Riptide
Homes for Sale in Jacksonville Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of COMMUNITY REALTY ASSOCIATES · via realMLS
Riptide is a small, fixed-size community: 146 homes total, and right now there is just 1 active listing. That kind of scarcity, paired with a balanced market posture and 6.0 months of supply, means pricing here is set less by broad market momentum and more by whatever that single available home is asking. There's no wide comp set to lean on when only one listing is on the board.
The homestead share sits at 91.8%, which tells you this is a resale market carried mostly by owner-occupants rather than a rotating pool of rental or investor-held units. For a buyer, that means patience is the strategy: watch for the rare listing and move on it, because there isn't a deep bench of alternatives sitting behind it. For a seller, it means you're not competing against a flood of similar units — you're the listing.
Riptide right now
🟡 Balanced market. 6.0 months of supply and 50% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of July 15, 2026. Confidence: Low (2 active and pending listings, 2 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 15, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The setting & the homes.
Aerial and on-site photos of Riptide. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Riptide
Riptide
Riptide
Riptide
Riptide
RiptidePhotos from realMLS listings in Riptide; content deemed reliable but not guaranteed.
Who Riptide is best for.
Best for
- Buyers who want one specific, well-defined Jacksonville Beach community rather than a broad multi-neighborhood search.
- Buyers who can move decisively when the one available listing matches what they need, since inventory here is thin.
- Buyers comfortable with a resale market — homes built between 1989 and 1993 — rather than new construction.
Probably not for
- Buyers who need multiple active listings on hand to compare before writing an offer.
- Buyers set on brand-new construction finishes rather than a home from the 1989–1993 build window.
- Buyers assuming on-site resort-style amenities — the community's amenities and access should be confirmed with the HOA.
The market around Riptide
Riptide is a small community — 63 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.
In ZIP 32250, 212 homes are on the market and 21% are under contract — a steady corner of Jacksonville Beach.
Across Duval County, 2,814 homes are active and 1,188 pending (30% under contract).
The housing mix here is 99% single family residence, 1% townhouse.
ZIP and county figures describe the wider market, not Riptide specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Riptide
Live MLS inventory for Riptide. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Riptide listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Riptide on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Riptide
- Management - Off Site · reported on 1 of 2 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Duncan U. Fletcher High School (Duval County Public Schools); verify by address · High
- Duncan U. Fletcher Middle School (verify by address)FLDOE grade A · Middle
- Seabreeze Elementary School (verify by address)FLDOE grade A · Elementary
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Riptide address.
The Riptide buying strategy.
If we were buying in Riptide today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Riptide.
A Fixed Footprint in Jacksonville Beach
There are 146 homes in Riptide, all built between 1989 and 1993, with a median year built of 1990. Median living space runs 2,108.5 square feet, which gives the community a consistent scale — you're not choosing between a small starter unit and an oversized outlier, you're choosing within a fairly narrow band of home size.
Community amenities are listed as off-site management, with the note that current amenities and access should be verified directly with the HOA — this isn't a resort-style setup, and buyers shouldn't assume anything beyond that without confirming it. On the market side, Duval County's realmls data shows a balanced market band with 6.0 months of supply and only 1 active listing as of 2026-07-14, which is thin even for a 146-home community.
The location and the amenities are priced into every listing in Riptide. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With only 1 active listing against a fixed pool of 146 homes, there's no room to wait on Riptide — you need someone tracking the moment something new lists, or hearing about it before it's public. Momentum works Duval County and Jacksonville Beach daily, which matters more in a thin-inventory community like this than in a subdivision where dozens of comparable homes turn over every year.
Riptide in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Riptide buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Riptide sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Riptide, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Riptide home worth?
Get a no-obligation home value based on real comparable sales in Riptide, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Riptide on the map →
20% of homes for sale in ZIP 32250 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
Is Riptide a buyer's or seller's market right now?
How many homes are in Riptide?
What share of Riptide is owner-occupied?
When were the homes in Riptide built?
Do cash buyers compete in Riptide?
What schools serve Riptide?
Who is the best real estate agent for Riptide?
How do I find a top Jacksonville Beach real estate agent who knows Riptide?
Can Momentum Realty connect me with an agent for Riptide?
Should you buy in Riptide?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Riptide with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (5 streets, ZIP 32250)) |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2001 (133 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.