Settlers Point
Homes for Sale in Guyton, GA
All 35 homes for sale in Guyton, GA · median $399,000 · 58 homes for sale in 31312
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 2 closed sales in Settlers Point in Guyton, GA since 2024, the most recent in December 2025. Across Guyton as a whole, 49 homes closed in the last 12 months at a median of $341,970, 48 median days on market, with 13 homes for sale today. At that median and Effingham County's 2025 rate of 24.05 mills, annual property tax runs about $3,290.
Settlers Point does not have an active, granular MLS statistical profile at this snapshot — no median price, no days-on-market trend, no listing volume to point to. That itself is a data point: this is a smaller or thinner-traded pocket of Guyton, and pricing here should be built from direct comparables pulled at the time you are ready to transact, not from a stale headline number.
For both buyers and sellers, that means the posture in Settlers Point is closer to a direct, case-by-case negotiation than a market you can read off a dashboard. A seller needs a current, hyper-local comp pull before setting a list price. A buyer needs the same before making an offer — this is not a community where you can lean on an aggregate stat to know if a price is fair.
Nearby homes for sale
No active listings inside Settlers Point right now. These are the 2 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Settlers Point sits in Guyton, in Effingham County, an area where current MLS data does not surface a distinct amenity package or statistical profile — pricing and positioning here are best handled comparable-by-comparable rather than by community-wide averages.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The market around Settlers Point
In ZIP 31312 (Guyton), 92 homes closed in the last 12 months at a median of $342K ($178/sq ft), up 2.0% year over year, with a median 48 days on market. Right now 13 active listings put supply at about 3.4 months — a healthy market. See the live ZIP 31312 housing market.
ZIP and county figures describe the wider market, not Settlers Point specifically. Momentum Research analysis of MLS records.
Who Settlers Point is best for.
Best for
- Buying in Guyton or Effingham County and comfortable evaluating a home on its own comparables rather than a community average.
- Working with an agent to pull current, direct comps before making an offer, since no published community pricing exists yet.
- Prioritizing location within Effingham County over a defined, named amenity package.
Probably not for
- Needing a documented, named amenity package as part of the buying decision.
- Relying on a published median price or market trend to benchmark an offer before it is pulled directly.
- Wanting a community with an established, trackable resale pattern already visible in the MLS.
The Settlers Point buying strategy.
If we were buying in Settlers Point today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Settlers Point.
A community without a published amenity or pricing story
Current MLS listings tied to Settlers Point do not identify a defined amenity package — no clubhouse, pool, or gate is showing up in the feed as a named community feature. That does not necessarily mean nothing exists on the ground; it means the searchable record does not carry it, so it should not be assumed or marketed as a selling point until verified directly.
The same caution applies to price. With no median or range surfacing from current data, anyone evaluating a home in Settlers Point should treat each listing on its own terms — condition, lot, and recent closed comps in Guyton and Effingham County matter more here than any community-level number, because there isn't one to lean on yet.
The location and the amenities are priced into every listing in Settlers Point. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community has little to no published statistical footprint, the work shifts from reading a report to building one — pulling actual comparables, checking recent closings in Guyton and Effingham County, and verifying what a specific listing does or does not include before a number gets attached to it. That is the groundwork we do before advising a price in either direction.
Settlers Point in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Settlers Point buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Settlers Point sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Settlers Point, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Settlers Point home worth?
Get a no-obligation home value based on real comparable sales in Settlers Point, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Guyton →
Should you buy in Settlers Point?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Historical depth | Closed-sale records back to 2024 (2 transactions analyzed) |
Verify the primary sources yourself: Georgia DOR · U.S. Census · FEMA flood maps.
Momentum Research figures are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum will price yours against live local comps — a real number, not an algorithm’s guess.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Settlers Point fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Settlers Point
Where is Settlers Point?
Settlers Point is a community in Guyton, Effingham County, Georgia, ZIP 31312.
Are there homes for sale in Settlers Point right now?
No active listings inside Settlers Point at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Settlers Point have an HOA or CDD?
No HOA is on record for Settlers Point in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
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