Sudduths 10Th
Homes for Sale in Panama City, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Sudduths 10Th is a small, low-turnover pocket of Panama City — the most recent snapshot is built on just 5 closings, so any single sale can move the median. With that caveat, the median price sits at $400,000 and it has come down 4.6% year over year, which reads as a market working through softer demand rather than one in freefall.
The bigger story is the 81-day median time on market and a market heat score of 28 — both point to a buyer's pace, where homes sit long enough for real negotiation on price and terms. Sellers here should price to current conditions, not to the long-term trend; buyers get room to be patient and specific about what they want.
Sudduths 10Th right now
🟡 Off the recent peak. The trailing-12-month median ($400K) is down 4.6% from the prior 12 months ($420K) and up 300% since 2012. With about 7 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level cpar closed sales, 12-month windows ending July 28. Confidence: Low (5 and 9 sales in the two windows).
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Updated July 28, 2026 · Live data: cpar, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Sudduths 10Th market snapshot (as of July 28, 2026): the median sale price is about $400K, and a median 81 days on market for closed sales. The trailing-12-month median is down 5% from the prior 12 months and up 300% since 2012, computed from record-level cpar closed sales (5 closings in the current window).
A quiet, small-sample corner of Bay County where pricing has pulled back slightly from a year ago even as it sits far above where it started back in 2012.
Who Sudduths 10Th is best for.
Best for
- Buyers targeting a specific home in Sudduths 10Th who are willing to research it individually rather than lean on neighborhood-wide data.
- Buyers who want negotiating room and are comfortable with a slower, more patient purchase timeline.
- Sellers who can price realistically against the current pullback rather than the longer-term 2012 baseline.
Probably not for
- Buyers who need a deep, high-volume comp set to validate every pricing decision.
- Sellers expecting a fast sale in line with a hotter market cycle.
- Anyone relying on neighborhood amenities as a deciding factor, since none are identified in current listings.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 28 of each year, from record-level cpar closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($400K) IS the median in the snapshot above, and the move from 2025 ($420K) IS the -4.6% one-year change.
Windows contain 2 to 13 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Sudduths 10Th buying strategy.
If we were buying in Sudduths 10Th today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sudduths 10Th.
A Small Market, Read Carefully
With only 5 closings in the current window, Sudduths 10Th does not behave like a high-volume subdivision — each sale carries outsized weight in the numbers, and the median price of $400,000 should be read as a general marker rather than a precise ceiling or floor. The 4.6% year-over-year dip is modest, consistent with a market cooling from a hotter run rather than one under distress.
That longer run matters: values here are up 300% since 2012, which is a substantial cumulative gain even with the recent softening. Combined with a market heat score of 28 and a median 81 days on market, the current posture favors buyers willing to do homework on individual properties and negotiate — this is not a bidding-war environment right now.
The location and the amenities are priced into every listing in Sudduths 10Th. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Sudduths 10Th buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.6). Basis: Long-Term Appreciation +300% since 2012; Recent Direction -4.6% year-over-year; Pricing Power 87.8% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a low-volume market like this, pricing and negotiating strategy have to be built around the specific home, not a neighborhood average — we pull the actual comparable closings, not just the headline median, before advising on offer or list price.
Sudduths 10Th in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Sudduths 10Th buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sudduths 10Th sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sudduths 10Th, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sudduths 10Th home worth?
Get a no-obligation home value based on real comparable sales in Sudduths 10Th, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Sudduths 10Th?
How long do homes in Sudduths 10Th take to sell?
Have Sudduths 10Th home prices gone up?
Who is the best real estate agent for Sudduths 10Th?
How do I find a top Panama City real estate agent who knows Sudduths 10Th?
Can Momentum Realty connect me with an agent for Sudduths 10Th?
Should you buy in Sudduths 10Th?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | cpar closed sales, 12-month windows ending July 28, 2026 |
| Historical depth | Closed-sale records back to 2012 (96 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of cpar records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the cpar member average and 8 days faster, and we’ll price yours against live your area comps.
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