Pinnacle Point
Homes for Sale in Crestview, FL
All 361 homes for sale in Crestview, FL · median $325,000 · 241 homes for sale in 32539 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of November 2026, Pinnacle Point in Crestview, FL has 1 home for sale. Homes listed or recently sold were built 1989–2014; 10 of 10 report an HOA (median $17/mo); none of the 10 geocoded homes sit in a FEMA special flood hazard zone (median elevation 124 ft).

Price at Pinnacle Point is driven by condition and vintage, not by amenities or a uniform product. With a housing stock spanning from 1923 to 2024 and a median build year of 1995, you are looking at a genuinely mixed inventory where two homes at a similar median size of roughly 2,021 square feet can be worlds apart on updates. The median sits at $283,250, but treat that as a midpoint across a wide spread, not a going rate — what you pay tracks how much work the house does or doesn't need.
Posture right now is thin and patient. There are zero active listings against 10 recent closings, so anything that comes to market is stepping into a quiet field with little direct competition. The median 45 days on market tells you this is not a bidding-war environment; buyers have room to inspect and negotiate, and sellers should price to the home's actual condition rather than to hope.
Figures in this note are as of July 25, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Pinnacle Point right now
🔴 Seller-leaning market. 1.3 months of supply and 0% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of November 9, 2026. Confidence: Low (1 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 12, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Pinnacle Point is a 128-home pocket in Crestview, Okaloosa County, with no identifiable community amenities and a broad range of housing ages — an area defined by the individual house far more than by any shared package.
Emerald Coast MLS sales records identify 57 homes in PINNACLE POINT that have changed hands since 2001, built between 1988 and 2021 (median 1996), with a median living area of about 1,771 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 5 qualified sales in PINNACLE POINT across 2024–2025 (4 in 2024, 1 in 2025), median $289,900 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Pinnacle Point. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Emerald Coast MLS listings in Pinnacle Point; content deemed reliable but not guaranteed.
Who Pinnacle Point is best for.
Best for
- Buyers comfortable underwriting an older or mixed-vintage home and budgeting for updates
- Value-focused buyers who want negotiating room in a market with no active competition
- Anyone targeting a roughly 2,000-square-foot home who cares more about the structure than shared amenities
Probably not for
- Buyers who want amenity-rich, dues-supported community features
- Buyers who need a turnkey, uniform new-construction product
- Buyers needing to close fast, given there are no active listings to choose from today
The market around Pinnacle Point
Pinnacle Point is too small for its own price trend, so here is the market around it.
In ZIP 32539, 328 homes are on the market and 26% are under contract — a steady corner of Crestview.
Across Okaloosa County, 1,691 homes are active and 403 pending (19% under contract).
In ZIP 32539 (Crestview), 99 homes closed in the last 12 months at a median of $311K, up 49.4% year over year, with a median 71 days on market. Right now 74 active and 28 pending listings. See the live ZIP 32539 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Pinnacle Point specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Pinnacle Point
Live MLS inventory for Pinnacle Point. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Pinnacle Point listings as of 2026-11-11, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Pinnacle Point on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Antioch · Elementary
- Shoal River · Middle
- Crestview · High
Zoned schools reflect the assignments reported on recent Pinnacle Point listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Pinnacle Point address.
The Pinnacle Point buying strategy.
If we were buying in Pinnacle Point today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pinnacle Point.
A condition-driven market
The century-wide year-built range is the headline here. A median vintage of 1995 sits between homes that predate modern construction entirely and new builds finished as recently as 2024. That mix means no single comp fully explains the next sale — mechanicals, roof age, and renovation level carry the number more than square footage does, even with the median living area around 2,021 square feet.
With no amenities identified from current listings, value lives in the structure and the lot, not in shared facilities or dues-funded features. A homestead share near 60 percent suggests a fair number of owner-occupied holds, which can keep turnover measured — consistent with the empty active list and the 45-day median once something does list.
The location and the amenities are priced into every listing in Pinnacle Point. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this varied, the median tells you almost nothing about the specific house in front of you. We underwrite each property on its own terms — vintage, systems, and update level — so buyers don't overpay for cosmetics and sellers don't underprice a genuinely renovated home. With no active listings today, timing and access matter, and we work the pipeline rather than waiting for the feed to update.
Pinnacle Point in 15 seconds.
Tools for a Pinnacle Point buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pinnacle Point sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pinnacle Point, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pinnacle Point home worth?
Get a no-obligation home value based on real comparable sales in Pinnacle Point, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Crestview →
Recently off market in PINNACLE POINT
Homes in PINNACLE POINT that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 2806 Wilson Lane · off market
| Location | Crestview, Okaloosa County, FL · ZIP 32539 |
|---|---|
| Homes in the community | 50 (FL DOR 2025 assessment roll) |
| Years built | 1988–2005 (median 1996.0) |
| Typical living area | 2,001 sq ft (median) |
| Home types (current listings and sales) | detached single family 100% |
| Amenities listed by sellers | Pets Allowed |
| For sale right now | 1 active, 0 pending · median asking $345,000 · 1.3 months of supply |
| Owner-occupied (homestead) share | 70% |
Data as of November 9, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Pinnacle Point key facts,” movewithmomentum.com/neighborhoods/pinnacle-point, data as of November 9, 2026.
Housing distress & ownership in PINNACLE POINT, Crestview
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Every Home for Sale in Pinnacle Point Right Now (1)
All 1 active and pending Pinnacle Point listings with a detail page, newest first, refreshed twice a day from the MLS.
- 2806 Ping Lane · $345,000 · 4 bd / 2 ba · listed Oct 1, 2026 · listed by Sound Choice Real Estate LLC
Recently sold in Pinnacle Point
- 2806 Wilson Lane · sold $325,000
- 2806 Wilson Lane · sold $215,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Crestview home searches
- All homes for sale in Crestview, FL
- Homes for sale in Okaloosa County, FL
- Crestview pool homes for sale
- Crestview home values: what is my house worth?
- ZIP 32539 housing scorecard
Crestview guides & data
- Market data
- Best neighborhoods (ranked by data)
- Property taxes (Okaloosa County)
- Homestead exemption (Okaloosa County)
- Home insurance cost
- New construction
- New construction (Okaloosa County)
- ZIP codes
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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What it really costs to own in Pinnacle Point
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $1,635/yr across 7 listings here (MLS tax records, 2026-11-12). |
|---|---|
| HOA dues | MLS listings here mostly enter dues as billed annually, but the median entry is only $200/year across 10 listings (2026-11-12), which usually means a quarterly or monthly amount was entered as annual. Ask the association for the current dues. |
| Home and flood insurance | The average Citizens Property Insurance premium in Okaloosa County is $2,644/yr (1,101 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1995 across 9 listings. An original roof here would be about 31 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Pinnacle Point
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Pinnacle Point
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Pinnacle Point will answer, and the answer is published on this page for the next buyer.
26% of homes for sale in ZIP 32539 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-12).
Frequently Asked Questions
Is Pinnacle Point a buyer's or seller's market right now?
How many homes are in Pinnacle Point?
What share of Pinnacle Point is owner-occupied?
When were the homes in Pinnacle Point built?
Who is the best real estate agent for Pinnacle Point?
How do I find a top Crestview real estate agent who knows Pinnacle Point?
Can Momentum Realty connect me with an agent for Pinnacle Point?
Where is Pinnacle Point, and what county is it in?
Should you buy in Pinnacle Point?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: November 11, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 32539)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-11-09 |
| Historical depth | Closed-sale records back to 2026 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
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See how PINNACLE POINT fits the bigger picture — live prices, inventory, and Momentum Scores:







