Summer Breeze in Panama City Beach

Summer Breeze
Homes for Sale in Panama City Beach, FL

Community in Panama City Beach · Bay County · ZIP 32413
Median sale $500K
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True comps, carrying-cost math, and listings before the portals.

Live Market Pulse
21/100
Market Heat
Cooler than normal
2014 → 2026 · 81 at the 2018 peak
0 is Summer Breeze's coldest market since 2014, 100 its hottest. Today: 21. How it's scored

Photo via CPAR MLS

Built fromLive CPAR MLS data14 years of closingsUpdated twice daily
Live · Summer Breeze Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$500K
Median sold · 12 mo
down 9.1% vs the prior 12 months
-9.1%
1-yr price change
n = 6 and 10 sales in the two windows
92.0%
Sale vs ask
Tempo
57days
Median DOM · closed
11 days at the 2021 low
20%
Under contract
Bay: 18% (585 of 3,161)
4 · 1
For sale · pending
live counts, refreshed twice daily
6
Sold · last 12 mo
10-yr average: about 9 a year

Homes For Sale Right Now in Summer Breeze

Live MLS inventory for Summer Breeze. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Summer Breeze listings as of 2026-09-12, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Summer Breeze Housing Pulse · Momentum Research · as of September 12, 2026

Summer Breeze right now

🔴 Off the recent peak. The trailing-12-month median ($500K) is down 9.1% from the prior 12 months ($550K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending September 12. Confidence: Medium (6 and 10 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated September 12, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Summer Breeze market snapshot (as of September 12, 2026): the median sale price is about $500K, and a median 57 days on market for closed sales. The trailing-12-month median is down 9% from the prior 12 months, computed from record-level CPAR MLS closed sales (6 closings in the current window).

Price History: What Homes Here Have Actually Sold For

Median sale price over the trailing 12 months ending September 12 of each year, from record-level CPAR MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($500K) IS the median in the snapshot above, and the move from 2025 ($550K) IS the -9.1% one-year change.

Windows contain 2 to 16 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$400K$600K20122014201620182020202220242026
Down 9.1% year over year.
Median days on market · closed sales
05010020122014201620182020202220242026
11 days at the 2021 low; 57 now.
Sale price vs original ask · median
90%95%20122014201620182020202220242026
92.0% now.
Homes sold per 12-mo window
05101520122014201620182020202220242026
2 to 16 a year; 6 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
81 at the 2018 peak, 21 in the troughs, 21 now. Same score as the hero card, full history.
How much local inventory is already under contract

18% of homes for sale in ZIP 32413 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-08).

Summer Breeze Market Scorecard

Balanced

Summer Breeze is currently a balanced market., a median asking price of $512,500, and homes go under contract in about 105 days.

$512,500
Median list
$500,000
Median sold
105
Days on mkt
3/1/0
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: CPAR MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Listing locations from CPAR MLS. Map data © OpenStreetMap, tiles © CARTO.

If we were buying in Summer Breeze today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Summer Breeze.

A closer look at the Summer Breeze market

Homes in Summer Breeze trade around a median of $500K, where condition and lot do more to set the final number than the asking price does.

The trailing-12-month median down 9% year over year. Homes that do trade take a median 57 days on market, useful leverage on any listing that has lingered.

The location and the amenities are priced into every listing in Summer Breeze. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Summer Breeze sales matched to your home.

What is your Summer Breeze home worth?

Get a no-obligation home value based on real comparable sales in Summer Breeze, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Summer Breeze on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Summer Breeze?
The median sale price in Summer Breeze was $500K over the 12 months ending September 12, 2026 (6 closed sales, CPAR MLS).
How long do homes in Summer Breeze take to sell?
Homes that closed in the 12 months ending September 12, 2026 took a median 57 days on market (6 sales, CPAR MLS).
Who is the best real estate agent for Summer Breeze?
The best agent for Summer Breeze is one who actively works Panama City Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Summer Breeze.
How do I find a top Panama City Beach real estate agent who knows Summer Breeze?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Summer Breeze and the wider Panama City Beach area.
Can Momentum Realty connect me with an agent for Summer Breeze?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Summer Breeze purchase or sale - no call center and no pressure.

Nearby Communities

Explore more neighborhoods near Summer Breeze with Momentum Realty’s local guides.

HSHorizon South Townhouses0.1 mi awayHSHorizon South0.2 mi awayHSHorizon South Xiv0.2 mi awayGHGulf Highlands Unit 20.4 mi awayEIEmerald Isle (Bay)0.4 mi awayBSBlue Surf Townhouses0.4 mi awaySCSand Castles West0.4 mi away

Browse all neighborhood guides →

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: September 12, 2026)
Community market statsCPAR MLS closed sales, 12-month windows ending September 12, 2026
Under-contract sharesCPAR MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2012 (130 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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CallFree valuation →
Thinking of selling in Summer Breeze? 6 recorded closings; median 56 days on market (window ending 2026-09-12). See the Bay County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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