Lakes At Summer Breeze
Homes for Sale in Panama City Beach, FL
All 726 homes for sale in Panama City Beach, FL · median $369,000 · 667 homes for sale in 32413 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of November 2026, Lakes At Summer Breeze in Panama City Beach, FL has 1 home for sale. Lakes At Summer Breeze is a community in Panama City Beach, Bay County, FL. Across Panama City Beach as a whole, 613 homes closed in the last 12 months at a median of $442,250, 74 median days on market, with 898 homes for sale today. At that median and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $5,430 ($4,940 with the full homestead exemption).
Lakes At Summer Breeze in Panama City Beach is not a community where the numbers do the talking right now. With only a single closing in the current window, there isn't enough resale activity to draw a reliable line on pricing, pace, or trend. Anyone quoting a firm price range or a typical days-on-market figure for this neighborhood is guessing, not reporting.
That thin transaction count cuts both ways. For a seller, it means less direct comparable pressure but also less proof of what buyers will actually pay. For a buyer, it means real leverage to negotiate on terms, since there's no deep bidding history to lean on. Either way, this is a community where you price and negotiate off the specific home and its condition, not off a neighborhood average.
Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Lakes At Summer Breeze sits in Panama City Beach within Bay County, and current MLS data shows minimal recent closing activity, which makes broad statistical claims about this community unreliable at this time.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Lakes At Summer Breeze is best for.
Best for
- A buyer comfortable evaluating a home on its own merits without a deep set of neighborhood comparables to reference
- A seller willing to price based on condition and direct market feedback rather than a proven trend line
- A buyer who wants to verify amenities and HOA terms directly rather than rely on assumed community features
Probably not for
- A buyer who wants a clear, data-backed price range before making an offer
- A buyer relying on documented community amenities as a deciding factor
- A seller expecting strong comparable-sale leverage to support an asking price
The market around Lakes At Summer Breeze
Lakes At Summer Breeze is too small for its own price trend, so here is the market around it.
Across Bay County, 2,406 homes are active and 434 pending (15% under contract).
ZIP and county figures describe the wider market, not Lakes At Summer Breeze specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Lakes At Summer Breeze
Live MLS inventory for Lakes At Summer Breeze. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Lakes At Summer Breeze listings as of 2026-11-12, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The Lakes At Summer Breeze buying strategy.
If we were buying in Lakes At Summer Breeze today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lakes At Summer Breeze.
A Market With Too Little Data to Generalize
With just one closing recorded in the current window, Lakes At Summer Breeze does not yet have the volume needed to establish a dependable median price, absorption rate, or pricing trend. Treat any broad statistic on this community with caution until more transactions accumulate.
Current MLS listings also do not document specific community amenities for Lakes At Summer Breeze. That does not mean none exist, only that they are not confirmed in the active data set, so any amenity claims should be verified directly against the specific listing or HOA documentation before a buyer relies on them.
The location and the amenities are priced into every listing in Lakes At Summer Breeze. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with this little closed-sale history, the value of local representation shifts from reading a trend line to doing the legwork: pulling the actual listing history, checking HOA documents for amenities and fees, and pricing the specific home on its own condition rather than a neighborhood average. That is where we focus our work in Lakes At Summer Breeze.
Lakes At Summer Breeze in 15 seconds.
Tools for a Lakes At Summer Breeze buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lakes At Summer Breeze sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lakes At Summer Breeze, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lakes At Summer Breeze home worth?
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Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: November 12, 2026) |
| Under-contract shares | CPAR MLS records, as of 2026-11-11 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Recent Developments in Lakes At Summer Breeze
Development, infrastructure, retail, and school activity affecting Lakes At Summer Breeze, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Retail & Dining
Boots on the Beach western wear store opens in Panama City Beach
The store held its grand opening on October 28 near Joan Avenue and Thomas Drive, selling men's and women's western clothing and boots and offering a custom hat bar. Co-owner Jo Cochran said Pier Park's only western option is Dillard's.
What it may mean for the marketA specialty apparel shop broadens local shopping choices outside the Pier Park retail core. The project is about 4 miles east of Lakes At Summer Breeze, elsewhere in Bay County.
Source: WJHG - October 2026Parks & Amenities
Bay County wraps up second phase of Island View Park renovations
Phase two, costing about $40,000 from the county general budget, adds two pavilions, a basketball court and sidewalks, following a May playground replacement. A new fence is already in. Completion is expected within a few weeks.
What it may mean for the marketAdded courts, shade structures and walkways improve everyday recreation options in the surrounding neighborhood. The project is about 10 miles east of Lakes At Summer Breeze, elsewhere in Bay County.
Source: WJHG - October 2026Infrastructure
West Beach Drive and Mulberry Avenue water, sewer and sidewalk work set to begin in Panama City
The project covers West Beach Drive from Sixth to Fourth Street and Mulberry Avenue, adding water lines, sewer lines and sidewalks in three phases to keep businesses open. Chevron has agreed to cover extra disposal costs if contaminated soil is found. Crews were expected to mobilize within about a week.
What it may mean for the marketUpgraded utilities and sidewalks support the west-side commercial area, with some construction disruption during phasing. The project is about 11 miles east of Lakes At Summer Breeze, elsewhere in Bay County.
Source: WJHG - October 2026Infrastructure
Panama City Beach advances Clara Avenue and Cobb Road sidewalks to engineering
City council voted to move sidewalk enhancements on Clara Avenue and Cobb Road into the engineering phase. Mayor Stuart Tettemer hopes to receive engineering work in early to mid 2027 before the next phase. No cost was stated.
What it may mean for the marketPlanned sidewalks would improve walking connections along two local streets, though construction is still more than a year off. The project is about 4 miles east of Lakes At Summer Breeze, elsewhere in Bay County.
Source: WJHG - September 2026Development
Panama City Beach council upholds approval of Palmhaven development on Front Beach Road
The Panama City Beach City Council voted to uphold the Planning Board approval of Palmhaven, about 160 homes by Fischer Homes at 12610 Front Beach Road, with added conditions. The developer must build a multi-use trail, public park area and 40 public golf cart parking spaces, and a final development order is required before construction.
What it may mean for the marketAdds roughly 160 homes of new housing supply on the west Front Beach Road corridor, along with a new public park, trail and parking amenities. The site is about 4 miles east of Lakes At Summer Breeze.
Source: WJHG - July 2026Parks & Amenities
Panama City Beach approves $1.25 million to rehabilitate Conservation Park boardwalks
The Panama City Beach city council approved a budget of $1.25 million to rehabilitate more than one mile of boardwalks at Conservation Park. The funding covers rehabilitation of the park's boardwalk system.
What it may mean for the marketInvestment in Conservation Park boardwalks upgrades a recreational amenity in Panama City Beach. The project is about 7 miles north of Lakes At Summer Breeze, elsewhere in Bay County.
Source: WJHG News Channel 7
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
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