Savanna
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Savanna in St Cloud, FL has 2 homes for sale. Homes listed or recently sold were built 2020 - 2020; 4 of 4 report an HOA (median $75/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 68 ft).
Homes For Sale Right Now in Savanna
Live MLS inventory for Savanna. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Savanna listings as of 2026-09-26, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2022 through 2025. Tap any home to ask about it.
Every Home for Sale in Savanna St Cloud Right Now (3)
All 3 active and pending Savanna St Cloud listings with a detail page, newest first, refreshed twice a day from the MLS.
- 3608 Scarlet Oak Drive · $399,990 · 4 bd / 2 ba · listed Sep 11, 2026 · listed by Lpt Realty, Llc
- 3653 Scarlet Oak Drive · $364,900 · 3 bd / 2 ba · listed Aug 19, 2026 · listed by Top Saving Realty
- 3676 Scarlet Oak Drive · $350,000 · 3 bd / 2 ba · listed Jun 30, 2026 · listed by Exp Realty Llc
Savanna right now
🟢 Buyer-leaning market. 24.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of August 23, 2026. Confidence: Low (2 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 27, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The setting & the homes.
Aerial and on-site photos of Savanna. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Savanna; content deemed reliable but not guaranteed.
The market around Savanna
Savanna is too small for its own price trend, so here is the market around it.
In ZIP 34772, 514 homes are on the market and 25% are under contract — a steady corner of St Cloud.
Across Osceola County, 4,396 homes are active and 1,122 pending (20% under contract).
ZIP and county figures describe the wider market, not Savanna specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in SAVANNA, ST CLOUD
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Savanna on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Osceola County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Canoe Creek K-8 · Elementary
- Canoe Creek K-8 · Middle
- Harmony High · High
Zoned schools reflect the assignments reported on recent Savanna listings and can change; always confirm with Osceola County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Savanna address.
Shop the zone: Homes zoned for Harmony High High School
The Savanna buying strategy.
If we were buying in Savanna today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Savanna.
A closer look at the Savanna market
Inventory runs at 24.0 months of supply, a buyer-leaning market.
The location and the amenities are priced into every listing in Savanna. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- HOA dues reported around $75/month (about $900/yr) · median of 60 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $75 per month ($900 a year) - the median AssociationFee across 60 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Savanna buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Savanna sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Savanna, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Savanna home worth?
Get a no-obligation home value based on real comparable sales in Savanna, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Savanna on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Osceola County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
26% of homes for sale in ZIP 34772 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-26).
SAVANNA Market Scorecard
SAVANNA is currently a strong buyer's market. About 36.0 months of supply, a median asking price of $364,900, and homes go under contract in about 22 days.
Typical home value in the 34772 ZIP is $398,990, about 8.0% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Savanna a buyer's or seller's market right now?
Who is the best real estate agent for Savanna?
How do I find a top St Cloud real estate agent who knows Savanna?
Can Momentum Realty connect me with an agent for Savanna?
Where is Savanna, and what county is it in?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 26, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-08-18 |
| Historical depth | Closed-sale records back to 2022 (4 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how SAVANNA fits the bigger picture — live prices, inventory, and Momentum Scores:
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