Sterling Manor Estates in St Cloud

Sterling Manor Estates
Homes for Sale in St. Cloud, FL

Community in St Cloud · Osceola County · ZIP 34769
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data9 years of closingsUpdated twice daily

As of September 2026, Sterling Manor Estates in St Cloud, FL has 1 home for sale. As of September 2026, the MLS records 8 closed sales in Sterling Manor Estates in St Cloud, FL since 2017, the most recent in November 2024. Across St Cloud as a whole, 2,190 homes closed in the last 12 months at a median of $414,990, 46 median days on market, with 597 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,320 ($5,720 with the full homestead exemption).

Live · Sterling Manor Estates Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Osceola: 20% (1,079 of 5,502)
1 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Sterling Manor Estates is a small, tightly held pocket in St Cloud - 16 homes total, and with zero closings in the current window, there is no fresh comp data to anchor a listing price against. Anyone pricing here is working off condition and the handful of homes that have traded historically, not a live sales trend.

With only 2 active listings, this market does not behave like a typical subdivision with steady turnover. A seller here needs patience and a price that reflects actual condition - updated versus original - rather than a number pulled from a broader St Cloud trend line. A buyer gets negotiating room precisely because there is so little competing inventory to create urgency.

The 60-Second Overview

Homes here were built across a long stretch - 1961 to 1987 - which means lot-by-lot variation in construction era and system age is the defining feature of this community, more than any shared architectural identity.

Stellar MLS sales records identify 14 homes in Sterling Manor Estates that have changed hands since 2008, built between 1961 and 1987 (median 1985), with a median living area of about 1,208 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer prioritizing a modest square footage and a St Cloud location over community amenities.
  • A buyer willing to budget for updates on an older-era home in exchange for negotiating room.
  • A buyer who wants to avoid competing offers in a fast-moving, high-inventory subdivision.

Probably not for

  • A buyer who wants pool, clubhouse, or other shared amenities as part of the purchase.
  • A buyer who needs several comparable recent sales to feel confident about pricing.
  • A buyer set on a larger, move-up floor plan rather than a compact, efficient layout.

The market around Sterling Manor Estates

Sterling Manor Estates is too small for its own price trend, so here is the market around it.

In ZIP 34769, 189 homes are on the market and 21% are under contract — a steady corner of St Cloud.

Across Osceola County, 4,423 homes are active and 1,079 pending (20% under contract).

In ZIP 34769 (ST CLOUD), 636 homes closed in the last 12 months at a median of $412K ($196/sq ft), down 1.1% year over year, with a median 58 days on market. Right now 143 active and 49 pending listings put supply at about 4.0 months - a balanced market. See the live ZIP 34769 housing market and the Osceola County market.

ZIP and county figures describe the wider market, not Sterling Manor Estates specifically. Momentum Research analysis of MLS records.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,241/mo
Osceola County typical true cost to own
$145/mo
Osceola County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

STERLING MANOR ESTATES Market Scorecard

Thin data

STERLING MANOR ESTATES is currently a thin data market. Limited supply, a median asking price of $359,000, and homes go under contract in about 1 days.

n/a
Months supply
$359,000
Median list
n/a
Median sold
$292
Per sqft
1
Days on mkt
1/0/0
Active/Pend/Sold

Typical home value in the 34769 ZIP is $318,664, about 8.6% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in Sterling Manor Estates

Live MLS inventory for Sterling Manor Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Sterling Manor Estates listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2017 through 2024. Tap any home to ask about it.

Schools

In short
  • Osceola County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • St Cloud Elem · Elementary
  • St. Cloud Middle (6-8) · Middle
  • St. Cloud High School · High

Zoned schools reflect the assignments reported on recent Sterling Manor Estates listings and can change; always confirm with Osceola County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Sterling Manor Estates address.

If we were buying in Sterling Manor Estates today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sterling Manor Estates.

Best Buy
Buyers looking for a modest-footprint home in St Cloud without amenity fees attached.
Biggest Risk
Zero recent closings means pricing is a judgment call, not a data-driven exercise.
Sweet Spot
Buyers comfortable evaluating condition home-by-home across a wide construction-era range.
Avoid If
You want community amenities or a large, updated-throughout floor plan as the baseline expectation.

A small, older pocket with wide condition variance

With a median year built of 1985 and a range stretching back to 1961, Sterling Manor Estates mixes original-era homes with later infill construction. Median living space sits at 1,469 square feet - a modest, efficient footprint typical of the era, not a move-up or estate-lot profile. Buyers should expect to evaluate each home on its own mechanical and structural timeline rather than assume uniform condition across the community.

A 75% homestead share points to a community where most owners have settled in for the long term rather than cycling through as rental or investment inventory. That tends to correlate with lower turnover and fewer listings at any given time - consistent with the 2 active listings currently on the market. No community amenities are identified in current MLS data, so this is a straightforward residential setting rather than an amenity-driven purchase.

The location and the amenities are priced into every listing in Sterling Manor Estates. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market this thin - 16 total homes and no recent closings to reference - pricing and negotiating well depends on knowing which specific houses have been updated and which haven't, not on running a generic comp sheet. We walk each listing individually before advising on offer strategy or list price.

Sterling Manor Estates in 15 seconds.

Best forBuyers looking for a modest-footprint home in St Cloud without amenity fees attached.
Biggest advantageVery low competing inventory means less bidding pressure when a home does hit the market.
Biggest riskZero recent closings means pricing is a judgment call, not a data-driven exercise.
Sweet spotBuyers comfortable evaluating condition home-by-home across a wide construction-era range.
Avoid ifYou want community amenities or a large, updated-throughout floor plan as the baseline expectation.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sterling Manor Estates sales matched to your home.

What is your Sterling Manor Estates home worth?

Get a no-obligation home value based on real comparable sales in Sterling Manor Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Sterling Manor Estates on the map →

Real comps, not an automated estimate.
A buyer prioritizing a modest square footage and a St Cloud location over community amenities.Excellent fit
A buyer willing to budget for updates on an older-era home in exchange for negotiating room.Excellent fit
A buyer who wants to avoid competing offers in a fast-moving, high-inventory subdivision.Excellent fit
A buyer who wants pool, clubhouse, or other shared amenities as part of the purchase.Probably not
A buyer who needs several comparable recent sales to feel confident about pricing.Probably not
A buyer set on a larger, move-up floor plan rather than a compact, efficient layout.Probably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 12, 2026)
Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2017 (8 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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CallFree valuation →
Thinking of selling in Sterling Manor Estates? See the Osceola County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Common questions about Sterling Manor Estates

Where is Sterling Manor Estates?

Sterling Manor Estates is a community in ST CLOUD, Osceola County, Florida, ZIP 34769.

Are there homes for sale in Sterling Manor Estates right now?

Yes - 1 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.

Does Sterling Manor Estates have an HOA or CDD?

No HOA is on record for Sterling Manor Estates in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Sterling Manor Estates with Momentum Realty’s local guides.

WAWest Acres0.1 mi awayMTMagnolia Terrace0.1 mi awayMVMontagues Village0.2 mi away · median $120K, 3 sales/12 moCharleston Square0.3 mi away · 1 for saleVHVilla Homes Village0.3 mi away · 1 for saleTradition0.4 mi away · median $278K, 3 sales/12 moJEJasmine Estates0.4 mi away

Browse all neighborhood guides →

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