Santa Rosa Plantation
Homes for Sale in Santa Rosa Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, Santa Rosa Plantation in Santa Rosa Beach, FL has 3 homes for sale. Homes listed or recently sold were built 1982–2026 with 1 new construction; 1 of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 7 ft).
Homes For Sale Right Now in Santa Rosa Plantation
Live MLS inventory for Santa Rosa Plantation. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 176 daysTop listing
Active · 1582 days
Active · 7 days
Pending · 4 daysActive and pending Santa Rosa Plantation listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Price here is driven by condition and vintage far more than by any single benchmark. With a build range running from 1923 all the way to 2024 and a median year built around 2004, what you're really buying is a specific era and level of updating — a restored older structure and a two-decade-old home will not trade at the same number even at similar square footage. The median living area sits near 1,920 square feet, so this is a mid-sized-home market, not an estate market.
The current posture is thin. With only 3 active listings against 321 homes, there is very little standing inventory, and closings over the last window have been sparse. That favors sellers with a well-prepared, correctly-priced home, but it also means buyers have few direct comparisons to lean on. Expect to underwrite each property on its own merits rather than against a deep set of recent sales.
The 60-Second Overview
Santa Rosa Plantation is an established, sizable community of 321 homes in Santa Rosa Beach, Walton County, spanning a century of construction from 1923 to 2024. A homestead share near 46% points to a genuine mix of primary residences and non-owner-occupied property.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Santa Rosa Plantation. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Santa Rosa PlantationSanta Rosa PlantationSanta Rosa PlantationSanta Rosa PlantationPhotos from Emerald Coast MLS listings in Santa Rosa Plantation; content deemed reliable but not guaranteed.
Who Santa Rosa Plantation is best for.
Best for
- Buyers wanting a mid-sized home near 1,920 square feet in Santa Rosa Beach
- Owner-occupants comfortable in a community with a near-even homestead share
- Buyers open to either an updated early-2000s home or a newer build, and willing to price accordingly
Probably not for
- Buyers who require a large-square-footage or estate-scale home
- Buyers who want on-site community amenities as part of the value
- Buyers who need a deep pool of recent comparable sales before committing
Santa Rosa Plantation on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Van R Butler · Elementary
- Emerald Coast · Middle
- South Walton · High
Zoned schools reflect the assignments reported on recent Santa Rosa Plantation listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Santa Rosa Plantation address.
The Santa Rosa Plantation buying strategy.
If we were buying in Santa Rosa Plantation today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Santa Rosa Plantation.
A wide vintage under one name
The defining feature here is spread. A build range from 1923 to 2024 means two homes on the same street can differ by generations of construction, systems, and layout. The median build year around 2004 tells you the center of gravity is early-2000s product, but the tails matter: older structures may carry restoration or updating costs, and the newest builds command a premium for exactly that reason. Square footage centers near 1,920, so floor plans tend toward the practical rather than the sprawling.
No community amenities surface in the current MLS listings, so value here rests on the home itself and the Santa Rosa Beach location rather than on shared facilities. With roughly 46% of homes homesteaded, the community reads as a working blend of full-time occupancy and second-home or investment use — useful context for buyers weighing owner-occupancy against rental intent.
The location and the amenities are priced into every listing in Santa Rosa Plantation. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin — 3 active listings across 321 homes — pricing and positioning are everything, and there is no deep comp set to hide a mistake. We underwrite each property on its own vintage, condition, and square footage rather than a blanket price-per-foot, and we tell you plainly when an older or a newer home carries costs the listing photos won't show.
Santa Rosa Plantation in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Santa Rosa Plantation buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Santa Rosa Plantation sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Santa Rosa Plantation, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Santa Rosa Plantation home worth?
Get a no-obligation home value based on real comparable sales in Santa Rosa Plantation, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Santa Rosa Plantation on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Walton County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Walton County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
SANTA ROSA PLANTATION Market Scorecard
SANTA ROSA PLANTATION is currently a thin data market. Limited supply, a median asking price of $1,399,000, and homes go under contract in about 176 days.
Typical home value in the 32459 ZIP is $864,108, about 71.4% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
How many homes are in Santa Rosa Plantation?
What share of Santa Rosa Plantation is owner-occupied?
When were the homes in Santa Rosa Plantation built?
Do cash buyers compete in Santa Rosa Plantation?
Who is the best real estate agent for Santa Rosa Plantation?
How do I find a top Santa Rosa Beach real estate agent who knows Santa Rosa Plantation?
Can Momentum Realty connect me with an agent for Santa Rosa Plantation?
Should you buy in Santa Rosa Plantation?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Santa Rosa Plantation with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: July 25, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (13 streets, ZIP 32459)) |
| Historical depth | Closed-sale records back to 1996 (52 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
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More Santa Rosa Beach & Destin, Okaloosa & Walton (Emerald Coast) guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Destin, Okaloosa & Walton (Emerald Coast) or the full Neighborhood Finder.
See how SANTA ROSA PLANTATION fits the bigger picture — live prices, inventory, and Momentum Scores: