Kellys
Homes for Sale in Fort Walton Beach, FL
All 385 homes for sale in Fort Walton Beach, FL · median $399,999 · 273 homes for sale in 32548 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of November 2026, Kellys Addn To Fort Walton Beach in Fort Walton Beach, FL has 1 home for sale. As of November 2026, the MLS records 6 closed sales in Kellys Addn To Fort Walton Beach in Fort Walton Beach, FL since 2005, the most recent in July 2022. Across Fort Walton Beach as a whole, 56 homes closed in the last 12 months at a median of $337,500, 55 median days on market, with 398 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,350 ($3,840 with the full homestead exemption).
With a single active listing, Kellys Addn to Fort Walton Beach is not a market you read off inventory trends — there isn't enough on the ground to trend. Price here is set property by property: condition, lot, and how the one available home stacks up against nearby Fort Walton Beach options. Treat any headline number as a data point, not a pattern.
For a buyer, that thin supply means you move on what's listed or you wait, and waiting can mean weeks with nothing to see. For a seller, it means you're often the only game in this small pocket, which cuts both ways — less direct competition, but also fewer recent comps to anchor a price. Both sides win by pricing to condition and to the broader Fort Walton Beach picture, not to a made-up local range.
Figures in this note are as of July 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Kellys Addn is a small, tightly defined pocket of Fort Walton Beach in Okaloosa County, and as of mid-2026 it carries just one active listing — so this is a spot you watch rather than shop from a long menu.
Emerald Coast MLS sales records identify 5 homes in KELLYS that have changed hands since 2005, built between 1950 and 1956 (median 1954), with a median living area of about 1,324 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Kellys is best for.
Best for
- Buyers set on this exact Fort Walton Beach pocket who are patient enough to wait for the right listing
- Buyers ready to act quickly and decisively when a single home hits the market
- Sellers who want disciplined, condition-based pricing rather than a guess drawn from scarce comps
Probably not for
- Buyers who need several homes to compare before committing
- Buyers wanting shared amenities like a pool, gate, or clubhouse
- Anyone on a tight timeline who can't wait for limited inventory to turn over
The market around Kellys
Kellys is too small for its own price trend, so here is the market around it.
In ZIP 32548, 322 homes are on the market and 15% are under contract — a slower corner of Fort Walton Beach.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32548 (Fort Walton Beach), 51 homes closed in the last 12 months at a median of $325K, up 10.3% year over year, with a median 57 days on market. Right now 37 active and 10 pending listings put supply at about 8.7 months — a buyer's market. See the live ZIP 32548 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Kellys specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Kellys
Live MLS inventory for Kellys. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Kellys listings as of 2026-11-12, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Elliott Point · Elementary
- Bruner · Middle
- Fort Walton Beach · High
Zoned schools reflect the assignments reported on recent Kellys listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Kellys address.
Shop the zone: Homes zoned for Fort Walton Beach High School
The Kellys buying strategy.
If we were buying in Kellys today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Kellys.
A one-listing pocket
There are no community amenities identified from current MLS listings here — no shared pool, gate, or clubhouse to price into a home. What you're buying is the individual property and its Fort Walton Beach location, full stop. That keeps value tied to the house itself: its condition, its lot, and its proximity to the surrounding city fabric.
The practical effect of a single active listing is timing. Selection is essentially whatever is on the market that week, and a serious buyer should be ready to act or to set up alerts and hold. On the sell side, the scarcity of local comps makes a disciplined, condition-based pricing approach more important than usual.
The location and the amenities are priced into every listing in Kellys. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a pocket this small, the value is in someone who watches it daily and knows the wider Fort Walton Beach market well enough to price a home when local comps are thin. We track the one listing that's here, flag what comes next before it's obvious, and tell you plainly when the better fit is a nearby neighborhood instead.
Kellys in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Kellys buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Kellys sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Kellys, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Kellys home worth?
Get a no-obligation home value based on real comparable sales in Kellys, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Walton Beach →
| Location | Fort Walton Beach, Okaloosa County, FL · ZIP 32548 |
|---|---|
| Homes in the community | 21 (FL DOR 2025 assessment roll) |
| Years built | 1950–1998 (median 1956) |
| Typical living area | 1,389 sq ft (median) |
| For sale right now | 1 active, 0 pending · median asking $263,000 |
| Owner-occupied (homestead) share | 68% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Kellys key facts,” movewithmomentum.com/neighborhoods/kellys-addn-to-fort-walton-beach, data as of September 20, 2026.
Housing distress & ownership in KELLYS ADDN TO FORT WALTON BEACH, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Every Home for Sale in Kellys Addn To Fort Walton Beach Right Now (1)
All 1 active and pending Kellys Addn To Fort Walton Beach listings with a detail page, newest first, refreshed twice a day from the MLS.
- 19 SW Comet Street · $255,000 · 2 bd / 2 ba · listed Aug 14, 2026 · listed by Realty ONE Group Emerald Coast
More Fort Walton Beach home searches
- All homes for sale in Fort Walton Beach, FL
- Homes for sale in Okaloosa County, FL
- Fort Walton Beach pool homes for sale
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- Fort Walton Beach home values: what is my house worth?
- ZIP 32548 housing scorecard
Fort Walton Beach guides & data
- Market data
- Property taxes (Okaloosa County)
- Homestead exemption (Okaloosa County)
- Home insurance cost
- New construction
- New construction (Okaloosa County)
- ZIP codes
- Home builders (Okaloosa County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
Real estate agent in Fort Walton Beach? Join Momentum in Fort Walton Beach: 100% commission, one $12K cap.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Email me new listings in Kellys
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Kellys
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Kellys will answer, and the answer is published on this page for the next buyer.
11% of homes for sale in ZIP 32548 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-10).
Recent Developments in Kellys Addn To
Development, infrastructure, retail, and school activity affecting Kellys Addn To, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Infrastructure
Okaloosa outlines Gap Creek drainage projects and permitting hurdles in Fort Walton Beach
County staff described five stormwater efforts, including the Overbrook drainage work, a planned 2.67-acre Sylvania Heights stormwater park estimated at $4 million, and Lloyd Street and Mayflower Avenue improvements expected to go to bid in early 2027. Air Force environmental review and state and Army Corps permits for dredging complicate the timeline.
What it may mean for the marketPlanned drainage upgrades could reduce flooding exposure in the Gap Creek basin over time, though permitting delays mean relief is likely several years out. The site is less than a mile north of Kellys Addn To.
Source: Get The Coast - October 2026Retail & Dining
7 Brew drive-thru coffee stand opens on Beal Parkway in Fort Walton Beach
The stand at 799 Beal Parkway opened Oct. 19 and is the chain's second in Fort Walton Beach. It is expected to add 75 local jobs, and an opening fundraiser raised $4,661 for an equine therapy nonprofit.
What it may mean for the marketA new drive-thru option along Beal Parkway adds early-morning and late-night food and beverage access and about 75 jobs nearby. The site is about 2 miles north of Kellys Addn To.
Source: Get The Coast - October 2026Retail & Dining
TJ Maxx to open 33,865-square-foot Destin store Nov. 1 at Paradise Key
The off-price retailer opens at 4437 Commons Drive East with a grand opening from 8 a.m. to 8 p.m. on Nov. 1. Regular hours run 9:30 a.m. to 9:30 p.m. daily, and the store sells apparel, accessories, jewelry, and home and beauty goods.
What it may mean for the marketA new national off-price anchor adds everyday shopping close to Destin's commercial corridor and may shorten trips for retail needs. The project is about 11 miles east of Kellys Addn To, elsewhere in Okaloosa County.
Source: Get The Coast - October 2026Parks & Amenities
Okaloosa and Cinco Bayou open upgraded boat ramp with new trailer parking
Okaloosa County and the Town of Cinco Bayou held a ribbon cutting for upgraded boat ramp facilities, including 16 new boat trailer parking spaces, a new restroom and landscaping. The $4.1 million total, funded largely by tourism development funds, also covers the $2.95 million purchase of a former bank building at 198 Eglin Parkway NE. Future dock improvements are planned.
What it may mean for the marketAdded trailer parking and ramp access improve waterfront recreation access for Fort Walton Beach area boaters. The site is about 1 mile northeast of Kellys Addn To.
Source: Get The Coast - September 2026Parks & Amenities
Destin and Okaloosa County agree on management of 4-acre Holiday Isle state park
Destin and Okaloosa County unanimously agreed to back Destin as manager and developer of the roughly four-acre state-acquired park on Holiday Isle near Norriego Point. In return, Destin council voted 5-2 to offer free parking to all Okaloosa County residents at city-owned lots and parks. The deal still requires state Board of Trustees and DEP review.
What it may mean for the marketManagement of the Holiday Isle park and city parking rules will affect public waterfront access and parking in Destin. The project is about 6 miles east of Kellys Addn To, elsewhere in Okaloosa County.
Source: Get The Coast - June 2026Civic
DeSantis signs state budget with funding for Okaloosa County projects
Governor DeSantis signed the state budget that included roughly $15 million for 20 Okaloosa County projects, among them $5 million for the Northwest Florida State College Workforce Innovation Center in Niceville, $1.5 million for Shalimar Bridge Park, and $3 million for Destin road and drainage work. About $7.26 million in other local requests were vetoed.
What it may mean for the marketDirects state funding toward workforce, park, road, and drainage infrastructure across Okaloosa County, supporting public facilities and capacity in Niceville, Shalimar, and Destin. The site is about 10 miles northeast of Kellys Addn To.
Source: Get The Coast
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
How many homes are in Kellys?
What share of Kellys is owner-occupied?
When were the homes in Kellys built?
Who is the best real estate agent for Kellys?
How do I find a top Fort Walton Beach real estate agent who knows Kellys?
Can Momentum Realty connect me with an agent for Kellys?
Where is Kellys, and what county is it in?
Should you buy in Kellys?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: November 12, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32548)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2005 (6 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
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See how KELLYS ADDN TO FORT WALTON BEACH fits the bigger picture — live prices, inventory, and Momentum Scores: