINNACLE POINT that have changed hands since 2001, built between 1988 and 2021 (median 1996), with a median living area of about 1,771 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 5 qualified sales in PINNACLE POINT across 2024–2025 (4 in 2024, 1 in 2025), median $289,900 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers comfortable underwriting an older or mixed-vintage home and budgeting for updates
  • Value-focused buyers who want negotiating room in a market with no active competition
  • Anyone targeting a roughly 2,000-square-foot home who cares more about the structure than shared amenities

Probably not for

  • Buyers who want amenity-rich, dues-supported community features
  • Buyers who need a turnkey, uniform new-construction product
  • Buyers needing to close fast, given there are no active listings to choose from today

The market around Pinnacle Point

Pinnacle Point is too small for its own price trend, so here is the market around it.

In ZIP 32539, 328 homes are on the market and 26% are under contract — a steady corner of Crestview.

Across Okaloosa County, 1,691 homes are active and 403 pending (19% under contract).

In ZIP 32539 (Crestview), 99 homes closed in the last 12 months at a median of $311K, up 49.4% year over year, with a median 71 days on market. Right now 74 active and 28 pending listings. See the live ZIP 32539 housing market and the Okaloosa County market.

ZIP and county figures describe the wider market, not Pinnacle Point specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Pinnacle Point

Live MLS inventory for Pinnacle Point. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Pinnacle Point listings as of 2026-11-11, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.

Schools

In short
  • Okaloosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Antioch · Elementary
  • Shoal River · Middle
  • Crestview · High

Zoned schools reflect the assignments reported on recent Pinnacle Point listings and can change; always confirm with Okaloosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Pinnacle Point address.

If we were buying in Pinnacle Point today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pinnacle Point.

Best Buy
Buyers who will evaluate each house on condition rather than shop a uniform product.
Biggest Risk
A century-wide vintage range means condition risk varies wildly house to house.
Sweet Spot
An updated home near the median size priced honestly to its condition.
Avoid If
You need amenities or a consistent, predictable new-build feel.

A condition-driven market

The century-wide year-built range is the headline here. A median vintage of 1995 sits between homes that predate modern construction entirely and new builds finished as recently as 2024. That mix means no single comp fully explains the next sale — mechanicals, roof age, and renovation level carry the number more than square footage does, even with the median living area around 2,021 square feet.

With no amenities identified from current listings, value lives in the structure and the lot, not in shared facilities or dues-funded features. A homestead share near 60 percent suggests a fair number of owner-occupied holds, which can keep turnover measured — consistent with the empty active list and the 45-day median once something does list.

“

The location and the amenities are priced into every listing in Pinnacle Point. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market this varied, the median tells you almost nothing about the specific house in front of you. We underwrite each property on its own terms — vintage, systems, and update level — so buyers don't overpay for cosmetics and sellers don't underprice a genuinely renovated home. With no active listings today, timing and access matter, and we work the pipeline rather than waiting for the feed to update.

Pinnacle Point in 15 seconds.

Best forBuyers who will evaluate each house on condition rather than shop a uniform product.
Biggest advantageEffectively no competition on-market right now, with room to inspect and negotiate.
Biggest riskA century-wide vintage range means condition risk varies wildly house to house.
Sweet spotAn updated home near the median size priced honestly to its condition.
Avoid ifYou need amenities or a consistent, predictable new-build feel.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pinnacle Point sales matched to your home.

What is your Pinnacle Point home worth?

Get a no-obligation home value based on real comparable sales in Pinnacle Point, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Recently off market in PINNACLE POINT

Homes in PINNACLE POINT that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Pinnacle Point key facts
LocationCrestview, Okaloosa County, FL · ZIP 32539
Homes in the community50 (FL DOR 2025 assessment roll)
Years built1988–2005 (median 1996.0)
Typical living area2,001 sq ft (median)
Home types (current listings and sales)detached single family 100%
Amenities listed by sellersPets Allowed
For sale right now1 active, 0 pending · median asking $345,000 · 1.3 months of supply
Owner-occupied (homestead) share70%

Data as of November 9, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Pinnacle Point key facts,” movewithmomentum.com/neighborhoods/pinnacle-point, data as of November 9, 2026.

Housing distress & ownership in PINNACLE POINT, Crestview

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 9 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-11-09)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Every Home for Sale in Pinnacle Point Right Now (1)

All 1 active and pending Pinnacle Point listings with a detail page, newest first, refreshed twice a day from the MLS.

What it really costs to own in Pinnacle Point

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $1,635/yr across 7 listings here (MLS tax records, 2026-11-12).
HOA duesMLS listings here mostly enter dues as billed annually, but the median entry is only $200/year across 10 listings (2026-11-12), which usually means a quarterly or monthly amount was entered as annual. Ask the association for the current dues.
Home and flood insuranceThe average Citizens Property Insurance premium in Okaloosa County is $2,644/yr (1,101 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.
Roof and ageMedian build year 1995 across 9 listings. An original roof here would be about 31 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Email me new listings in Pinnacle Point

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Pinnacle Point

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Pinnacle Point will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

How much local inventory is already under contract

26% of homes for sale in ZIP 32539 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-12).

Frequently Asked Questions

Is Pinnacle Point a buyer's or seller's market right now?
As of November 9, 2026, Pinnacle Point leans toward sellers: 1.3 months of supply at the current sales pace (Emerald Coast MLS live counts).
How many homes are in Pinnacle Point?
The Florida DOR 2025 assessment roll shows 50 homes in Pinnacle Point (public records).
What share of Pinnacle Point is owner-occupied?
70% of Pinnacle Point parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Pinnacle Point built?
Homes in Pinnacle Point were built between 1988 and 2005, with a median year built of 1996.0 (FL DOR 2025 roll).
Who is the best real estate agent for Pinnacle Point?
The best agent for Pinnacle Point is one who actively works Crestview and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Pinnacle Point.
How do I find a top Crestview real estate agent who knows Pinnacle Point?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Pinnacle Point and the wider Crestview area.
Can Momentum Realty connect me with an agent for Pinnacle Point?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Pinnacle Point purchase or sale - no call center and no pressure.
Where is Pinnacle Point, and what county is it in?
Pinnacle Point is in Crestview, Okaloosa County, FL, ZIP 32539. The community's center is about 2 miles northeast of the center of Crestview (straight-line).
Buyers comfortable underwriting an older or mixed-vintage home and budgeting for updatesExcellent fit
Value-focused buyers who want negotiating room in a market with no active competitionExcellent fit
Anyone targeting a roughly 2,000-square-foot home who cares more about the structure than shared amenitiesExcellent fit
Buyers who want amenity-rich, dues-supported community featuresProbably not
Buyers who need a turnkey, uniform new-construction productProbably not
Buyers needing to close fast, given there are no active listings to choose from todayProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: November 11, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (3 streets, ZIP 32539))
Under-contract sharesEmerald Coast MLS records, as of 2026-11-09
Historical depthClosed-sale records back to 2026 (2 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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