Rosewood Homes in Mary Esther

Rosewood Homes
Homes for Sale in Mary Esther, FL

All 67 homes for sale in Mary Esther, FL · median $324,900 · Okaloosa County homes for sale

Community in Mary Esther · Okaloosa County · ZIP 32548
126 homesBuilt 1943–2022Median sale $248K
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data33 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Rosewood Homes in Mary Esther, FL has 1 home for sale. Over the 12 months ending 2026-09-20, 5 recorded sales closed at a median of $248,000, a median 49 days on market, sellers accepting 89% of original asking. Homes listed or recently sold were built 1957–1968; none of the 6 geocoded homes sit in a FEMA special flood hazard zone (median elevation 26 ft). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $3,200 ($2,690 with the full homestead exemption).

ROSEWOOD HOMES key facts
LocationMary Esther, Okaloosa County, FL · ZIP 32548, 32569
Homes in the community126 (FL DOR 2025 assessment roll)
Years built1943–2022 (median 1960.0)
Typical living area1,761 sq ft (median)
Home types (current listings and sales)detached single family 83%, farm 17%
Amenities listed by sellersPavillion/Gazebo, Picnic Area, Short Term Rental - Allowed
Sale prices, last 12 months$248,000 median across 5 closed sales
Days on market (closed sales)49 median
For sale right now1 active, 0 pending · median asking $382,000 · 2.4 months of supply
Owner-occupied (homestead) share63%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “ROSEWOOD HOMES key facts,” movewithmomentum.com/neighborhoods/rosewood-homes--okaloosa, data as of September 20, 2026.

Last 30 days in Rosewood: 2 closed sales (median $221,500). As of October 2, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.

Live · Rosewood Homes Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$248K
Median sold · 12 mo
88.7%
Sale vs ask
Tempo
2.4mo
Supply
3 to 6 months is the balanced band
49days
Median DOM · closed
5 days at the 2021 low
0%
Under contract
Okaloosa: 23% (551 of 2,441)
1 · 0
For sale · pending
live counts, refreshed twice daily
5
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
63%
Owner-occupied · Rosewood Homes
79 of 126 parcels homesteaded (FL DOR 2025)
37%
Non-owner-occupied · Rosewood Homes
incl. 8% trust or LLC-held · 7% out-of-state
126
Homes in the community
126 residential parcels (FL DOR 2025)
Track record · 33 years of records
4
Recorded sales · 2024-2025
median $311K · qualified sales on the county roll (FL DOR 2025)
Est. 1943
Community established
homes built 1943-2022, median 1960 (FL DOR 2025)
4.0%/yr
Turnover rate
about 5 of 126 homes trade a year
Rosewood Homes Housing Pulse · Momentum Research · as of September 20, 2026

Rosewood Homes right now

🔴 Seller-leaning market. 2.4 months of supply and 0% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Medium (1 active and pending listings, 5 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 2, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Rosewood Homes market snapshot (as of September 20, 2026): the median sale price is about $248K, a median 49 days on market for closed sales, and 2.4 months of supply, a seller-leaning market.

In ZIP 32548 (Mary Esther), 338 homes closed in the last 12 months at a median of $325K, up 11.9% year over year, with a median 41 days on market. Right now 112 active and 32 pending listings put supply at about 5.0 months — a balanced market. See the live ZIP 32548 housing market and the Okaloosa County market.

County records show 4 qualified sales in ROSEWOOD HOMES across 2024–2025 (2 in 2024, 2 in 2025), median $311,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Rosewood Homes is a community of 126 homes in Mary Esther, Okaloosa County, built between 1943 and 2022 (median 1960.0), with a median living area of about 1,761 square feet. 63% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Windows contain 0 to 5 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$100K$200K$300K20122014201620182020202220242026
Median days on market · closed sales
0204020122014201620182020202220242026
5 days at the 2021 low; 49 now.
Sale price vs original ask · median
90%95%100%20122014201620182020202220242026
88.7% now.
Homes sold per 12-mo window
02420122014201620182020202220242026
0 to 5 a year; 5 in the current window.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,251/mo
Okaloosa County typical true cost to own
$220/mo
Okaloosa County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

29% of homes for sale in ZIP 32569 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).

Rosewood Homes Market Scorecard

Seller-leaning

Rosewood Homes is currently a seller-leaning market. About 2.4 months of supply, a median asking price of $382,000, and homes go under contract in about 109 days.

2.4
Months supply
$382,000
Median list
$248,000
Median sold
109
Days on mkt
1/0/5
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Emerald Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in ROSEWOOD HOMES, Mary Esther

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 8 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-26)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Rosewood Homes

Live MLS inventory for Rosewood Homes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Rosewood Homes listings as of 2026-10-01, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Rosewood Homes Okaloosa Right Now (1)

All 1 active and pending Rosewood Homes Okaloosa listings with a detail page, newest first, refreshed twice a day from the MLS.

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Okaloosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Edwins · Elementary
  • Bruner · Middle
  • Fort Walton Beach · High

Zoned schools reflect the assignments reported on recent Rosewood Homes listings and can change; always confirm with Okaloosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Rosewood Homes address.

If we were buying in Rosewood Homes today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Rosewood Homes.

A closer look at the Rosewood Homes market

Homes in Rosewood Homes trade around a median of $248K, where condition and lot do more to set the final number than the asking price does.

Inventory runs at 2.4 months of supply, a seller-leaning market. Homes that do trade take a median 49 days on market, useful leverage on any listing that has lingered.

The housing stock is 126 homes built between 1943 and 2022, and 63% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

“

The location and the amenities are priced into every listing in Rosewood Homes. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
5.4C · Buy Score
Liquidity & Demand7.6/10
Owner Commitment6.3/10
Pricing Power2.5/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.4). Basis: Liquidity & Demand 2.4 months of supply; Owner Commitment 63% owner-occupied; Pricing Power 88.7% sale-to-list. Refreshed with each data update.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Rosewood Homes homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Rosewood Homes.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Rosewood Homes sales matched to your home.

What is your Rosewood Homes home worth?

Get a no-obligation home value based on real comparable sales in Rosewood Homes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Mary Esther →

Real comps, not an automated estimate.

Recently off market in ROSEWOOD HOMES

Homes in ROSEWOOD HOMES that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.

Frequently Asked Questions

What is the median home price in Rosewood Homes?
The median sale price in Rosewood Homes was $248K over the 12 months ending September 20, 2026 (5 closed sales, Emerald Coast MLS).
How long do homes in Rosewood Homes take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 49 days on market (5 sales, Emerald Coast MLS).
Is Rosewood Homes a buyer's or seller's market right now?
As of September 20, 2026, Rosewood Homes leans toward sellers: 2.4 months of supply at the current sales pace (Emerald Coast MLS live counts).
How many homes are in Rosewood Homes?
The Florida DOR 2025 assessment roll shows 126 homes in Rosewood Homes (public records).
What share of Rosewood Homes is owner-occupied?
63% of Rosewood Homes parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Rosewood Homes built?
Homes in Rosewood Homes were built between 1943 and 2022, with a median year built of 1960.0 (FL DOR 2025 roll).
Who is the best real estate agent for Rosewood Homes?
The best agent for Rosewood Homes is one who actively works Mary Esther and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Rosewood Homes.
How do I find a top Mary Esther real estate agent who knows Rosewood Homes?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Rosewood Homes and the wider Mary Esther area.
Can Momentum Realty connect me with an agent for Rosewood Homes?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Rosewood Homes purchase or sale - no call center and no pressure.
Where is Rosewood Homes, and what county is it in?
Rosewood Homes is in Mary Esther, Okaloosa County, FL, ZIP codes 32548, 32569. The community's center is about 12 miles west of the center of Mary Esther (straight-line).
Is Rosewood Homes a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Rosewood Homes: the median sale price over the last 12 months was $248K (5 sales), 22% below the Mary Esther median of $320K; homes took a median 49 days to go under contract; the assessment roll counts 126 homes, 63% of them homesteaded (owner-occupied); supply is 2.4 months at the current sales pace, which favors sellers. The full numbers, price history and the flood and school sections are above.

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: October 1, 2026)
Community market statsEmerald Coast MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 32548/32569))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 1993 (49 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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More on Rosewood Homes

Thinking of selling in ROSEWOOD HOMES? 5 recorded closings; median 49 days on market (window ending 2026-09-20). See the Okaloosa County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Rosewood Homes with Momentum Realty’s local guides.

Miramar Estates0.2 mi away · 45 homes, built 1971–19Bryn Mawr Park0.2 mi away · median $290K, 6 sales/12 moMiramar Estates0.3 mi away · median $320K, 3 sales/12 moIslandview Beach0.3 mi away · 13 homes, built 1993–99Soundview0.3 mi away · 12 homes, built 2011–15Bryn Mawr Park0.4 mi away · median $263K, 6 sales/12 moHomestead S D0.4 mi away · 18 homes, built 1950–16Montage Manor0.4 mi away · 215 homes, built 1949–24, 1 for sale

Browse all neighborhood guides →

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