Miramar Estates
Homes for Sale in Mary Esther, FL
All 72 homes for sale in Mary Esther, FL · median $324,900 · 79 homes for sale in 32569 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $320,000, a median 24 days on market, sellers accepting 98% of original asking. Homes listed or recently sold were built 1973–1973; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 21 ft). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,130 ($3,620 with the full homestead exemption).
Last 30 days in Miramar Estates: 1 closed sale (median $225,000). As of October 20, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Miramar Estates 2nd Addn is a small, thinly traded pocket in Mary Esther, and that scale matters more than any single number. With a median price near $320,000 and only a handful of closings in the recent window, price here is driven far more by the condition and updates of the specific house than by any neighborhood-wide trend. Treat the median as a rough anchor, not a rule.
The market posture is quietly active rather than frantic. A median of 24 days on market suggests well-presented homes move in under a month, but with just one active listing, inventory is tight enough that a buyer needs to be ready to act and a seller has limited direct comparison. Both sides should lean on recent closings, not asking prices, to set expectations.
Figures in this note are as of July 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Miramar Estates market snapshot (as of September 20, 2026): the median sale price is about $320K, and a median 24 days on market for closed sales.
In ZIP 32569 (Mary Esther), 304 homes closed in the last 12 months at a median of $325K ($218/sq ft), up 0.1% year over year, with a median 51 days on market. Right now 77 active and 41 pending listings put supply at about 3.9 months — a balanced market. See the live ZIP 32569 housing market and the Okaloosa County market.
Miramar Estates is a community of 45 homes in Mary Esther, Okaloosa County, built between 1971 and 2019 (median 1972), with a median living area of about 1,496 square feet. 71% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
This is a compact, low-inventory Mary Esther community in Okaloosa County where individual home condition, not a broad price band, does most of the work in setting value.
The setting & the homes.
Aerial and on-site photos of Miramar Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Miramar Estates
Miramar Estates
Miramar EstatesPhotos from Emerald Coast MLS listings in Miramar Estates; content deemed reliable but not guaranteed.
Who Miramar Estates is best for.
Best for
- Buyers targeting roughly the $320,000 range who are ready to act fast when a listing appears
- Buyers who value a specific home's updates and lot over shared community facilities
- Sellers willing to invest in condition so a home shows well in a quick-moving market
Probably not for
- Buyers who want a wide selection of active listings to compare side by side
- Buyers whose priority is resort-style or shared amenities
- Sellers expecting a large recent-sales set to justify an above-median price
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($320K) IS the median in the snapshot above.
Windows contain 0 to 3 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
31% of homes for sale in ZIP 32569 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).
Miramar Estates Market Scorecard
Miramar Estates is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Emerald Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Miramar Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
The Miramar Estates buying strategy.
If we were buying in Miramar Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Miramar Estates.
A small-sample market
With closings measured in single digits and one home currently listed, Miramar Estates 2nd Addn behaves like a micro-market. That means a single renovated sale or a single dated one can swing the perceived median more than in a larger community, so the $320,000 figure should be read as a starting point for conversation rather than a firm valuation. The practical takeaway: pricing here comes down to a walk-through, not a spreadsheet.
No amenities surface in the current MLS listings, so the draw is the housing itself and the location in Mary Esther rather than shared facilities. Buyers weighing this community should focus on the specific home's updates, lot, and layout, and sellers should invest in condition and presentation, since a median under a month on market rewards homes that show well from day one.
The location and the amenities are priced into every listing in Miramar Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-volume pocket like this, the difference between a fair number and a guess is knowing the recent closings house by house. We track what actually sold and why, help buyers move decisively when the right listing appears, and help sellers position condition and price against a thin comp set instead of a crowded one.
Miramar Estates in 15 seconds.
Tools for a Miramar Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Miramar Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Miramar Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Miramar Estates home worth?
Get a no-obligation home value based on real comparable sales in Miramar Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in MIRAMAR ESTATES 2ND ADDN
Homes in MIRAMAR ESTATES 2ND ADDN that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 163 Marcia Drive · off market
| Location | Mary Esther, Okaloosa County, FL · ZIP 32569 |
|---|---|
| Homes in the community | 45 (FL DOR 2025 assessment roll) |
| Years built | 1971–2019 (median 1972) |
| Typical living area | 1,496 sq ft (median) |
| Sale prices, last 12 months | $320,000 median across 3 closed sales |
| Days on market (closed sales) | 24 median |
| For sale right now | 0 active, 1 pending |
| Owner-occupied (homestead) share | 71% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Miramar Estates key facts,” movewithmomentum.com/neighborhoods/miramar-estates-2nd-addn, data as of September 20, 2026.
Housing distress & ownership in MIRAMAR ESTATES 2ND ADDN, Mary Esther
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
More Mary Esther home searches
- All homes for sale in Mary Esther, FL
- Homes for sale in Okaloosa County, FL
- Mary Esther waterfront homes for sale
- Homes under $300K in Mary Esther
- Homes from $300K to $500K in Mary Esther
- 4-bedroom homes for sale in Mary Esther
- Mary Esther home values: what is my house worth?
- ZIP 32569 housing scorecard
- 2 coming-soon communities in Okaloosa County
Mary Esther guides & data
- Market data
- Property taxes (Okaloosa County)
- Homestead exemption (Okaloosa County)
- Home insurance cost
- New construction
- New construction (Okaloosa County)
- Home builders (Okaloosa County)
Florida buyer guides
What it really costs to own in Miramar Estates
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $2,015/yr across 3 listings here (MLS tax records, 2026-10-20). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Okaloosa County is $2,644/yr (1,101 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1973 across 3 listings. An original roof here would be about 53 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
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Ask an agent about Miramar Estates
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Recent Developments in Miramar Estates 2nd Addn
Development, infrastructure, retail, and school activity affecting Miramar Estates 2nd Addn, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Parks & Amenities
Okaloosa and Cinco Bayou open upgraded boat ramp with new trailer parking
Okaloosa County and the Town of Cinco Bayou held a ribbon cutting for upgraded boat ramp facilities, including 16 new boat trailer parking spaces, a new restroom and landscaping. The $4.1 million total, funded largely by tourism development funds, also covers the $2.95 million purchase of a former bank building at 198 Eglin Parkway NE. Future dock improvements are planned.
What it may mean for the marketAdded trailer parking and ramp access improve waterfront recreation access for Fort Walton Beach area boaters. The project is about 5 miles west of Miramar Estates 2nd Addn, elsewhere in Okaloosa County.
Source: Get The Coast - September 2026Civic
Okaloosa commissioners reject 12-month data center moratorium 3-2
Okaloosa County commissioners voted 3-2 on September 15 against a 12-month data center moratorium. On September 3 the board unanimously directed staff to develop a regulatory framework for data centers, with an outline due within 60 days. No specific project or site was proposed, and commissioners discussed protecting the Shoal River Industrial Park.
What it may mean for the marketThe pending rules will shape where large power-and-land-intensive facilities can locate in the county, including industrial land near Crestview. The project is about 22 miles north of Miramar Estates 2nd Addn, elsewhere in Okaloosa County.
Source: Get The Coast - September 2026Parks & Amenities
Destin and Okaloosa County agree on management of 4-acre Holiday Isle state park
Destin and Okaloosa County unanimously agreed to back Destin as manager and developer of the roughly four-acre state-acquired park on Holiday Isle near Norriego Point. In return, Destin council voted 5-2 to offer free parking to all Okaloosa County residents at city-owned lots and parks. The deal still requires state Board of Trustees and DEP review.
What it may mean for the marketManagement of the Holiday Isle park and city parking rules will affect public waterfront access and parking in Destin. The site is about 2 miles south of Miramar Estates 2nd Addn.
Source: Get The Coast - June 2026Civic
DeSantis signs state budget with funding for Okaloosa County projects
Governor DeSantis signed the state budget that included roughly $15 million for 20 Okaloosa County projects, among them $5 million for the Northwest Florida State College Workforce Innovation Center in Niceville, $1.5 million for Shalimar Bridge Park, and $3 million for Destin road and drainage work. About $7.26 million in other local requests were vetoed.
What it may mean for the marketDirects state funding toward workforce, park, road, and drainage infrastructure across Okaloosa County, supporting public facilities and capacity in Niceville, Shalimar, and Destin. The site is about 7 miles north of Miramar Estates 2nd Addn.
Source: Get The Coast - May 2026Development
Okaloosa commissioners approve master plan for 392-lot River Park subdivision in Crestview
Okaloosa County commissioners unanimously approved the master plan for River Park, a 392 lot single family subdivision on 263 acres east of Main Drive and north of Airport Road in Crestview. The project by River Park Landing LLC will be built in three phases, with each phase requiring a separate development order approval.
What it may mean for the marketAdds substantial single family housing supply to the Crestview market and phases new residential construction onto a large tract in north Okaloosa County. The project is about 24 miles north of Miramar Estates 2nd Addn, elsewhere in Okaloosa County.
Source: Get The Coast - May 2026Infrastructure
Okaloosa County opens $212M Southwest Crestview Bypass
Okaloosa County opened the $212 million Southwest Crestview Bypass, a 3.5 mile four lane corridor connecting Antioch Road to State Road 85 with access from U.S. Highway 90. The project includes a 1,713 foot bridge, sidewalks, a multi use path, and direct access to the new Pineview K-8 school opening in August 2026.
What it may mean for the marketAdds a major four lane traffic corridor serving southwest Crestview and expands regional road capacity for surrounding growth in north Okaloosa County. The project is about 21 miles north of Miramar Estates 2nd Addn, elsewhere in Okaloosa County.
Source: Get The Coast
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
What is the median home price in Miramar Estates?
How long do homes in Miramar Estates take to sell?
How many homes are in Miramar Estates?
What share of Miramar Estates is owner-occupied?
When were the homes in Miramar Estates built?
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Where is Miramar Estates, and what county is it in?
Should you buy in Miramar Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 20, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32569)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 1998 (13 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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