Aerial view of Santasia Park 3rd

Santasia Park 3rd
Homes for Sale in Fort Walton Beach, FL

Community in Fort Walton Beach · Okaloosa County · ZIP 32548
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Built fromLive Emerald Coast MLS data26 years of closingsUpdated twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

This is an established Fort Walton Beach pocket where the housing stock does most of the talking. With a median year built of 1963 and a range stretching from 1958 to 2017, price here is driven far less by the neighborhood name than by the specific condition of the specific house. Two homes on the same street can trade very differently depending on roof, systems, and how much of the original 1960s footprint has been updated.

For sellers, that means condition and updates carry the day — a renovated home stands out in a market where most of the inventory is decades old. For buyers, it means underwriting each property on its own terms: read the systems, budget for age, and don't assume the median tells you what any single house is worth. Homestead share sits just above 60%, which points to a core of owner-occupants and a steadier, less churn-driven resale environment.

The 60-Second Overview

SANTASIA PARK 3RD ADDN is a mature, mostly owner-occupied enclave of roughly 211 homes in Fort Walton Beach, where a median build year of 1963 and modest median footprint define the character more than any single price point.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers targeting an established Fort Walton Beach location who will underwrite each home's age and systems carefully
  • Owner-occupants seeking a modest single-story footprint over a sprawling floor plan
  • Renovation-minded buyers willing to update an older home to build value

Probably not for

  • Buyers who need new or near-new construction and large square footage
  • Anyone expecting community amenities like a pool, gate, or clubhouse
  • Buyers with no budget or appetite for the maintenance an older home requires

The market around Santasia Park 3rd

Santasia Park 3rd is too small for its own price trend, so here is the market around it.

In ZIP 32548, 367 homes are on the market and 15% are under contract — a slower corner of Fort Walton Beach.

Across Okaloosa County, 2,265 homes are active and 765 pending (25% under contract).

ZIP and county figures describe the wider market, not Santasia Park 3rd specifically. Momentum Research analysis of MLS records.

Santasia Park 3rd by the numbers

From county property records and closed MLS sales for the Santasia Park 3rd subdivision: 8 homes on record; built 1962–1964; typical size about 1,159 heated sq ft; 3 bedrooms is the median. Housing mix: single-family 100%.

YearRecorded salesMedian price
20161$75,850
20181$232,000
20191$260,000
20211$350,000
20221$246,000
20231$257,000

Newest recorded sale: $257,000 on 2023-11-16.

Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.

Housing distress & ownership in SANTASIA PARK 3RD ADDN, Fort Walton Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 10 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-09-12)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

If we were buying in Santasia Park 3rd today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Santasia Park 3rd.

Best Buy
Buyers who want an established Fort Walton Beach location and can evaluate an older home on its own merits.
Biggest Risk
Aging housing stock means condition and systems vary widely from house to house.
Sweet Spot
An updated mid-century home priced for its actual condition, not the neighborhood median.
Avoid If
You want new construction, large square footage, or community amenities.

An older, condition-driven Fort Walton Beach enclave

The defining trait here is age and modest scale. A median living area around 1,577 square feet and a median vintage of 1963 mean these are largely single-story, mid-century homes — the kind where floor plans are compact and honest, and value hinges on what's been done since. The 1958-to-2017 span tells you there has been some infill and rebuilding over the years, so occasional newer or heavily reworked homes sit alongside the originals.

No community amenities surface from current MLS listings — there's no HOA-style pool, gate, or shared space to price in or pay for. What you're buying is the house and the location within Fort Walton Beach, not a managed community package. With homestead share above 60%, turnover tends to be measured rather than speculative.

The location and the amenities are priced into every listing in Santasia Park 3rd. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a neighborhood this condition-driven, the median price is a starting point, not an answer. We walk each home for its actual age-related exposure — roof, HVAC, electrical, and how much of the original build has been updated — and price accordingly instead of leaning on the neighborhood average. That candor protects buyers from overpaying for deferred maintenance and helps sellers of updated homes claim the premium they've earned.

Santasia Park 3rd in 15 seconds.

Best forBuyers who want an established Fort Walton Beach location and can evaluate an older home on its own merits.
Biggest advantageA mature, mostly owner-occupied pocket with no amenity fees baked into the cost.
Biggest riskAging housing stock means condition and systems vary widely from house to house.
Sweet spotAn updated mid-century home priced for its actual condition, not the neighborhood median.
Avoid ifYou want new construction, large square footage, or community amenities.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Santasia Park 3rd sales matched to your home.

What is your Santasia Park 3rd home worth?

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Real comps, not an automated estimate.
Buyers targeting an established Fort Walton Beach location who will underwrite each home's age and systems carefullyExcellent fit
Owner-occupants seeking a modest single-story footprint over a sprawling floor planExcellent fit
Renovation-minded buyers willing to update an older home to build valueExcellent fit
Buyers who need new or near-new construction and large square footageProbably not
Anyone expecting community amenities like a pool, gate, or clubhouseProbably not
Buyers with no budget or appetite for the maintenance an older home requiresProbably not

Data sources & freshness

Under-contract sharesEmerald Coast MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2000 (10 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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