Miramar Estates
Homes for Sale in Mary Esther, FL
All 67 homes for sale in Mary Esther, FL · median $324,900 · 74 homes for sale in 32569 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $320,000, a median 24 days on market, sellers accepting 98% of original asking. Homes listed or recently sold were built 1972–1973; none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 21 ft). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,130 ($3,620 with the full homestead exemption).
| Location | Mary Esther, Okaloosa County, FL · ZIP 32569 |
|---|---|
| Homes in the community | 45 (FL DOR 2025 assessment roll) |
| Years built | 1971–2019 (median 1972) |
| Typical living area | 1,496 sq ft (median) |
| Amenities listed by sellers | Pool |
| Sale prices, last 12 months | $320,000 median across 3 closed sales |
| Days on market (closed sales) | 24 median |
| For sale right now | 0 active, 1 pending |
| Owner-occupied (homestead) share | 71% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “MIRAMAR ESTATES 2ND ADDN key facts,” movewithmomentum.com/neighborhoods/miramar-estates-2nd-addn, data as of September 20, 2026.
Miramar Estates 2nd Addn is a small, thinly traded pocket in Mary Esther, and that scale matters more than any single number. With a median price near $320,000 and only a handful of closings in the recent window, price here is driven far more by the condition and updates of the specific house than by any neighborhood-wide trend. Treat the median as a rough anchor, not a rule.
The market posture is quietly active rather than frantic. A median of 24 days on market suggests well-presented homes move in under a month, but with just one active listing, inventory is tight enough that a buyer needs to be ready to act and a seller has limited direct comparison. Both sides should lean on recent closings, not asking prices, to set expectations.
The 60-Second Overview
Miramar Estates market snapshot (as of September 20, 2026): the median sale price is about $320K, and a median 24 days on market for closed sales.
In ZIP 32569 (Mary Esther), 304 homes closed in the last 12 months at a median of $325K ($218/sq ft), up 0.1% year over year, with a median 51 days on market. Right now 77 active and 41 pending listings put supply at about 3.9 months — a balanced market. See the live ZIP 32569 housing market and the Okaloosa County market.
Miramar Estates is a community of 45 homes in Mary Esther, Okaloosa County, built between 1971 and 2019 (median 1972), with a median living area of about 1,496 square feet. 71% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
This is a compact, low-inventory Mary Esther community in Okaloosa County where individual home condition, not a broad price band, does most of the work in setting value.
The setting & the homes.
Aerial and on-site photos of Miramar Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Miramar Estates
Miramar Estates
Miramar Estates
Miramar EstatesPhotos from Emerald Coast MLS listings in Miramar Estates; content deemed reliable but not guaranteed.
Who Miramar Estates is best for.
Best for
- Buyers targeting roughly the $320,000 range who are ready to act fast when a listing appears
- Buyers who value a specific home's updates and lot over shared community facilities
- Sellers willing to invest in condition so a home shows well in a quick-moving market
Probably not for
- Buyers who want a wide selection of active listings to compare side by side
- Buyers whose priority is resort-style or shared amenities
- Sellers expecting a large recent-sales set to justify an above-median price
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($320K) IS the median in the snapshot above.
Windows contain 0 to 3 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
29% of homes for sale in ZIP 32569 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).
Miramar Estates Market Scorecard
Miramar Estates is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Emerald Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in MIRAMAR ESTATES 2ND ADDN, Mary Esther
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Miramar Estates
Live MLS inventory for Miramar Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Miramar Estates listings as of 2026-10-01, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Miramar Estates 2Nd Addn Right Now (1)
All 1 active and pending Miramar Estates 2Nd Addn listings with a detail page, newest first, refreshed twice a day from the MLS.
- 163 Marcia Drive · $225,000 · 3 bd / 1.5 ba · pending · listed Jul 4, 2026 · listed by Allison James Estates & Homes Florida
Miramar Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Edwins · Elementary
- Bruner · Middle
- Fort Walton Beach · High
Zoned schools reflect the assignments reported on recent Miramar Estates listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Miramar Estates address.
Shop the zone: Homes zoned for Fort Walton Beach High School
The Miramar Estates buying strategy.
If we were buying in Miramar Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Miramar Estates.
A small-sample market
With closings measured in single digits and one home currently listed, Miramar Estates 2nd Addn behaves like a micro-market. That means a single renovated sale or a single dated one can swing the perceived median more than in a larger community, so the $320,000 figure should be read as a starting point for conversation rather than a firm valuation. The practical takeaway: pricing here comes down to a walk-through, not a spreadsheet.
No amenities surface in the current MLS listings, so the draw is the housing itself and the location in Mary Esther rather than shared facilities. Buyers weighing this community should focus on the specific home's updates, lot, and layout, and sellers should invest in condition and presentation, since a median under a month on market rewards homes that show well from day one.
The location and the amenities are priced into every listing in Miramar Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-volume pocket like this, the difference between a fair number and a guess is knowing the recent closings house by house. We track what actually sold and why, help buyers move decisively when the right listing appears, and help sellers position condition and price against a thin comp set instead of a crowded one.
Miramar Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Miramar Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Miramar Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Miramar Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Miramar Estates home worth?
Get a no-obligation home value based on real comparable sales in Miramar Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Mary Esther →
Frequently Asked Questions
What is the median home price in Miramar Estates?
How long do homes in Miramar Estates take to sell?
How many homes are in Miramar Estates?
What share of Miramar Estates is owner-occupied?
When were the homes in Miramar Estates built?
Who is the best real estate agent for Miramar Estates?
How do I find a top Mary Esther real estate agent who knows Miramar Estates?
Can Momentum Realty connect me with an agent for Miramar Estates?
Where is Miramar Estates, and what county is it in?
Should you buy in Miramar Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32569)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 1998 (13 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how MIRAMAR ESTATES 2ND ADDN fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Miramar Estates with Momentum Realty’s local guides.