PROVIDENCE PH 02
Homes for Sale in WINDERMERE, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat

Providence Ph 02 is a built-out pocket of Windermere with 199 homes that went up between 2002 and 2013, most of them landing right around 2004. That tight construction window means the housing stock is broadly comparable in era and systems, so what actually separates one sale from the next here is condition, updates, and lot. Two properties with the same bones can price very differently depending on how much work the seller has done since the early build years.
The homestead share sits at 76%, which tells you this is a hold-and-live community rather than a churn of rentals and flips. That tends to keep supply measured. With a median living area near 2,826 square feet, buyers are looking at genuinely sized homes, and pricing conversations should center on what has been renovated versus what still reflects original 2004-era finishes.
PROVIDENCE PH 02 right now
🟢 Still climbing. The trailing-12-month median ($787K) is up 9.5% from the prior 12 months ($719K). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 2. Confidence: Medium (6 and 6 sales in the two windows).
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Updated August 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
PROVIDENCE PH 02 market snapshot (as of August 2, 2026): the median sale price is about $787K ($248 per sq ft over the trailing 12 months of closed sales), and a median 49 days on market for closed sales. The trailing-12-month median is up 10% from the prior 12 months, computed from record-level Stellar MLS closed sales (6 closings in the current window).
PROVIDENCE PH 02 is a community of 223 homes in WINDERMERE, Orange County, built between 2002 and 2013 (median 2004), with a median living area of about 2,826 square feet. 75% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
This is an established, owner-occupied enclave in Windermere where the homes are similar in age but not in condition, so the real work of pricing is reading updates and upkeep rather than square footage alone.
Who PROVIDENCE PH 02 is best for.
Best for
- Buyers who plan to stay put and value a stable, owner-occupied setting
- Buyers wanting larger living space in an established Windermere location
- Buyers willing to budget for updates on an early-2000s home in exchange for value
Probably not for
- Buyers set on new construction or the latest finishes out of the box
- Investors chasing quick rental turnover in a heavily homesteaded community
- Buyers with no budget or tolerance for aging roofs, HVAC, or original kitchens
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 2 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($787K) IS the median in the snapshot above, and the move from 2025 ($719K) IS the +9.5% one-year change.
Windows contain 0 to 8 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. Deemed reliable but not guaranteed.
26% of homes for sale in ZIP 34786 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-01).
The PROVIDENCE PH 02 buying strategy.
If we were buying in PROVIDENCE PH 02 today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in PROVIDENCE PH 02.
An early-2000s build, priced on condition
With the year-built range running 2002 to 2013 and a median of 2004, most of this community is now two decades old. That is the age where roofs, HVAC systems, and original kitchens and baths start to matter a great deal to the number a home ultimately fetches. Expect a wide spread in outcomes: an updated, well-maintained home and an original-condition one can be a world apart even with the same floor plan.
The high homestead share and the fact that this is a fully developed phase both point to relatively controlled inventory. There is no new construction wave coming from within the community itself, so what comes to market is what current owners choose to sell. For a buyer, that argues for patience and readiness; for a seller, it means presentation and honest disclosure on the big-ticket systems will do the heavy lifting.
The location and the amenities are priced into every listing in PROVIDENCE PH 02. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in PROVIDENCE PH 02 buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.8). Basis: Recent Direction +9.5% year-over-year; Owner Commitment 75% owner-occupied; Pricing Power 96.4% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community this uniform in age, the difference between a strong sale and a soft one is almost entirely in the condition story. We price and market Providence Ph 02 homes on their actual updates and system age, not on square footage averages, and we will tell a seller plainly where the money is best spent before listing and tell a buyer exactly what deferred maintenance they may be inheriting.
PROVIDENCE PH 02 in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a PROVIDENCE PH 02 buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed PROVIDENCE PH 02 sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in PROVIDENCE PH 02, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your PROVIDENCE PH 02 home worth?
Get a no-obligation home value based on real comparable sales in PROVIDENCE PH 02, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in PROVIDENCE PH 02 on the map →
Frequently Asked Questions
What is the median home price in PROVIDENCE PH 02?
How long do homes in PROVIDENCE PH 02 take to sell?
How many homes are in PROVIDENCE PH 02?
What share of PROVIDENCE PH 02 is owner-occupied?
When were the homes in PROVIDENCE PH 02 built?
Do cash buyers compete in PROVIDENCE PH 02?
Who is the best real estate agent for PROVIDENCE PH 02?
How do I find a top WINDERMERE real estate agent who knows PROVIDENCE PH 02?
Can Momentum Realty connect me with an agent for PROVIDENCE PH 02?
Should you buy in PROVIDENCE PH 02?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 2, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (6 streets, ZIP 34786)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2005 (58 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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See how PROVIDENCE PH 02 fits the bigger picture — live prices, inventory, and Momentum Scores:
