Seabreeze 3rd
Homes for Sale in Fort Walton Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS

Price in Seabreeze 3rd Addn is driven by condition and lot, not by a uniform product. With a building span running from 1946 to 2020 and a median build year of 1956, you are looking at a pocket where a mid-century cottage sits down the street from something built in the last decade. That spread means the median sale figure tells you less than the specific house in front of you does — two homes of similar size can trade very differently based on what has been updated.
With a single active listing at this snapshot, there is almost nothing to compare against in real time. For a seller, that thin supply can work in your favor if your home shows well. For a buyer, it means patience: you may wait for the right house rather than choose among several, and you should be ready to move when one that fits surfaces.
The 60-Second Overview
Seabreeze 3rd Addn is a small, older established pocket of Fort Walton Beach — 96 homes with a median size around 1,340 square feet — where the housing stock ranges from postwar originals to newer rebuilds.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Seabreeze 3rd is best for.
Best for
- Buyers who want a smaller, established Fort Walton Beach footprint and will judge each home on its own merits
- Renovation-minded buyers looking for an older home they can update
- Patient buyers who can wait for the right listing in a low-inventory pocket
Probably not for
- Buyers who need move-in-ready new construction and consistent finishes
- Buyers who want shared community amenities
- Buyers who want several homes to compare side by side before deciding
The market around Seabreeze 3rd
Seabreeze 3rd is too small for its own price trend, so here is the market around it.
In ZIP 32548, 367 homes are on the market and 15% are under contract — a slower corner of Fort Walton Beach.
Across Okaloosa County, 2,265 homes are active and 765 pending (25% under contract).
ZIP and county figures describe the wider market, not Seabreeze 3rd specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in SEABREEZE 3RD ADDN, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Seabreeze 3rd buying strategy.
If we were buying in Seabreeze 3rd today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Seabreeze 3rd.
An older pocket where condition sets the number
The median home here was built in 1956 and runs about 1,343 square feet, so this is compact, single-story-era housing at its core. The 1946-to-2020 build range is the important detail: some of these lots carry original mid-century homes, and some have been redeveloped. That variety rewards buyers who can read renovation quality and read past cosmetics, because the difference between a dated original and a thoughtful rebuild is where the money lives.
The homestead share sits at roughly 39%, which means a meaningful portion of these homes are not owner-occupied as a primary residence — a signal worth weighing whether you are buying to live in or evaluating the block's mix. No community amenities show up in current MLS listings, so value here is about the house and the location, not shared facilities.
The location and the amenities are priced into every listing in Seabreeze 3rd. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A market this thin and this varied is exactly where local reading matters. With one active listing and homes spanning seven decades of construction, pricing a sale or judging a purchase comes down to condition, updates, and lot — not a tidy comp set. We help you separate a cosmetic refresh from a real rebuild and time your move to the limited supply.
Seabreeze 3rd in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Seabreeze 3rd buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Seabreeze 3rd sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Seabreeze 3rd, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Seabreeze 3rd home worth?
Get a no-obligation home value based on real comparable sales in Seabreeze 3rd, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Seabreeze 3rd on the map →
Should you buy in Seabreeze 3rd?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Seabreeze 3rd with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 1993 (23 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how SEABREEZE 3RD ADDN fits the bigger picture — live prices, inventory, and Momentum Scores:
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
SEABREEZE 3RD ADDN Market Scorecard
SEABREEZE 3RD ADDN is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32548 ZIP is $341,402, about 7.2% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
