Sailboat Cove S/D
Homes for Sale in Niceville, FL
All 150 homes for sale in Niceville, FL · median $487,000 · 156 homes for sale in 32578 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
Nearby homes for sale
No active listings inside SAILBOAT COVE S/D right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
Homes listed or recently sold were built 1984–2001; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 18 ft). As of November 2026, the MLS records 1 closed sale in Sailboat Cove S/D in Niceville, FL, the most recent in July 2026. Across Niceville as a whole, 61 homes closed in the last 12 months at a median of $519,000, 26 median days on market, with 152 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $6,690 ($6,180 with the full homestead exemption).
The setting & the homes.
Aerial and on-site photos of Sailboat Cove S/D. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Sailboat Cove S/D
Sailboat Cove S/D
Sailboat Cove S/DPhotos from Emerald Coast MLS listings in Sailboat Cove S/D; content deemed reliable but not guaranteed.
The market around Sailboat Cove S/D
Sailboat Cove S/D is too small for its own price trend, so here is the market around it.
In ZIP 32578, 224 homes are on the market and 30% are under contract — a steady corner of Niceville.
Across Okaloosa County, 1,691 homes are active and 403 pending (19% under contract).
ZIP and county figures describe the wider market, not Sailboat Cove S/D specifically. Momentum Research analysis of MLS records.
Sailboat Cove S/D on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
The Sailboat Cove S/D buying strategy.
If we were buying in Sailboat Cove S/D today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sailboat Cove S/D.
A closer look at the Sailboat Cove S/D market
The housing stock is 50 homes built between 1976 and 2024, and 74% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Sailboat Cove S/D. The deal is won or lost on condition, the comps, and the renovation math.
Tools for a Sailboat Cove S/D buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sailboat Cove S/D sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sailboat Cove S/D, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sailboat Cove S/D home worth?
Get a no-obligation home value based on real comparable sales in Sailboat Cove S/D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in SAILBOAT COVE S/D
Homes in SAILBOAT COVE S/D that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 4213 Mainsail Drive · off market
| Location | Niceville, Okaloosa County, FL · ZIP 32578 |
|---|---|
| Homes in the community | 50 (FL DOR 2025 assessment roll) |
| Years built | 1976–2024 (median 1996.5) |
| Typical living area | 2,404 sq ft (median) |
| Amenities listed by sellers | Fire Alarm |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 74% |
Data as of November 9, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Sailboat Cove S/D key facts,” movewithmomentum.com/neighborhoods/sailboat-cove-s-d, data as of November 9, 2026.
Housing distress & ownership in SAILBOAT COVE S/D, Niceville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
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Niceville guides & data
- Market data
- Property taxes (Okaloosa County)
- Homestead exemption (Okaloosa County)
- Home insurance cost
- New construction
- New construction (Okaloosa County)
- Home builders (Okaloosa County)
Florida buyer guides
- Florida home insurance rates by county
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- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
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What it really costs to own in Sailboat Cove S/D
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $3,275/yr across 3 listings here (MLS tax records, 2026-11-12). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Okaloosa County is $2,644/yr (1,101 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1997 across 3 listings. An original roof here would be about 29 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Sailboat Cove S/D
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Sailboat Cove S/D
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Sailboat Cove S/D will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
How many homes are in Sailboat Cove S/D?
What share of Sailboat Cove S/D is owner-occupied?
When were the homes in Sailboat Cove S/D built?
Who is the best real estate agent for Sailboat Cove S/D?
How do I find a top Niceville real estate agent who knows Sailboat Cove S/D?
Can Momentum Realty connect me with an agent for Sailboat Cove S/D?
Where is Sailboat Cove S/D, and what county is it in?
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: November 11, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32578)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-11-09 |
| Historical depth | Closed-sale records back to 2026 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
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See how SAILBOAT COVE S/D fits the bigger picture — live prices, inventory, and Momentum Scores: