Santa Rosa Plantation in Santa Rosa Beach

Santa Rosa Plantation
Homes for Sale in Santa Rosa Beach, FL

All 855 homes for sale in Santa Rosa Beach, FL · median $1,150,000 · 883 homes for sale in 32459 · Walton County homes for sale

Community in Santa Rosa Beach · Walton County · ZIP 32459
Median sale $434K
Free · No obligation
Talk to a Santa Rosa Plantation Expert

True comps, carrying-cost math, and listings before the portals.

Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data30 years of closingsUpdated twice daily

As of October 2026, Santa Rosa Plantation in Santa Rosa Beach, FL has 2 homes for sale. Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $433,700, a median 16 days on market, sellers accepting 97% of original asking (+9% versus the prior year). Homes listed or recently sold were built 1922–2026 with 1 new construction; 1 of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 7 ft). At the median price and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $4,230 ($3,850 with the full homestead exemption).

SANTA ROSA PLANTATION key facts
LocationSanta Rosa Beach, Walton County, FL · ZIP 32459
Home types (current listings and sales)detached single family 100%
Amenities listed by sellersPets Allowed, Pool, Short Term Rental - Allowed, Short Term Rental - Not Allowed
Sale prices, last 12 months$433,700 median across 3 closed sales · +8.7% vs the prior 12 months
Days on market (closed sales)16 median
For sale right now2 active, 0 pending · median asking $1,674,500 · 8.0 months of supply

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “SANTA ROSA PLANTATION key facts,” movewithmomentum.com/neighborhoods/santa-rosa-plantation, data as of September 20, 2026.

Last 30 days in Santa Rosa Plantation: 1 new listing (median asking $639,900), 1 closed sale (median $433,700). As of September 30, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.

Live · Santa Rosa Plantation Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$434K ▲
Median sold · 12 mo
up 8.7% vs the prior 12 months
+8.7% ▲
1-yr price change
n = 3 and 5 sales in the two windows
97.5%
Sale vs ask
Tempo
8.0mo
Supply
3 to 6 months is the balanced band
16days
Median DOM · closed
11 days at the 2025 low
0%
Under contract
Walton: 18% (698 of 3,872)
2 · 0
For sale · pending
live counts, refreshed twice daily
3
Sold · last 12 mo
10-yr average: about 3 a year

Homes For Sale Right Now in Santa Rosa Plantation

Live MLS inventory for Santa Rosa Plantation. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Santa Rosa Plantation listings as of 2026-09-30, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Santa Rosa Plantation Right Now (3)

All 3 active and pending Santa Rosa Plantation listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 1828 N Co Hwy 393 · $639,900 · 3 bd / 3 ba · listed Sep 20, 2026 · listed by Jan Hooks Real Estate Group Inc
  • 279 Smith Drive · $1,950,000 · 3 bd / 2.5 ba · listed Jul 2, 2026 · listed by Watersound Real Estate
  • 2 John Massee Lane Lane · $1,399,000 · 3 bd / 3 ba · listed Jul 2, 2026 · listed by Keller Williams Realty Navarre
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price here is driven by condition and vintage far more than by any single benchmark. With a build range running from 1923 all the way to 2024 and a median year built around 2004, what you're really buying is a specific era and level of updating — a restored older structure and a two-decade-old home will not trade at the same number even at similar square footage. The median living area sits near 1,920 square feet, so this is a mid-sized-home market, not an estate market.

The current posture is thin. With only 3 active listings against 321 homes, there is very little standing inventory, and closings over the last window have been sparse. That favors sellers with a well-prepared, correctly-priced home, but it also means buyers have few direct comparisons to lean on. Expect to underwrite each property on its own merits rather than against a deep set of recent sales.

Santa Rosa Plantation Housing Pulse · Momentum Research · as of September 20, 2026

Santa Rosa Plantation right now

🟢 Buyer-leaning market. 8.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Low (2 active and pending listings, 3 closed sales in 12 months).

🟢 Still climbing. The trailing-12-month median ($434K) is up 8.7% from the prior 12 months ($399K). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 20. Confidence: Low (3 and 5 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 1, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Santa Rosa Plantation market snapshot (as of September 20, 2026): the median sale price is about $434K, a median 16 days on market for closed sales, and 8.0 months of supply, a buyer-leaning market. The trailing-12-month median is up 9% from the prior 12 months, computed from record-level Emerald Coast MLS closed sales (3 closings in the current window).

In ZIP 32459 (Santa Rosa Beach), 967 homes closed in the last 12 months at a median of $960K, up 2.0% year over year, with a median 82 days on market. Right now 496 active and 94 pending listings put supply at about 7.0 months — a buyer's market. See the live ZIP 32459 housing market and the Walton County market.

Emerald Coast MLS sales records identify 44 homes in SANTA ROSA PLANTATION that have changed hands since 2003, built between 1922 and 2026 (median 2000), with a median living area of about 1,580 sq ft and a typical 3-bedroom, 2-bath layout; 89% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Santa Rosa Plantation is an established, sizable community of 321 homes in Santa Rosa Beach, Walton County, spanning a century of construction from 1923 to 2024. A homestead share near 46% points to a genuine mix of primary residences and non-owner-occupied property.

Best for

  • Buyers wanting a mid-sized home near 1,920 square feet in Santa Rosa Beach
  • Owner-occupants comfortable in a community with a near-even homestead share
  • Buyers open to either an updated early-2000s home or a newer build, and willing to price accordingly

Probably not for

  • Buyers who require a large-square-footage or estate-scale home
  • Buyers who want on-site community amenities as part of the value
  • Buyers who need a deep pool of recent comparable sales before committing

Windows contain 0 to 7 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$0$200K$400K$600K20122014201620182020202220242026
Up 8.7% year over year.
Median days on market · closed sales
010020020122014201620182020202220242026
11 days at the 2025 low; 16 now.
Sale price vs original ask · median
60%80%100%20122014201620182020202220242026
97.5% now.
Homes sold per 12-mo window
024620122014201620182020202220242026
0 to 7 a year; 3 in the current window.
How much local inventory is already under contract

17% of homes for sale in ZIP 32459 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).

Santa Rosa Plantation Market Scorecard

Buyer-leaning

Santa Rosa Plantation is currently a buyer-leaning market. About 8.0 months of supply, a median asking price of $1,674,500, and homes go under contract in about 234 days.

8.0
Months supply
$1,674,500
Median list
$433,700
Median sold
234
Days on mkt
3/0/3
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Emerald Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in SANTA ROSA PLANTATION, Santa Rosa Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 18 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-21)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Walton County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Van R Butler · Elementary
  • Emerald Coast · Middle
  • South Walton · High

Zoned schools reflect the assignments reported on recent Santa Rosa Plantation listings and can change; always confirm with Walton County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Santa Rosa Plantation address.

If we were buying in Santa Rosa Plantation today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Santa Rosa Plantation.

Best Buy
Buyers who want a Santa Rosa Beach address and will evaluate a home on its own condition and vintage.
Biggest Risk
Very thin inventory — 3 active listings — leaves few direct comparisons for pricing.
Sweet Spot
A well-updated home near the 2004 median vintage at roughly 1,920 square feet.
Avoid If
You need shared amenities, since none are identified in current listings.

A wide vintage under one name

The defining feature here is spread. A build range from 1923 to 2024 means two homes on the same street can differ by generations of construction, systems, and layout. The median build year around 2004 tells you the center of gravity is early-2000s product, but the tails matter: older structures may carry restoration or updating costs, and the newest builds command a premium for exactly that reason. Square footage centers near 1,920, so floor plans tend toward the practical rather than the sprawling.

No community amenities surface in the current MLS listings, so value here rests on the home itself and the Santa Rosa Beach location rather than on shared facilities. With roughly 46% of homes homesteaded, the community reads as a working blend of full-time occupancy and second-home or investment use — useful context for buyers weighing owner-occupancy against rental intent.

“

The location and the amenities are priced into every listing in Santa Rosa Plantation. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
6.2C+ · Buy Score
Recent Direction8.2/10
Liquidity & Demand2.0/10
Pricing Power8.3/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.2). Basis: Recent Direction +8.7% year-over-year; Liquidity & Demand 8.0 months of supply; Pricing Power 97.5% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a market this thin — 3 active listings across 321 homes — pricing and positioning are everything, and there is no deep comp set to hide a mistake. We underwrite each property on its own vintage, condition, and square footage rather than a blanket price-per-foot, and we tell you plainly when an older or a newer home carries costs the listing photos won't show.

Santa Rosa Plantation in 15 seconds.

Best forBuyers who want a Santa Rosa Beach address and will evaluate a home on its own condition and vintage.
Biggest advantageA genuinely established community of 321 homes with a broad range of build years to choose from.
Biggest riskVery thin inventory — 3 active listings — leaves few direct comparisons for pricing.
Sweet spotA well-updated home near the 2004 median vintage at roughly 1,920 square feet.
Avoid ifYou need shared amenities, since none are identified in current listings.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Santa Rosa Plantation homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Santa Rosa Plantation.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Santa Rosa Plantation sales matched to your home.

What is your Santa Rosa Plantation home worth?

Get a no-obligation home value based on real comparable sales in Santa Rosa Plantation, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Santa Rosa Beach →

Real comps, not an automated estimate.

Recently off market in SANTA ROSA PLANTATION

Homes in SANTA ROSA PLANTATION that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.

Frequently Asked Questions

What is the median home price in Santa Rosa Plantation?
The median sale price in Santa Rosa Plantation was $434K over the 12 months ending September 20, 2026 (3 closed sales, Emerald Coast MLS).
How long do homes in Santa Rosa Plantation take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 16 days on market (3 sales, Emerald Coast MLS).
Is Santa Rosa Plantation a buyer's or seller's market right now?
As of September 20, 2026, Santa Rosa Plantation leans toward buyers: 8.0 months of supply at the current sales pace (Emerald Coast MLS live counts).
Who is the best real estate agent for Santa Rosa Plantation?
The best agent for Santa Rosa Plantation is one who actively works Santa Rosa Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Santa Rosa Plantation.
How do I find a top Santa Rosa Beach real estate agent who knows Santa Rosa Plantation?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Santa Rosa Plantation and the wider Santa Rosa Beach area.
Can Momentum Realty connect me with an agent for Santa Rosa Plantation?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Santa Rosa Plantation purchase or sale - no call center and no pressure.
Where is Santa Rosa Plantation, and what county is it in?
Santa Rosa Plantation is in Santa Rosa Beach, Walton County, FL, ZIP 32459. The community's center is about 11 miles northwest of the center of Santa Rosa Beach (straight-line).
Buyers wanting a mid-sized home near 1,920 square feet in Santa Rosa BeachExcellent fit
Owner-occupants comfortable in a community with a near-even homestead shareExcellent fit
Buyers open to either an updated early-2000s home or a newer build, and willing to price accordinglyExcellent fit
Buyers who require a large-square-footage or estate-scale homeProbably not
Buyers who want on-site community amenities as part of the valueProbably not
Buyers who need a deep pool of recent comparable sales before committingProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: September 30, 2026)
Community market statsEmerald Coast MLS closed sales, 12-month windows ending September 20, 2026
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 1996 (54 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →

Nearby Communities

Explore more neighborhoods near Santa Rosa Plantation with Momentum Realty’s local guides.

Churchill Oaks0.4 mi away · median $3.75M, 10 sales/12 moCBChurchill Bayou Estates0.4 mi away · 1 for saleDaxton On The Bay0.7 mi away · 39 homes, built 1982–20, 1 for saleMussett Bayou Manor0.8 mi away · 17 homes, built 2016–17, 1 for saleMussett Bayou Estates0.9 mi away · 39 homes, built 1982–20, 3 for saleWoodland Bayou Estates0.9 mi away · median $1.25M, 3 sales/12 moHunters Run S D (Walton)0.9 mi away · 14 homes, built 2021–24Church Street Landing0.9 mi away · 16 homes, built 2019–23

Browse all neighborhood guides →

Thinking of selling in SANTA ROSA PLANTATION? 3 recorded closings; median 16 days on market (window ending 2026-09-20). See the Walton County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
Talk to a Local Santa Rosa Plantation Expert
Call Get Listings