Magnolia Terrace
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 7 closed sales in Magnolia Terrace Sub in St Cloud, FL since 2016, the most recent in April 2026. Across St Cloud as a whole, 2,190 homes closed in the last 12 months at a median of $414,990, 46 median days on market, with 597 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,320 ($5,720 with the full homestead exemption).
Magnolia Terrace in St Cloud does not have enough active listing data on the current MLS feed to isolate a pricing pattern with confidence. That is itself useful information: it tells a buyer or seller that this is a thin, low-turnover pocket of the Osceola County market rather than a subdivision with a steady, readable sales rhythm.
In a market like this, the posture for both sides should be the same: pull comparable sales from the immediate area rather than leaning on community-level averages, and expect that pricing here will be driven house by house — lot, condition, and layout — more than by a predictable community trend.
Nearby homes for sale
No active listings inside Magnolia Terrace Sub right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Magnolia Terrace sits within St Cloud in Osceola County, and current MLS activity here is limited enough that a reliable community-wide price or pace picture is not available at this time.
Stellar MLS sales records identify 17 homes in Magnolia Terrace that have changed hands since 2010, built between 2000 and 2004 (median 2003), with a median living area of about 1,576 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Magnolia Terrace is best for.
Best for
- A buyer prioritizing the home itself over a shared amenity package
- A buyer comfortable making a decision from individual property comps rather than a community-wide trend
- A seller with a well-maintained, well-priced home who does not need amenity features to compete
Probably not for
- A buyer who wants a clubhouse, pool, or other organized common-area amenity as part of the purchase
- A buyer who wants extensive historical sales data on this specific subdivision before deciding
- A seller expecting a community amenity story to help justify price
The market around Magnolia Terrace
Magnolia Terrace is too small for its own price trend, so here is the market around it.
In ZIP 34769, 189 homes are on the market and 21% are under contract — a steady corner of St Cloud.
Across Osceola County, 4,423 homes are active and 1,079 pending (20% under contract).
In ZIP 34769 (St Cloud), 636 homes closed in the last 12 months at a median of $412K ($196/sq ft), down 1.1% year over year, with a median 58 days on market. Right now 143 active and 49 pending listings put supply at about 4.0 months — a balanced market. See the live ZIP 34769 housing market and the Osceola County market.
ZIP and county figures describe the wider market, not Magnolia Terrace specifically. Momentum Research analysis of MLS records.
The Magnolia Terrace buying strategy.
If we were buying in Magnolia Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Magnolia Terrace.
A quiet corner of St Cloud
There is no community amenity package identified from current MLS listings for Magnolia Terrace, which suggests this is a straightforward residential subdivision rather than one built around a clubhouse, pool, or organized common-area program. That is not a knock — it simply means the value proposition here is the home and the lot, not shared infrastructure.
With so little current listing volume to draw from, we would treat any claim about typical days on market or price trend for this specific community as unreliable. The honest approach is to evaluate each available home on its own terms, checked against recent sales in the surrounding St Cloud and Osceola County market.
The location and the amenities are priced into every listing in Magnolia Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community has limited current MLS data, the work shifts from reading a chart to reading the individual property and its immediate comps. That is where we spend our time with Magnolia Terrace — pulling the right nearby reference points, walking the lot and condition specifics, and making sure a listing or offer here is grounded in real, current evidence rather than a community average that does not exist yet.
Magnolia Terrace in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Magnolia Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Magnolia Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Magnolia Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Magnolia Terrace home worth?
Get a no-obligation home value based on real comparable sales in Magnolia Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Magnolia Terrace on the map →
Should you buy in Magnolia Terrace?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 14, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2016 (7 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Magnolia Terrace fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Magnolia Terrace
Where is Magnolia Terrace?
Magnolia Terrace is a community in St Cloud, Osceola County, Florida, ZIP 34769.
Are there homes for sale in Magnolia Terrace right now?
No active listings inside Magnolia Terrace at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Magnolia Terrace have an HOA or CDD?
No HOA is on record for Magnolia Terrace in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Magnolia Terrace with Momentum Realty’s local guides.
Magnolia Terrace Sub Market Scorecard
Magnolia Terrace Sub is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 34769 ZIP is $318,664, about 8.6% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.