Horizon South Xii
Homes for Sale in Panama City Beach, FL

Horizon South Xii sits in Panama City Beach, Bay County, but the current MLS feed shows no recent closings and no amenities documented for the community, so there is little to report beyond its location.

CPAR sales records identify 5 homes in Horizon South Xii that have changed hands since 2020, built between 1989 and 1992 (median 1989), with a median living area of about 608 sq ft and a typical 1-bedroom, 1.5-bath layout; 80% are condominiums. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Horizon South Xii is too small for its own price trend, so here is the market around it.

In ZIP 32413, 785 homes are on the market and 16% are under contract — a slower corner of Panama City Beach.

Across Bay County, 2,515 homes are active and 528 pending (17% under contract).

In ZIP 32413 (Panama City Beach), 1,569 homes closed in the last 12 months at a median of $445K, down 0.1% year over year, with a median 79 days on market. Right now 1,074 active and 177 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32413 housing market and the Bay County market.

ZIP and county figures describe the wider market, not Horizon South Xii specifically. Momentum Research analysis of MLS records.

With zero closings in the current window, Horizon South Xii is effectively quiet in the MLS right now. That can mean a small inventory of homes, a slow stretch between sales, or simply a community that turns over infrequently. Any of those is plausible and we would need to look listing-by-listing, or check surrounding areas of Panama City Beach, to get real context.

No community amenities are identified in current listings either. That does not necessarily mean the community has none, only that nothing has come through the MLS description field recently. Anyone seriously considering a home here should verify amenities, HOA structure, and any recent sales directly rather than relying on aggregate market data, because there is not enough of it yet to draw conclusions.

When a community has this little public transaction data, the value of local, hands-on research goes up. We will pull whatever comparable activity exists nearby in Panama City Beach, verify amenities and HOA details directly rather than relying on a stale listing description, and tell you plainly if we think a specific home is priced fairly given the lack of a track record.

Listings in this community report association dues of about $625 per month ($7,500 a year) — the median AssociationFee across 19 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.