Ross Creek
Homes for Sale in Lakeland, FL
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-08-02, 8 recorded sales closed at a median of $351,190 (-10% versus the prior year's median), $174 per square foot, a median 154 days on market, sellers accepting 96% of original asking. At the median price and Polk County's FY2025-26 rate of 16.19 mills, annual property tax runs about $5,680 ($5,010 with the full homestead exemption).
Ross Creek is a brand-new community in Lakeland - every home in the snapshot was built in 2024, and the median living area runs about 2,581 square feet. With construction that uniform, price here is driven less by vintage and more by floor plan, lot, and finish level. The median sits at $351,190, or roughly $174 per square foot, which is what you'd expect from a recent-build inventory that hasn't yet been reshaped by resale condition.
The current posture is slow and thin. There are no active listings in the snapshot, the median days on market stretched past 150, and prices are down 9.9% year over year. That combination tells you demand has cooled from a new-construction push and the last closings took real patience. For a buyer, that patience is leverage; for a seller, it means pricing to the current market, not to last year's, and expecting a long marketing window.
Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Ross Creek right now
🔴 Off the recent peak. The trailing-12-month median ($351K) is down 9.9% from the prior 12 months ($390K). With about 6 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 2. Confidence: Medium (8 and 11 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 14, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Ross Creek right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Ross Creek market snapshot (as of August 2, 2026): the median sale price is about $351K ($174 per sq ft over the trailing 12 months of closed sales), and a median 155 days on market for closed sales. The trailing-12-month median is down 10% from the prior 12 months, computed from record-level Stellar MLS closed sales (8 closings in the current window).
In ZIP 33810 (Lakeland), 344 homes closed in the last 12 months at a median of $310K ($177/sq ft), down 5.0% year over year, with a median 54 days on market. See the live ZIP 33810 housing market and the Polk County market.
Ross Creek is a community of 37 homes in Lakeland, Polk County, built between 2024 and 2024 (median 2024), with a median living area of about 2,581 square feet. 16% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Ross Creek is a small, entirely 2024-built enclave of 37 homes in Lakeland, with sizable floor plans and, at the moment, nothing actively listed - a quiet market where the last sales took months to clear.
Who Ross Creek is best for.
Best for
- Buying a recent-build home and willing to negotiate in a slow, low-inventory market
- Looking for a larger floor plan around 2,581 square feet without buying an older home
- Buying to hold, where a long marketing window on the way in is acceptable
Probably not for
- Needing to resell on a short horizon, given a median days-on-market past 150 and a 9.9% year-over-year decline
- Wanting community amenities, since none are identified in current listings
- Expecting a deep pool of active listings and comparable sales to shop against
Schools
- Polk County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Polk County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Ross Creek listings and can change; always confirm with Polk County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Ross Creek address.
Recent Developments in Ross Creek
Development, infrastructure, retail, and school activity affecting Ross Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Development
Publix advances $200 million warehouse expansion at its west Lakeland distribution campus
Lakeland approved an updated site plan on Oct. 27 for a 403,871-square-foot produce warehouse and a 63,022-square-foot return center on County Line Road near the Polk Parkway. The county tax exemption requires at least 10 new full-time jobs averaging $63,978. A Publix traffic study projects 846 added weekday trips and finds no new road capacity needed.
What it may mean for the marketThe expansion adds industrial employment and freight activity on the west Lakeland corridor near the Polk Parkway, with conditions on pedestrian access along Allen K. Breed Highway. The site is about 1 mile southeast of Ross Creek.
Source: LkldNow - October 2026Retail & Dining
Caribbean restaurant Island Taste Budz planned for downtown Lakeland
Plan review paperwork shows Island Taste Budz Inc. preparing a restaurant at 116 S. Tennessee Ave. A representative confirmed the opening but gave no menu or date. It would join Black & Brew, Nineteen61 and Mojo Federal Swine & Spirits nearby.
What it may mean for the marketAnother dining option adds to the cluster of restaurants along downtown Lakeland's Tennessee Avenue, supporting walkable evening activity. The project is about 7 miles southeast of Ross Creek, elsewhere in Polk County.
Source: What Now Tampa Bay - October 2026Market
Historic Wilsonian apartment building near Lake Morton sells for about $1.55 million
The 16-unit, 1922 building at 183 Lake Morton Drive sold Oct. 5 to Lake Morton Holdings LLC, managed by Lakeland developer Wesley Beck. The buyer also acquired the adjoining duplex property at 120 E. Palmetto St. The listing agent cited a needed renovation but gave no specifics.
What it may mean for the marketThe sale points to continued turnover of older multifamily buildings near downtown Lakeland and a likely renovation of existing rental units. The project is about 6 miles southeast of Ross Creek, elsewhere in Polk County.
Source: LkldNow - September 2026Infrastructure
Lakeland Approves Three-Year Uber Agreement at Lakeland Linder International Airport
On Sept. 8 the Lakeland City Commission voted 7-0 for a three-year, non-exclusive agreement with Rasier LLC (Uber) at Lakeland Linder International Airport, with a $1.75 fee per passenger pickup or drop-off. The same meeting approved a $400,000 citywide stormwater master plan funded with $300,000 in federal hazard mitigation money and $100,000 from the city.
What it may mean for the marketRide-hail access at Linder adds a ground transportation option for air travelers, and the stormwater plan will identify drainage needs. The site is about 9 miles south of Ross Creek.
Source: DailyRidge - September 2026Infrastructure
Polk Commissioners Award Two Intersection Construction Contracts Including Kathleen Road at Deeson Road
The Polk County Board of County Commissioners unanimously approved contracts with Ajax Paving Industries of Florida for intersection improvements at Kathleen Road and Deeson Road ($2,150,875) and Country Club Road and Buckeye Loop Road ($2,774,976). The Kathleen and Deeson work is set for 155 days and the Country Club and Buckeye Loop work for 330 days.
What it may mean for the marketIntersection upgrades on these corridors may ease travel times for north Lakeland and Kathleen-area commuters once construction finishes. The site is less than a mile east of Ross Creek.
Source: DailyRidge - August 2026Civic
Lakeland Commission Approves 12-Month Moratorium on Data Center Permit Review
The Lakeland City Commission voted 4-3 to pause review of data center permit applications for 12 months so staff can study impacts and regulations. Lakeland Electric will draft requirements for large-load customers. The 600,000-square-foot Project Swan proposal on about 60.5 acres in West Lakeland was withdrawn in June, and no applications are pending.
What it may mean for the marketThe pause removes near-term large data center construction from the city's pipeline and defers large electric loads while rules are written. The site is about 6 miles south of Ross Creek.
Source: Lakeland Sun (Mid-Florida Newspapers)
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Ross Creek buying strategy.
If we were buying in Ross Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Ross Creek.
A new build settling into resale
Because the homes all date to 2024, this is a community transitioning from builder sales into a true resale market. That transition explains the signals: a sub-10% median homestead share suggests many of these homes are newly occupied or held as something other than a primary residence, and the long days-on-market figure reflects how few comparable trades have happened. With only eight closings in the window and zero active listings, every new data point moves the picture.
The 9.9% year-over-year decline is the number to sit with. New-construction pricing often resets once the builder incentives end and resale has to stand on its own, and that reset appears to be underway. A buyer should treat the median as a reference point, not a floor, and underwrite on the specific home - square footage, lot, and condition - rather than on a community average built from a handful of sales.
The location and the amenities are priced into every listing in Ross Creek. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Ross Creek buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (4.1). Basis: Recent Direction -9.9% year-over-year; Owner Commitment 16% owner-occupied; Pricing Power 95.5% sale-to-list. Refreshed with each data update.
Why work with Momentum here
A market this thin - eight closings, nothing active, and new-build comps that are still maturing - is exactly where a local read matters. We'll help you separate builder-era pricing from where resale is actually clearing, set expectations on a marketing window that has run long, and price or offer against the specific home rather than a shaky average. When the comp set is small, the discipline behind the number is the whole game.
Ross Creek in 15 seconds.
Tools for a Ross Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Ross Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Ross Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Ross Creek home worth?
Get a no-obligation home value based on real comparable sales in Ross Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Lakeland →
| Location | Lakeland, Polk County, FL · ZIP 33810 |
|---|---|
| Homes in the community | 37 (FL DOR 2025 assessment roll) |
| Years built | 2024–2024 (median 2024) |
| Typical living area | 2,581 sq ft (median) |
| Sale prices, last 12 months | $351,190 median across 8 closed sales · $174 per sq ft · -9.9% vs the prior 12 months |
| Days on market (closed sales) | 154 median |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 16% |
| Zoned public schools | Polk County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply |
Data as of August 2, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2024 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Ross Creek key facts,” movewithmomentum.com/neighborhoods/ross-creek-lakeland, data as of August 2, 2026.
Housing distress & ownership in ROSS CREEK, Lakeland
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period November 2026 through November 2026. Deemed reliable but not guaranteed.
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The real cost & risk here
Before the list price, the Florida math the portals skip. These are Polk County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Polk County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
What is the median home price in Ross Creek?
How long do homes in Ross Creek take to sell?
How many homes are in Ross Creek?
What share of Ross Creek is owner-occupied?
When were the homes in Ross Creek built?
Do cash buyers compete in Ross Creek?
What schools serve Ross Creek?
Who is the best real estate agent for Ross Creek?
How do I find a top Lakeland real estate agent who knows Ross Creek?
Can Momentum Realty connect me with an agent for Ross Creek?
Where is Ross Creek, and what county is it in?
Is Ross Creek a good place to live?
Should you buy in Ross Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: June 25, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 2, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 33810)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2024 (19 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how ROSS CREEK fits the bigger picture — live prices, inventory, and Momentum Scores: