Ramona Gardens
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of FLORIDA HOMES REALTY & MORTGAGE PROPERTY MANAGEMENT · via realMLS
Ramona Gardens is an older Jacksonville pocket where price is driven by condition and structure, not by a uniform product. With a median year built of 1947 and a housing stock that stretches from 1922 all the way to 2024, no two closings here tell the same story — a gut-renovated bungalow and a tired original next door can sit worlds apart on price. Treat any single number as a starting point and underwrite the specific house.
For buyers, that spread is the opportunity: this is a market where the work you're willing to take on largely sets what you pay. For sellers, it means presentation and honest condition disclosure matter more than a headline figure. With 179 homes in the area and a mix that leans older, the smart move on both sides is to price and shop off the actual dwelling, not the block average.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Ramona Gardens right now
🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of October 23, 2026. Confidence: Low (1 active and pending listings, 2 closed sales in 12 months).
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· Updated October 23, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Ramona Gardens is a long-established Duval County neighborhood where a century of building — 1922 through 2024 — sits side by side, so the character shifts house to house rather than following one template.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Ramona Gardens. Swipe to explore the community.
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Ramona GardensPhotos from realMLS listings in Ramona Gardens; content deemed reliable but not guaranteed.
Who Ramona Gardens is best for.
Best for
- Renovation-minded buyers who want to trade sweat and budget for a home they shape themselves
- In-town buyers prioritizing an established, walkable-scale neighborhood over acreage
- Investors targeting older stock with clear condition-to-value upside
Probably not for
- Buyers who need move-in-ready new construction with warranties and modern systems throughout
- Anyone wanting a large floor plan well above the ~1,515 sqft median
- Buyers unwilling to underwrite each home's condition, age, and permit history individually
The market around Ramona Gardens
Ramona Gardens is too small for its own price trend, so here is the market around it.
In ZIP 32205, 224 homes are on the market and 19% are under contract — a steady corner of Jacksonville.
Across Duval County, 4,391 homes are active and 1,538 pending (26% under contract).
ZIP and county figures describe the wider market, not Ramona Gardens specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Ramona Gardens, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Ramona Gardens
Live MLS inventory for Ramona Gardens. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Ramona Gardens listings as of 2026-10-21, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Ramona Gardens on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
The Ramona Gardens buying strategy.
If we were buying in Ramona Gardens today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Ramona Gardens.
An older core with a wide condition spread
The defining fact here is age and variety. A median build year of 1947 tells you the bones are largely mid-century and earlier, with a median living area around 1,515 square feet — modest, walkable-scale floor plans rather than sprawling new construction. But the range runs to 2024, so infill and full rebuilds exist alongside the originals. That combination is why condition, not square footage alone, tends to set value.
Homestead share sits just under half, at roughly 46 percent. In an older, in-town area that mix points to a meaningful share of non-owner-occupied and investment or in-progress properties in the stock — which fits the renovation-and-turnover character. It also reinforces the underwriting point: verify the individual home's condition, permits, and updates rather than assuming the neighborhood moves as one.
The location and the amenities are priced into every listing in Ramona Gardens. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A neighborhood this varied rewards a broker who reads houses individually. We'll walk you through what mid-century construction in Ramona Gardens actually means for inspections, updates, and pricing, and we'll tell you plainly when a specific home's condition doesn't justify its ask. Our job is to keep you anchored to the property in front of you, not a blended average.
Ramona Gardens in 15 seconds.
Tools for a Ramona Gardens buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Ramona Gardens sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Ramona Gardens, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Ramona Gardens home worth?
Get a no-obligation home value based on real comparable sales in Ramona Gardens, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Ramona Gardens on the map →
Recent Developments in Ramona Gardens
Development, infrastructure, retail, and school activity affecting Ramona Gardens, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Retail & Dining
Council committee defers vote on incentives for Downtown Publix at 119 W. Beaver St.
The Finance Committee deferred a $49.65 million incentive package for Gateway Jax's $140.15 million high-rise anchored by a Publix at 119 W. Beaver St. The tower is planned with 259 apartments and about 400 parking spaces. The committee is scheduled to revisit the bill Nov. 4, the day after the Amendment 3 vote.
What it may mean for the marketThe timing of the first full-size grocery store in the Downtown core depends on the incentive vote, affecting nearby retail access. The site is about 4 miles east of Ramona Gardens.
Source: Jacksonville Today - September 2026Development
Gateway Jax seeks more than $70 million in city incentives for Riverfront Plaza tower and Hotel Merrydelle
Gateway Jax is requesting about $55.4 million in incentives for a 17-story, roughly $271.5 million Riverfront Plaza tower with 130 to 170 hotel rooms and 50 to 150 residences on Independent Drive. It also seeks a $15 million loan for the nearly $50 million renovation of the former Ambassador Hotel at 420 Julia Street. The Downtown Investment Authority board votes Sept. 16 and City Council has the final say.
What it may mean for the marketIf approved, the projects would add hotel rooms, residences and restaurants along the Downtown riverfront. The site is about 4 miles east of Ramona Gardens.
Source: Jacksonville Today - September 2026Development
Downtown review board approves concept for first new University of Florida graduate campus building in LaVilla
The Downtown Development Review Board voted 7-0 on Sept. 10 for a six to eight story, roughly 185,000 square foot academic building on a 2.34-acre site bounded by West Bay, Forsyth and North Lee streets. It is the first new building in a multiphase UF graduate and semiconductor institute campus estimated at $345 million. UF hopes to break ground in December, pending final design review and permitting.
What it may mean for the marketA large graduate campus adds education and technology jobs and daytime foot traffic to the western Downtown core. The site is about 3 miles east of Ramona Gardens.
Source: Jacksonville Today - June 2026Development
Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center
Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.
What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The site is about 11 miles southwest of Ramona Gardens.
Source: Jax Daily Record - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 20 miles south of Ramona Gardens.
Source: Jax Daily Record - April 2026Development
Hillwood seeks to mass-grade an AllianceFlorida site for a possible 1 million-square-foot building
Hillwood asked to mass grade a site at AllianceFlorida at Cecil Commerce Center to prepare for a possible 1 million-square-foot building, a step that typically precedes a large industrial or distribution user committing to the Westside park.
What it may mean for the marketA build-ready million-square-foot pad points to a potential large employer on the Westside, the kind of jobs anchor that can lift demand for nearby housing. The site is about 11 miles southwest of Ramona Gardens.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
Is Ramona Gardens a buyer's or seller's market right now?
How many homes are in Ramona Gardens?
What share of Ramona Gardens is owner-occupied?
When were the homes in Ramona Gardens built?
Who is the best real estate agent for Ramona Gardens?
How do I find a top Jacksonville real estate agent who knows Ramona Gardens?
Can Momentum Realty connect me with an agent for Ramona Gardens?
Should you buy in Ramona Gardens?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Ramona Gardens with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 21, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 32205)) |
| Under-contract shares | realMLS records, as of 2026-10-20 |
| Historical depth | Closed-sale records back to 2003 (31 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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