Sea Dunes
Homes for Sale in Fort Walton Beach, FL
All 385 homes for sale in Fort Walton Beach, FL · median $399,999 · 273 homes for sale in 32548 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of November 2026, Sea Dunes in Fort Walton Beach, FL has 1 home for sale. As of November 2026, the MLS records 36 closed sales in Sea Dunes in Fort Walton Beach, FL since 2006, the most recent in September 2024. Across Fort Walton Beach as a whole, 56 homes closed in the last 12 months at a median of $337,500, 55 median days on market, with 398 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,350 ($3,840 with the full homestead exemption).
Sea Dunes is a small pocket in Fort Walton Beach, and the current MLS picture is thin: a single active listing and no recorded closings in the window we're looking at. With that little data, there is no reliable market median to anchor to here — price will be set by the specific home on offer, its condition, and how it stacks up against comparable coastal-area inventory rather than by any community trend.
For a buyer, that means the one available listing is effectively the whole market right now; leverage depends entirely on that seller's motivation and how the home shows. For a seller, thin comparable activity cuts both ways — less direct competition, but also less recent proof of value, which puts more weight on pricing to condition and to the broader Fort Walton Beach market.
Figures in this note are as of July 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Sea Dunes is a small coastal-area community in Fort Walton Beach, Okaloosa County, with almost no current MLS footprint — one active listing and no recent closings to read a trend from.
Emerald Coast MLS sales records identify 21 homes in SEA DUNES that have changed hands since 2006, built between 2003 and 2006 (median 2003), with a median living area of about 1,251 sq ft and a typical 3-bedroom, 2-bath layout; 100% are condominiums. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Sea Dunes is best for.
Best for
- Buyers who have found one specific Sea Dunes home and want it evaluated on its own merits
- Patient buyers comfortable negotiating in a low-inventory situation
- Sellers willing to price to condition and to the broader Fort Walton Beach market
Probably not for
- Buyers who need multiple active options to compare within one community
- Buyers relying on recent closing trends to justify an offer
- Sellers expecting shared amenities to carry the value story
The market around Sea Dunes
Sea Dunes is too small for its own price trend, so here is the market around it.
In ZIP 32548, 322 homes are on the market and 15% are under contract — a slower corner of Fort Walton Beach.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32548 (Fort Walton Beach), 51 homes closed in the last 12 months at a median of $325K, up 10.3% year over year, with a median 57 days on market. Right now 37 active and 10 pending listings put supply at about 8.7 months — a buyer's market. See the live ZIP 32548 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Sea Dunes specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Sea Dunes
Live MLS inventory for Sea Dunes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Sea Dunes listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Elliott Point · Elementary
- Bruner · Middle
- Choctawhatchee · High
Zoned schools reflect the assignments reported on recent Sea Dunes listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Sea Dunes address.
Shop the zone: Homes zoned for Choctawhatchee High School
The Sea Dunes buying strategy.
If we were buying in Sea Dunes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sea Dunes.
A thin-data market
The defining feature of Sea Dunes today is scarcity of data, not scarcity of appeal. With one active listing and zero closings in the window, there is no median price, no absorption rate, and no spread to describe. Anyone buying or selling here is negotiating a single-property situation, and the honest move is to price and evaluate against the wider Fort Walton Beach market instead of pretending a community-level number exists.
No community amenities were identified from current MLS listings, so the value case rests on the home itself and its location within Fort Walton Beach rather than on shared facilities. That is not a knock — it simply means you are buying a specific address, and the diligence should focus there.
The location and the amenities are priced into every listing in Sea Dunes. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin, generic comps don't help — you need someone who will read the one live listing carefully, pull relevant comparables from the broader Fort Walton Beach area, and tell you plainly whether the number makes sense. That is the work we do here: no invented trend, just a grounded read on the actual home in front of you.
Sea Dunes in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Sea Dunes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sea Dunes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sea Dunes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sea Dunes home worth?
Get a no-obligation home value based on real comparable sales in Sea Dunes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Walton Beach →
Should you buy in Sea Dunes?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: July 25, 2026) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2006 (36 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how SEA DUNES fits the bigger picture — live prices, inventory, and Momentum Scores:
Email me new listings in Sea Dunes
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Sea Dunes
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Sea Dunes will answer, and the answer is published on this page for the next buyer.
Common questions about Sea Dunes
Where is Sea Dunes?
Sea Dunes is a community in Fort Walton Beach, Okaloosa County, Florida, ZIP 32548.
Are there homes for sale in Sea Dunes right now?
Yes — 1 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Sea Dunes have an HOA or CDD?
No HOA is on record for Sea Dunes in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.