Aerial view of Rudds Of

Rudds Of
Homes for Sale in Palatka, FL

All 121 homes for sale in Palatka, FL · median $244,900 · 125 homes for sale in 32177 · Putnam County homes for sale

Community in Palatka · Putnam County · ZIP 32177
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Built fromLive realMLS data15 years of closingsUpdated twice daily

As of November 2026, the MLS records 11 closed sales in Rudds Of Blk C in Palatka, FL since 2011, the most recent in September 2024. Across Palatka as a whole, 264 homes closed in the last 12 months at a median of $246,325, 72 median days on market, with 130 homes for sale today. At that median and Putnam County's FY2025-26 rate of 16.89 mills, annual property tax runs about $4,160 ($3,490 with the full homestead exemption).

Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 12, 2026

Rudds Of Blk C is a small platted block in Palatka, and the honest starting point is that we have no closings to read from in the current window. That means price here is set less by recent comparable sales inside the block and more by the condition of the individual home, its lot, and what the broader Putnam County market will bear at the time you list or offer.

For a buyer, that thin data cuts both ways: there is room to negotiate on a case-by-case basis, but you are also underwriting more of the value yourself. For a seller, expect pricing to lean on condition and on comparable activity nearby rather than on a settled in-block benchmark. Patience and a defensible pricing story matter more here than momentum.

Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Nearby homes for sale

No active listings inside Rudds Of Blk C right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

1310 CLEVELAND Avenue
$166K · 0.1 mi away
3 bd · 1 ba · 957 sqft
1310 CLEVELAND Avenue
Listed by LANTERN REALTY, LLC.
1415 CLEVELAND Avenue
$285K · 0.2 mi away
3 bd · 2.5 ba · 1,581 sqft
1415 CLEVELAND Avenue
Listed by MAXREV, LLC
2704 CECILLE Avenue
$220K · 0.2 mi away
3 bd · 2 ba · 1,114 sqft
2704 CECILLE Avenue
Listed by WJH BROKERAGE FL LLC
2028 KATE Street
$230K · 0.2 mi away
3 bd · 1 ba · 1,075 sqft
2028 KATE Street
Listed by JIM PARKS AND ASSOCIATES REALTY LLC
2706 CECILLE Avenue
$247K · 0.2 mi away
3 bd · 2 ba · 1,290 sqft
2706 CECILLE Avenue
Listed by WJH BROKERAGE FL LLC
1510 CLEVELAND Avenue
$165K · 0.2 mi away
2 bd · 1 ba · 916 sqft
1510 CLEVELAND Avenue
Listed by CENTURY 21 TRITON REALTY

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

This is a compact, older-plat pocket of Palatka in Putnam County, the kind of spot where each transaction stands largely on its own rather than riding a wave of recent block sales.

realMLS (Northeast Florida) sales records identify 7 homes in Rudds Of Blk C that have changed hands since 2002, built between 1930 and 1966 (median 1964), with a median living area of about 1,216 sq ft and a typical 3-bedroom, 1.5-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Value-minded buyers willing to price and negotiate around a home's condition rather than a market trend
  • Buyers or investors comfortable doing their own homework in a thin-data pocket of Palatka
  • Sellers prepared to price on condition and defend it with surrounding Putnam County comparables

Probably not for

  • Buyers who need recent in-block sales to feel confident about value
  • Anyone wanting a fast, data-driven read with lots of comparable activity
  • Sellers expecting a settled block benchmark to set the price for them

The market around Rudds Of

Rudds Of is too small for its own price trend, so here is the market around it.

In ZIP 32177, 165 homes are on the market and 21% are under contract — a steady corner of Palatka.

Across Putnam County, 807 homes are active and 125 pending (13% under contract).

In ZIP 32177 (Palatka), 113 homes closed in the last 12 months at a median of $200K ($156/sq ft), up 0.7% year over year, with a median 69 days on market. Right now 13 active and 3 pending listings. See the live ZIP 32177 housing market and the Putnam County market.

ZIP and county figures describe the wider market, not Rudds Of specifically. Momentum Research analysis of MLS records.

If we were buying in Rudds Of today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Rudds Of.

Best Buy
Buyers comfortable underwriting a home on condition rather than a settled block trend.
Biggest Risk
No in-block closings means less certainty on what a home is truly worth.
Sweet Spot
A well-kept or sensibly updated home priced against real comparables nearby.
Avoid If
You need proven comps on the block before you feel confident committing.

A thin-data block in Palatka

With no closings in the reporting window, there is no in-block trend to lean on. Value gets built from the ground up: the physical condition of the house, the size and usability of the lot, and how it stacks against active listings across the wider Palatka and Putnam County market. Two homes on the same block can price very differently based on updates and upkeep alone.

Practically, that means the appraisal and inspection carry extra weight, and the right price is the one you can defend with evidence rather than assume from neighbors. Come in with a clear renovation-versus-move-in calculation, because condition is likely to be the single biggest lever on what you pay or receive.

“

The location and the amenities are priced into every listing in Rudds Of. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

When a block has no recent sales to anchor to, you need someone willing to build the pricing case from scratch rather than guess. We work the surrounding Putnam County comparables, weigh condition honestly, and tell you plainly when the numbers do not support the deal. That is the whole job here.

Rudds Of in 15 seconds.

Best forBuyers comfortable underwriting a home on condition rather than a settled block trend.
Biggest advantageThin recent data leaves genuine room to negotiate case by case.
Biggest riskNo in-block closings means less certainty on what a home is truly worth.
Sweet spotA well-kept or sensibly updated home priced against real comparables nearby.
Avoid ifYou need proven comps on the block before you feel confident committing.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Rudds Of sales matched to your home.

What is your Rudds Of home worth?

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Real comps, not an automated estimate.
Value-minded buyers willing to price and negotiate around a home's condition rather than a market trendExcellent fit
Buyers or investors comfortable doing their own homework in a thin-data pocket of PalatkaExcellent fit
Sellers prepared to price on condition and defend it with surrounding Putnam County comparablesExcellent fit
Buyers who need recent in-block sales to feel confident about valueProbably not
Anyone wanting a fast, data-driven read with lots of comparable activityProbably not
Sellers expecting a settled block benchmark to set the price for themProbably not

Data sources & freshness

Under-contract sharesrealMLS records, as of 2026-11-12
Historical depthClosed-sale records back to 2011 (11 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.

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Housing distress & ownership in Rudds Of Blk C, Palatka

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 5 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-11-12)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Nearby Communities

Explore more neighborhoods near Rudds Of with Momentum Realty’s local guides.

RRudds0.1 mi away · median $291K, 6 sales/12 moHussons0.2 mi away · 73 homes, built 1933–17CSCenter Street0.2 mi away · 99 homes, built 1895–22FFairweather0.3 mi away · 91 homes, built 1930–21Fairview Park0.3 mi awayProsper Street0.3 mi away · 18 homes, built 1950–03Moodys Of Hussons0.3 mi awayBrooks Aw Of Hussons0.3 mi away

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for Rudds Of. These are the public schools most often assigned to other communities in ZIP 32177; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Email me new listings in Rudds Of

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

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Ask an agent about Rudds Of

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Rudds Of will answer, and the answer is published on this page for the next buyer.

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