Santa Rosa
Homes for Sale in Santa Rosa Beach, FL
All 844 homes for sale in Santa Rosa Beach, FL · median $1,162,500 · 875 homes for sale in 32459 · Walton County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, the MLS records 3 closed sales in Santa Rosa in Santa Rosa Beach, FL since 2021, the most recent in March 2026. Across Santa Rosa Beach as a whole, 545 homes closed in the last 12 months at a median of $975,000, 84 median days on market, with 302 homes for sale today. At that median and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $9,510 ($9,130 with the full homestead exemption).
| Location | Santa Rosa Beach, Walton County, FL · ZIP 32459 |
|---|---|
| Homes in the community | 78 (FL DOR 2025 assessment roll) |
| Years built | 1970–2024 (median 2000.0) |
| Typical living area | 2,242 sq ft (median) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 43% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Santa Rosa key facts,” movewithmomentum.com/neighborhoods/santa-rosa, data as of September 20, 2026.
The current snapshot on Santa Rosa in Santa Rosa Beach is thin — no median price, no days-on-market, and no community amenities surfacing from the MLS. That means I won't quote a number I can't stand behind. What I can tell you is that with no shared amenity structure identified, value here is driven by the individual property: its location within Walton County, its condition, and its proximity to the coast rather than any community-level features.
For a buyer, that puts the burden on evaluating each listing on its own merits — lot, structure, and location do the pricing work here, not a clubhouse or gated package. For a seller, it means presentation and condition carry more weight than in a community that sells itself on amenities. Come to the table with realistic, property-specific comps rather than a broad neighborhood average.
Nearby homes for sale
No active listings inside Santa RosaHomes for Sale in Santa Rosa Beach, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Santa Rosa sits in Santa Rosa Beach, Walton County, along the Emerald Coast feed. With no community amenities identified from current listings, this is a location- and property-driven market rather than an amenity-driven one.
County records show 11 qualified sales in Santa Rosa across 2024–2025 (9 in 2024, 2 in 2025), median $795,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Santa Rosa is best for.
Best for
- Buyers focused on a single standout property whose location and condition justify the price
- Purchasers comfortable relying on direct comps rather than a neighborhood median
- Anyone prioritizing coastal proximity in Santa Rosa Beach over community amenities
Probably not for
- Buyers who want an amenity-driven community with a pool, gate, or common areas
- Purchasers who need a published price range before they'll engage
- Anyone wanting a fast, data-anchored decision on days-on-market alone
The market around Santa Rosa
Santa Rosa is too small for its own price trend, so here is the market around it.
In ZIP 32459, 1,067 homes are on the market and 18% are under contract — a slower corner of Santa Rosa Beach.
Across Walton County, 3,174 homes are active and 698 pending (18% under contract).
In ZIP 32459 (Santa Rosa Beach), 967 homes closed in the last 12 months at a median of $960K, up 2.0% year over year, with a median 82 days on market. Right now 496 active and 94 pending listings put supply at about 7.0 months — a buyer's market. See the live ZIP 32459 housing market and the Walton County market.
ZIP and county figures describe the wider market, not Santa Rosa specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Santa Rosa, Santa Rosa Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Santa Rosa buying strategy.
If we were buying in Santa Rosa today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Santa Rosa.
Reading a market without the usual signposts
When a community shows no shared amenities and no reliable price or timing data in the current feed, the analysis has to shift from the aggregate to the individual property. There is no pool, gate, or common area doing the selling, so each home's location within Santa Rosa Beach, its lot, and its condition become the deciding factors. That is not a knock — it simply changes how you underwrite a purchase here.
Practically, that means slower, more deliberate diligence. Rather than leaning on a neighborhood median or an advertised days-on-market figure, you compare directly against recent, genuinely similar sales and weigh coastal proximity and property condition. If you want a community that hands you an amenity package and a tidy price band, this isn't obviously it; if you want to buy on the strength of a specific property, it can work.
The location and the amenities are priced into every listing in Santa Rosa. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this data-light, our value is refusing to guess. We won't hand you a fabricated price band or a made-up timeline — we'll build property-specific comps, walk the actual condition and location of each home, and tell you plainly when a listing doesn't support its asking price. That candor matters more, not less, when the usual signposts are missing.
Santa Rosa in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Santa Rosa buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Santa Rosa sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Santa Rosa, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Santa Rosa home worth?
Get a no-obligation home value based on real comparable sales in Santa Rosa, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Santa Rosa Beach →
Frequently Asked Questions
How many homes are in Santa Rosa?
What share of Santa Rosa is owner-occupied?
When were the homes in Santa Rosa built?
Who is the best real estate agent for Santa Rosa?
How do I find a top Santa Rosa Beach real estate agent who knows Santa Rosa?
Can Momentum Realty connect me with an agent for Santa Rosa?
Where is Santa Rosa, and what county is it in?
Should you buy in Santa Rosa?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 26, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32459)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2021 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Santa Rosa fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Santa Rosa with Momentum Realty’s local guides.