St. Charles Harbour
Homes for Sale in Fort Myers, FL
All 1,348 homes for sale in Fort Myers, FL · median $239,900 · 644 homes for sale in 33908 · Lee County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Florida Gulf Coast MLS
As of October 2026, St. Charles Harbour in Fort Myers, FL has 4 homes for sale, asking from $1,249,000 to $2,995,000 (median $2,174,500). Homes listed or recently sold were built 1992–2023; 4 of 4 report an HOA (median $433/mo); 3 of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 6 ft).
Last 30 days in St. Charles Harbour: 1 new listing (median asking $2,995,000). As of October 20, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in St. Charles Harbour
Live MLS inventory for St. Charles Harbour. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending St. Charles Harbour listings as of 2026-10-19, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The setting & the homes.
Aerial and on-site photos of St. Charles Harbour. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
St. Charles Harbour
St. Charles Harbour
St. Charles Harbour
St. Charles HarbourPhotos from Florida Gulf Coast MLS listings in St. Charles Harbour; content deemed reliable but not guaranteed.
The market around St. Charles Harbour
St. Charles Harbour is too small for its own price trend, so here is the market around it.
In ZIP 33908, 701 homes are on the market and 14% are under contract — a slower corner of Fort Myers.
Across Lee County, 7,579 homes are active and 1,646 pending (18% under contract).
ZIP and county figures describe the wider market, not St. Charles Harbour specifically. Momentum Research analysis of MLS records.
St. Charles Harbour on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap contributors.
The St. Charles Harbour buying strategy.
If we were buying in St. Charles Harbour today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in St. Charles Harbour.
A closer look at the St. Charles Harbour market
The housing stock is 42 homes built between 1990 and 2024, and 61% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in St. Charles Harbour. The deal is won or lost on condition, the comps, and the renovation math.
What it really costs to own in St. Charles Harbour
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $15,886/yr across 8 listings here (MLS tax records, 2026-10-20). |
|---|---|
| HOA dues | Median $5,198/year (about $433/month) across 4 MLS listings (most billed annually; 2026-10-20). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Lee County is $2,197/yr (6,508 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2000 across 8 listings. An original roof here would be about 26 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Estimated carrying cost at the median asking price, before the mortgage: about $1,940/month (tax $1,324, HOA $433, insurance $183). An estimate from the sources above, not a quote.
Email me new listings in St. Charles Harbour
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about St. Charles Harbour
Have a question about the homes, fees, rules or commute here? A Momentum agent who works St. Charles Harbour will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $5,198/year (about $433/month) · median of 4 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $5,198 a year ($433 a month) — the median AssociationFee across 4 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a St. Charles Harbour buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed St. Charles Harbour sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in St. Charles Harbour, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your St. Charles Harbour home worth?
Get a no-obligation home value based on real comparable sales in St. Charles Harbour, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Myers →
| Location | Fort Myers, Lee County, FL · ZIP 33908 |
|---|---|
| Homes in the community | 42 (FL DOR 2025 assessment roll) |
| Years built | 1990–2024 (median 2000.0) |
| Typical living area | 7,037 sq ft (median) |
| For sale right now | 4 active, 0 pending · median asking $2,174,500 |
| Owner-occupied (homestead) share | 61% |
Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “St. Charles Harbour key facts,” movewithmomentum.com/neighborhoods/st-charles-harbour, data as of September 20, 2026.
Just listed in St. Charles Harbour
The newest homes for sale in St. Charles Harbour right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 13960 Blenheim Trail Rd $2,995,000 · 5 bd · 7 ba · 7,680 sq ft · new today Courtesy of Realty World J. PAVICH R.E.
- 15701 Chatfield Dr $1,499,000 · 3 bd · 4 ba · 3,792 sq ft · 48 days on market Courtesy of Berkshire Hathaway Homeservice
- 15801 Chatfield Dr $2,850,000 · 5 bd · 6 ba · 4,169 sq ft · 190 days on market Courtesy of Royal Shell Real Estate, Inc.
- 13881 Blenheim Trail Rd $1,249,000 · 5 bd · 4 ba · 4,697 sq ft · 364 days on market Courtesy of RE/MAX Gulf Coast Living
Checked against the MLS Oct 20, 2026. All new listings in this market.
Every Home for Sale in St Charles Harbour Right Now (4)
All 4 active and pending St Charles Harbour listings with a detail page, newest first, refreshed twice a day from the MLS.
- 13960 Blenheim Trail Rd · $2,995,000 · 5 bd / 7 ba · listed Sep 11, 2026 · listed by Realty World J. PAVICH R.E.
- 15701 Chatfield Dr · $1,499,000 · 3 bd / 4 ba · listed Sep 11, 2026 · listed by Berkshire Hathaway Homeservice
- 15801 Chatfield Dr · $2,850,000 · 5 bd / 6 ba · listed Jul 22, 2026 · listed by Royal Shell Real Estate, Inc.
- 13881 Blenheim Trail Rd · $1,249,000 · 5 bd / 4 ba · listed Jul 22, 2026 · listed by RE/MAX Gulf Coast Living
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Fort Myers guides & data
- Market data
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- Flood zones
- Home insurance cost
- New construction
- ZIP codes
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Blenheim Trail Road (1 homes on record)
- Blenheim Trail Road (1 homes on record)
15% of homes for sale in ZIP 33908 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-18).
Frequently Asked Questions
How many homes are in St. Charles Harbour?
What share of St. Charles Harbour is owner-occupied?
When were the homes in St. Charles Harbour built?
Who is the best real estate agent for St. Charles Harbour?
How do I find a top Fort Myers real estate agent who knows St. Charles Harbour?
Can Momentum Realty connect me with an agent for St. Charles Harbour?
Where is St. Charles Harbour, and what county is it in?
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: October 19, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 33908)) |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (52 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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