Horizon South Xix
Homes for Sale in Panama City Beach, FL
All 726 homes for sale in Panama City Beach, FL · median $369,000 · 686 condos for sale in Panama City Beach · 667 homes for sale in 32413 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of November 2026, the MLS records 2 closed sales in Horizon South Xix in Panama City Beach, FL since 2026, the most recent in September 2026. Across Panama City Beach as a whole, 613 homes closed in the last 12 months at a median of $442,250, 74 median days on market, with 898 homes for sale today. At that median and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $5,430 ($4,940 with the full homestead exemption).
Part of Horizon South, Panama City Beach, FL — see all Horizon South homes for sale (19 listings across 5 sections in the MLS).

Horizon South Xix in Panama City Beach is not a community with a heavy current MLS footprint, and that matters for how you should approach it. With limited active listing and closing data to pull from right now, pricing here is better understood by pulling comparable properties and recent activity directly rather than leaning on a broad market average.
For a buyer, that means doing the legwork on a specific unit or lot before assuming anything about value. For a seller, it means positioning matters more than chasing a market number, since there is not a deep run of recent comparable closings to lean on for pricing confidence.
Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Horizon South Xix right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Horizon South Xix sits within Panama City Beach in Bay County, an area shaped as much by its individual buildings and lot types as by any single community-wide trend, and the current MLS picture here is thin enough that each listing needs to be evaluated on its own terms.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Horizon South Xix is best for.
Best for
- A buyer comfortable evaluating a specific property on its own merits rather than leaning on community-wide statistics
- A buyer or seller who wants direct, verified information on amenities and association terms rather than assumptions from listing history
- Someone already committed to the Panama City Beach area who is flexible on which specific community best fits their goals
Probably not for
- A buyer who wants a well-documented price history before making an offer
- Someone relying on a published amenities list to make a decision without independent verification
- A buyer who needs strong recent closing data to benchmark an asking price with confidence
The market around Horizon South Xix
Horizon South Xix is too small for its own price trend, so here is the market around it.
In ZIP 32413, 735 homes are on the market and 13% are under contract — a slower corner of Panama City Beach.
Across Bay County, 2,406 homes are active and 434 pending (15% under contract).
In ZIP 32413 (Panama City Beach), 262 homes closed in the last 12 months at a median of $499K, with a median 71 days on market. Right now 336 active and 61 pending listings put supply at about 15.4 months — a soft market. See the live ZIP 32413 housing market and the Bay County market.
ZIP and county figures describe the wider market, not Horizon South Xix specifically. Momentum Research analysis of MLS records.
The Horizon South Xix buying strategy.
If we were buying in Horizon South Xix today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Horizon South Xix.
Reading a Thin Market
When a community shows limited recent MLS activity, the instinct is to assume there is nothing to say. The more accurate read is that the data set is small, which changes the analysis rather than eliminating it. A handful of listings or closings can move a median significantly, so broad statements about pricing trend or pace here would outrun what the numbers actually support.
No specific community amenities have been identified from current MLS listings for Horizon South Xix. That is not necessarily a statement about what exists on the ground, it is a statement about what current listing sheets disclose. Anyone evaluating a property here should confirm amenities, association details, and any use restrictions directly rather than assuming them from the listing history alone.
The location and the amenities are priced into every listing in Horizon South Xix. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market with a thin current listing history, the value of local, on-the-ground due diligence goes up, not down. We do not fill gaps in the data with assumptions. Where MLS activity is limited, we pull the specific comparables that exist, verify amenity and association detail directly, and tell you plainly where the data is solid and where it is not.
Horizon South Xix in 15 seconds.
Tools for a Horizon South Xix buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Horizon South Xix sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Horizon South Xix, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Horizon South Xix home worth?
Get a no-obligation home value based on real comparable sales in Horizon South Xix, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City Beach →
Should you buy in Horizon South Xix?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: September 30, 2026) |
| Under-contract shares | CPAR MLS records, as of 2026-11-11 |
| Historical depth | Closed-sale records back to 2026 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Horizon South Xix fits the bigger picture — live prices, inventory, and Momentum Scores:






