SANTASIA PARK 3RD ADDN
Homes for Sale in Fort Walton Beach, FL

Community in Fort Walton Beach · Okaloosa County · ZIP 32548
211 homesBuilt 1958–2017
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Built fromLive emeraldcoast data26 years of closingsFL DOR public recordsUpdated twice daily
Live · SANTASIA PARK 3RD ADDN Housing Pulse emeraldcoast + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Ownership and context
61%
Owner-occupied · SANTASIA PARK 3RD ADDN
130 of 212 parcels homesteaded (FL DOR 2025)
39%
Non-owner-occupied · SANTASIA PARK 3RD ADDN
incl. 10% trust or LLC-held · 9% out-of-state
211
Homes in the community
plus 1 vacant residential lots · 212 residential parcels (FL DOR 2025)
Track record · 26 years of records
Est. 1958
Community established
homes built 1958-2017, median 1963 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

This is an established Fort Walton Beach pocket where the housing stock does most of the talking. With a median year built of 1963 and a range stretching from 1958 to 2017, price here is driven far less by the neighborhood name than by the specific condition of the specific house. Two homes on the same street can trade very differently depending on roof, systems, and how much of the original 1960s footprint has been updated.

For sellers, that means condition and updates carry the day — a renovated home stands out in a market where most of the inventory is decades old. For buyers, it means underwriting each property on its own terms: read the systems, budget for age, and don't assume the median tells you what any single house is worth. Homestead share sits just above 60%, which points to a core of owner-occupants and a steadier, less churn-driven resale environment.

Best for

  • Buyers targeting an established Fort Walton Beach location who will underwrite each home's age and systems carefully
  • Owner-occupants seeking a modest single-story footprint over a sprawling floor plan
  • Renovation-minded buyers willing to update an older home to build value

Probably not for

  • Buyers who need new or near-new construction and large square footage
  • Anyone expecting community amenities like a pool, gate, or clubhouse
  • Buyers with no budget or appetite for the maintenance an older home requires

If we were buying in SANTASIA PARK 3RD ADDN today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in SANTASIA PARK 3RD ADDN.

Best Buy
Buyers who want an established Fort Walton Beach location and can evaluate an older home on its own merits.
Biggest Risk
Aging housing stock means condition and systems vary widely from house to house.
Sweet Spot
An updated mid-century home priced for its actual condition, not the neighborhood median.
Avoid If
You want new construction, large square footage, or community amenities.

An older, condition-driven Fort Walton Beach enclave

The defining trait here is age and modest scale. A median living area around 1,577 square feet and a median vintage of 1963 mean these are largely single-story, mid-century homes — the kind where floor plans are compact and honest, and value hinges on what's been done since. The 1958-to-2017 span tells you there has been some infill and rebuilding over the years, so occasional newer or heavily reworked homes sit alongside the originals.

No community amenities surface from current MLS listings — there's no HOA-style pool, gate, or shared space to price in or pay for. What you're buying is the house and the location within Fort Walton Beach, not a managed community package. With homestead share above 60%, turnover tends to be measured rather than speculative.

The location and the amenities are priced into every listing in SANTASIA PARK 3RD ADDN. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a neighborhood this condition-driven, the median price is a starting point, not an answer. We walk each home for its actual age-related exposure — roof, HVAC, electrical, and how much of the original build has been updated — and price accordingly instead of leaning on the neighborhood average. That candor protects buyers from overpaying for deferred maintenance and helps sellers of updated homes claim the premium they've earned.

SANTASIA PARK 3RD ADDN in 15 seconds.

Best forBuyers who want an established Fort Walton Beach location and can evaluate an older home on its own merits.
Biggest advantageA mature, mostly owner-occupied pocket with no amenity fees baked into the cost.
Biggest riskAging housing stock means condition and systems vary widely from house to house.
Sweet spotAn updated mid-century home priced for its actual condition, not the neighborhood median.
Avoid ifYou want new construction, large square footage, or community amenities.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed SANTASIA PARK 3RD ADDN sales matched to your home.

What is your SANTASIA PARK 3RD ADDN home worth?

Get a no-obligation home value based on real comparable sales in SANTASIA PARK 3RD ADDN, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,193/mo
Okaloosa County typical true cost to own
$220/mo
Okaloosa County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in SANTASIA PARK 3RD ADDN?
The Florida DOR 2025 assessment roll shows 211 homes plus 1 vacant residential lots in SANTASIA PARK 3RD ADDN (public records).
What share of SANTASIA PARK 3RD ADDN is owner-occupied?
61% of SANTASIA PARK 3RD ADDN parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in SANTASIA PARK 3RD ADDN built?
Homes in SANTASIA PARK 3RD ADDN were built between 1958 and 2017, with a median year built of 1963 (FL DOR 2025 roll).
Who is the best real estate agent for SANTASIA PARK 3RD ADDN?
The best agent for SANTASIA PARK 3RD ADDN is one who actively works Fort Walton Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for SANTASIA PARK 3RD ADDN.
How do I find a top Fort Walton Beach real estate agent who knows SANTASIA PARK 3RD ADDN?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows SANTASIA PARK 3RD ADDN and the wider Fort Walton Beach area.
Can Momentum Realty connect me with an agent for SANTASIA PARK 3RD ADDN?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your SANTASIA PARK 3RD ADDN purchase or sale - no call center and no pressure.
Buyers targeting an established Fort Walton Beach location who will underwrite each home's age and systems carefullyExcellent fit
Owner-occupants seeking a modest single-story footprint over a sprawling floor planExcellent fit
Renovation-minded buyers willing to update an older home to build valueExcellent fit
Buyers who need new or near-new construction and large square footageProbably not
Anyone expecting community amenities like a pool, gate, or clubhouseProbably not
Buyers with no budget or appetite for the maintenance an older home requiresProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (3 streets, ZIP 32548))
Historical depthClosed-sale records back to 2000 (10 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of emeraldcoast records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the emeraldcoast member average and 8 days faster, and we’ll price yours against live your area comps.

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