Ramona Gardens
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of FLORIDA HOMES REALTY & MORTGAGE PROPERTY MANAGEMENT · via realMLS
As of September 2026, the MLS records 31 closed sales in Ramona Gardens in Jacksonville, FL since 2003, the most recent in July 2026. Recorded prices since 2024 ran from $116,500 to $390,000 (median $280,000), on homes of 1,064 to 3,334 sq ft. Across Jacksonville as a whole, 8,846 homes closed in the last 12 months at a median of $305,375, 44 median days on market, with 2,385 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,000 ($4,270 with the full homestead exemption).
Ramona Gardens is an older Jacksonville pocket where price is driven by condition and structure, not by a uniform product. With a median year built of 1947 and a housing stock that stretches from 1922 all the way to 2024, no two closings here tell the same story — a gut-renovated bungalow and a tired original next door can sit worlds apart on price. Treat any single number as a starting point and underwrite the specific house.
For buyers, that spread is the opportunity: this is a market where the work you're willing to take on largely sets what you pay. For sellers, it means presentation and honest condition disclosure matter more than a headline figure. With 179 homes in the area and a mix that leans older, the smart move on both sides is to price and shop off the actual dwelling, not the block average.
The 60-Second Overview
Ramona Gardens is a long-established Duval County neighborhood where a century of building — 1922 through 2024 — sits side by side, so the character shifts house to house rather than following one template.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Ramona Gardens. Swipe to explore the community.
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Ramona GardensPhotos from realMLS listings in Ramona Gardens; content deemed reliable but not guaranteed.
Who Ramona Gardens is best for.
Best for
- Renovation-minded buyers who want to trade sweat and budget for a home they shape themselves
- In-town buyers prioritizing an established, walkable-scale neighborhood over acreage
- Investors targeting older stock with clear condition-to-value upside
Probably not for
- Buyers who need move-in-ready new construction with warranties and modern systems throughout
- Anyone wanting a large floor plan well above the ~1,515 sqft median
- Buyers unwilling to underwrite each home's condition, age, and permit history individually
The market around Ramona Gardens
Ramona Gardens is too small for its own price trend, so here is the market around it.
In ZIP 32205, 197 homes are on the market and 26% are under contract — a steady corner of Jacksonville.
Across Duval County, 3,972 homes are active and 1,630 pending (29% under contract).
ZIP and county figures describe the wider market, not Ramona Gardens specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Ramona Gardens, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Recent Developments in Ramona Gardens
Development, infrastructure, retail, and school activity affecting Ramona Gardens, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Development
JWB secures funding for 108 affordable housing units in Jacksonville
Jacksonville Today reported that JWB Real Estate Capital secured about $28.59 million in gap funding for 108 income-restricted units across three Westside sites on Tracy, Justina and Ricker roads. Plans include 38 townhome-style units and two sets of 35 efficiency units, priced at or below 60% of area median income for 50 years. Groundbreaking is expected by September 2026 with completion in 2027.
What it may mean for the marketAdds new income-restricted rental and townhome housing supply on the Westside, increasing the stock of long-term affordable units and drawing public and tax-credit investment into three infill sites. The project is about 5 miles south of Ramona Gardens, elsewhere in Duval County.
Source: Jacksonville Today - July 2026Development
Culinary Institute of America selects Jacksonville for Southeast campus
News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.
What it may mean for the marketAnchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The project is about 4 miles east of Ramona Gardens, elsewhere in Duval County.
Source: News4Jax - June 2026Development
Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center
Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.
What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The site is about 11 miles southwest of Ramona Gardens.
Source: Jax Daily Record - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 20 miles south of Ramona Gardens.
Source: Jax Daily Record - April 2026Development
Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs
Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.
What it may mean for the marketA large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The project is about 14 miles northeast of Ramona Gardens, elsewhere in Duval County.
Source: JAXPORT - April 2026Development
Hillwood seeks to mass-grade an AllianceFlorida site for a possible 1 million-square-foot building
Hillwood asked to mass grade a site at AllianceFlorida at Cecil Commerce Center to prepare for a possible 1 million-square-foot building, a step that typically precedes a large industrial or distribution user committing to the Westside park.
What it may mean for the marketA build-ready million-square-foot pad points to a potential large employer on the Westside, the kind of jobs anchor that can lift demand for nearby housing. The site is about 11 miles southwest of Ramona Gardens.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Ramona Gardens buying strategy.
If we were buying in Ramona Gardens today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Ramona Gardens.
An older core with a wide condition spread
The defining fact here is age and variety. A median build year of 1947 tells you the bones are largely mid-century and earlier, with a median living area around 1,515 square feet — modest, walkable-scale floor plans rather than sprawling new construction. But the range runs to 2024, so infill and full rebuilds exist alongside the originals. That combination is why condition, not square footage alone, tends to set value.
Homestead share sits just under half, at roughly 46 percent. In an older, in-town area that mix points to a meaningful share of non-owner-occupied and investment or in-progress properties in the stock — which fits the renovation-and-turnover character. It also reinforces the underwriting point: verify the individual home's condition, permits, and updates rather than assuming the neighborhood moves as one.
The location and the amenities are priced into every listing in Ramona Gardens. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A neighborhood this varied rewards a broker who reads houses individually. We'll walk you through what mid-century construction in Ramona Gardens actually means for inspections, updates, and pricing, and we'll tell you plainly when a specific home's condition doesn't justify its ask. Our job is to keep you anchored to the property in front of you, not a blended average.
Ramona Gardens in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Ramona Gardens buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Ramona Gardens sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Ramona Gardens, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Ramona Gardens home worth?
Get a no-obligation home value based on real comparable sales in Ramona Gardens, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Ramona Gardens?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Ramona Gardens with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 7, 2026) |
| Under-contract shares | realMLS records, as of 2026-09-05 |
| Historical depth | Closed-sale records back to 2003 (31 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Ramona Gardens fits the bigger picture — live prices, inventory, and Momentum Scores:
Ramona Gardens Market Scorecard
Ramona Gardens is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32205 ZIP is $256,547, about 15.2% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.