Sailboat Cove S/D
Homes for Sale in Niceville, FL
All 179 homes for sale in Niceville, FL · median $499,900 · 182 homes for sale in 32578 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $480,000, a median 3 days on market, sellers accepting 100% of original asking. Homes listed or recently sold were built 1984–2001. At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $6,190 ($5,680 with the full homestead exemption).
| Location | Niceville, Okaloosa County, FL · ZIP 32578 |
|---|---|
| Homes in the community | 50 (FL DOR 2025 assessment roll) |
| Years built | 1976–2024 (median 1996.5) |
| Typical living area | 2,404 sq ft (median) |
| Amenities listed by sellers | Fire Alarm |
| Sale prices, last 12 months | $480,000 median across 3 closed sales |
| Days on market (closed sales) | 3 median |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 74% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “SAILBOAT COVE S/D key facts,” movewithmomentum.com/neighborhoods/sailboat-cove-s-d, data as of September 20, 2026.
Nearby homes for sale
No active listings inside SAILBOAT COVE S/D right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Sailboat Cove S/D market snapshot (as of September 20, 2026): the median sale price is about $480K, and a median 3 days on market for closed sales.
In ZIP 32578 (Niceville), 347 homes closed in the last 12 months at a median of $530K, down 4.2% year over year, with a median 43 days on market. Right now 66 active and 39 pending listings put supply at about 3.4 months — a healthy market. See the live ZIP 32578 housing market and the Okaloosa County market.
Sailboat Cove S/D is a community of 50 homes in Niceville, Okaloosa County, built between 1976 and 2024 (median 1996.5), with a median living area of about 2,404 square feet. 74% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Sailboat Cove S/D. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Sailboat Cove S/D
Sailboat Cove S/D
Sailboat Cove S/DPhotos from Emerald Coast MLS listings in Sailboat Cove S/D; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($480K) IS the median in the snapshot above.
Windows contain 0 to 3 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
31% of homes for sale in ZIP 32578 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).
Sailboat Cove S/D Market Scorecard
Sailboat Cove S/D is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Emerald Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in SAILBOAT COVE S/D, Niceville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Sailboat Cove S/D on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
The Sailboat Cove S/D buying strategy.
If we were buying in Sailboat Cove S/D today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sailboat Cove S/D.
A closer look at the Sailboat Cove S/D market
Homes in Sailboat Cove S/D trade around a median of $480K, where condition and lot do more to set the final number than the asking price does.
The housing stock is 50 homes built between 1976 and 2024, and 74% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Sailboat Cove S/D. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Sailboat Cove S/D buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sailboat Cove S/D sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sailboat Cove S/D, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sailboat Cove S/D home worth?
Get a no-obligation home value based on real comparable sales in Sailboat Cove S/D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in SAILBOAT COVE S/D
Homes in SAILBOAT COVE S/D that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 4213 Mainsail Drive · off market
Frequently Asked Questions
What is the median home price in Sailboat Cove S/D?
How long do homes in Sailboat Cove S/D take to sell?
How many homes are in Sailboat Cove S/D?
What share of Sailboat Cove S/D is owner-occupied?
When were the homes in Sailboat Cove S/D built?
Who is the best real estate agent for Sailboat Cove S/D?
How do I find a top Niceville real estate agent who knows Sailboat Cove S/D?
Can Momentum Realty connect me with an agent for Sailboat Cove S/D?
Where is Sailboat Cove S/D, and what county is it in?
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 26, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32578)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2005 (19 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how SAILBOAT COVE S/D fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Sailboat Cove S/D with Momentum Realty’s local guides.