Santa Rosa Park S/D
Homes for Sale in Fort Walton Beach, FL
All 414 homes for sale in Fort Walton Beach, FL · median $398,000 · 282 homes for sale in 32548 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, the MLS records 1 closed sale in Santa Rosa Park S/D Lot 16 Blk B in Fort Walton Beach, FL, the most recent in August 2026. Across Fort Walton Beach as a whole, 287 homes closed in the last 12 months at a median of $357,612, 39 median days on market, with 99 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,610 ($4,100 with the full homestead exemption).
| Location | Fort Walton Beach, Okaloosa County, FL · ZIP 32548 |
|---|---|
| Homes in the community | 40 (FL DOR 2025 assessment roll) |
| Years built | 1965–2015 (median 1969.0) |
| Typical living area | 1,431 sq ft (median) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 68% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “SANTA ROSA PARK S/D LOT 16 BLK B key facts,” movewithmomentum.com/neighborhoods/santa-rosa-park-s-d-lot-16-blk-b, data as of September 20, 2026.
Santa Rosa Park is a small platted subdivision in Fort Walton Beach, and as of July 2026 there are zero active listings on the MLS. That means there is no live inventory to anchor a price today — anyone working here is trading on comparable sales in the surrounding area rather than on-market competition.
With nothing listed, condition and lot specifics will set the price on any home that does come up, not community-wide pricing pressure. For a seller, that thin supply can cut both ways: less to compete against, but also fewer recent data points to justify a number. For a buyer, patience and a willingness to move when something surfaces matter more than negotiating leverage.
Nearby homes for sale
No active listings inside SANTA ROSA PARK S/D LOT 16 BLK B right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
This is a compact Fort Walton Beach subdivision in Okaloosa County with no current MLS inventory and no community amenities identified from listings — a location play, not an amenity play.
County records show 5 qualified sales in SANTA ROSA PARK S/D across 2024–2025 (2 in 2024, 3 in 2025), median $305,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Santa Rosa Park S/D is best for.
Best for
- Buyers targeting this exact Fort Walton Beach pocket who can wait for a listing to appear
- Buyers comfortable underwriting a single property against area comps rather than in-neighborhood competition
- Sellers who want low listing competition and a broker to build the value case from surrounding sales
Probably not for
- Buyers who need multiple active listings to compare before committing
- Buyers on a tight timeline who can't wait for inventory to come to market
- Buyers prioritizing shared community amenities, which are not identified here
The market around Santa Rosa Park S/D
Santa Rosa Park S/D is too small for its own price trend, so here is the market around it.
In ZIP 32548, 322 homes are on the market and 15% are under contract — a slower corner of Fort Walton Beach.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32548 (Fort Walton Beach), 338 homes closed in the last 12 months at a median of $325K, up 11.9% year over year, with a median 41 days on market. Right now 112 active and 32 pending listings put supply at about 5.0 months — a balanced market. See the live ZIP 32548 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Santa Rosa Park S/D specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in SANTA ROSA PARK S/D LOT 16 BLK B, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Santa Rosa Park S/D buying strategy.
If we were buying in Santa Rosa Park S/D today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Santa Rosa Park S/D.
A thin-inventory pocket
There is little to model here in the traditional sense — no active listings means no spread, no median to cite, and no on-market trend to read. What you're buying into is the Fort Walton Beach location itself and whatever a specific property offers, since the subdivision carries no identified shared amenities.
That puts the weight on the individual home. In a market this quiet, the right move is to underwrite each property on its own merits — condition, lot, and how it stacks against recent nearby sales — rather than expecting the neighborhood to tell you a price story.
The location and the amenities are priced into every listing in Santa Rosa Park S/D. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a subdivision has no active listings, timing and comparable analysis are everything. We watch this pocket for the moment something lists, and we build the value case from surrounding sales instead of guesswork — whether you're trying to buy in or sell out of it.
Santa Rosa Park S/D in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Santa Rosa Park S/D buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Santa Rosa Park S/D sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Santa Rosa Park S/D, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Santa Rosa Park S/D home worth?
Get a no-obligation home value based on real comparable sales in Santa Rosa Park S/D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Walton Beach →
Recently off market in SANTA ROSA PARK S/D LOT 16 BLK B
Homes in SANTA ROSA PARK S/D LOT 16 BLK B that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 224 SW Deluna Road · off market
Frequently Asked Questions
How many homes are in Santa Rosa Park S/D?
What share of Santa Rosa Park S/D is owner-occupied?
When were the homes in Santa Rosa Park S/D built?
Who is the best real estate agent for Santa Rosa Park S/D?
How do I find a top Fort Walton Beach real estate agent who knows Santa Rosa Park S/D?
Can Momentum Realty connect me with an agent for Santa Rosa Park S/D?
Where is Santa Rosa Park S/D, and what county is it in?
Should you buy in Santa Rosa Park S/D?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32548)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2026 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how SANTA ROSA PARK S/D LOT 16 BLK B fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
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