Summerlake T/H
Homes for Sale in Miramar Beach, FL
All 677 homes for sale in Miramar Beach, FL · median $652,500 · Walton County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, Summerlake T/H in Miramar Beach, FL has 2 homes for sale. As of September 2026, the MLS records 19 closed sales in Summerlake T/H in Miramar Beach, FL since 2003, the most recent in May 2024. Across Miramar Beach as a whole, 375 homes closed in the last 12 months at a median of $777,500, 108 median days on market, with 314 homes for sale today. At that median and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $7,590 ($7,200 with the full homestead exemption).
| Location | Miramar Beach, Walton County, FL · ZIP 32541, 32550 |
|---|---|
| Homes in the community | 126 (FL DOR 2025 assessment roll) |
| Years built | 1974–2020 (median 2002.5) |
| Typical living area | 3,609 sq ft (median) |
| Amenities listed by sellers | Pool |
| For sale right now | 2 active, 0 pending · median asking $502,000 |
| Owner-occupied (homestead) share | 2% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “SUMMERLAKE T/H key facts,” movewithmomentum.com/neighborhoods/summerlake-t-h, data as of September 20, 2026.
Summerlake T/H is a townhome pocket in Miramar Beach with almost nothing trading. With no closings in the current window and only two active listings, this is a data-thin market where price will be set unit by unit, not by a clean comp trail. Condition, interior updates, and how a specific unit is positioned within the community will do most of the work on price here.
For a buyer, that means leaning on the physical property and the listing itself rather than a deep sales history. For a seller, it means the two active listings effectively define the visible market right now, so pricing and presentation carry outsized weight. Expect to underwrite each unit on its own merits.
The 60-Second Overview
Summerlake T/H is a small townhome community in Miramar Beach, Walton County, sitting inside the broader Emerald Coast market. Inventory is minimal and turnover is quiet, so it reads as a niche, keep-an-eye-on-it opportunity rather than an active trading floor.
Emerald Coast MLS sales records identify 10 homes in SUMMERLAKE T/H that have changed hands since 2003, built between 1997 and 1999 (median 1998), with a median living area of about 1,150 sq ft and a typical 2-bedroom, 2.5-bath layout; 100% are townhomes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 4 qualified sales in SUMMERLAKE T/H across 2024–2025 (3 in 2024, 1 in 2025), median $3.20M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Summerlake T/H is best for.
Best for
- Buyers seeking a Miramar Beach townhome who will judge a property on condition rather than comps
- Patient buyers willing to wait for the right unit in a low-inventory pocket
- Sellers who understand their listing effectively sets the visible market and will price accordingly
Probably not for
- Buyers who want a broad selection to compare on the same block today
- Buyers who require a robust recent sales history before committing
- Buyers whose decision hinges on shared community amenities
The market around Summerlake T/H
Summerlake T/H is too small for its own price trend, so here is the market around it.
In ZIP 32541, 720 homes are on the market and 13% are under contract — a slower corner of Miramar Beach.
Across Walton County, 3,174 homes are active and 698 pending (18% under contract).
In ZIP 32541 (Miramar Beach), 790 homes closed in the last 12 months at a median of $730K ($199/sq ft), down 1.9% year over year, with a median 96 days on market. Right now 488 active and 65 pending listings put supply at about 9.0 months — a soft market. See the live ZIP 32541 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Summerlake T/H specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in SUMMERLAKE T/H, Miramar Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Summerlake T/H
Live MLS inventory for Summerlake T/H. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Summerlake T/H listings as of 2026-09-28, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Summerlake T H Right Now (2)
All 2 active and pending Summerlake T H listings with a detail page, newest first, refreshed twice a day from the MLS.
- 340 Scenic Gulf Drive #Unit 15 · $545,000 · 2 bd / 1.5 ba · listed Jun 27, 2026 · listed by 1 Percent Lists Florida Coast
- 340 Scenic Gulf Drive #Unit 28 · $459,000 · 2 bd / 3 ba · listed Jun 27, 2026 · listed by Real Broker LLC
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Van R Butler · Elementary
- Emerald Coast · Middle
- South Walton · High
Zoned schools reflect the assignments reported on recent Summerlake T/H listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Summerlake T/H address.
Shop the zone: Homes zoned for South Walton High School
The Summerlake T/H buying strategy.
If we were buying in Summerlake T/H today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Summerlake T/H.
A thin townhome market
With two active listings and no recent closings, there is no meaningful volume to average. That cuts both ways: there is little pricing noise, but also little confirmation of where value actually clears. Buyers should treat each unit as a standalone case and dig into layout, condition, and what the association covers before anchoring on any asking price.
No community amenities are identified from current MLS listings, so the pitch here is location and the townhome product itself, not a shared amenity package. If amenities matter to your decision, verify what the association provides directly rather than assuming.
The location and the amenities are priced into every listing in Summerlake T/H. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-turnover community like this, the value is in reading a single listing correctly, not in citing a stack of comps that does not exist. We will walk each unit on its condition, association details, and how it stacks against the handful of alternatives on the Emerald Coast, then tell you plainly whether the number makes sense.
Summerlake T/H in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Summerlake T/H buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Summerlake T/H sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Summerlake T/H, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Summerlake T/H home worth?
Get a no-obligation home value based on real comparable sales in Summerlake T/H, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Miramar Beach →
10% of homes for sale in ZIP 32550 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-24).
Frequently Asked Questions
How many homes are in Summerlake T/H?
What share of Summerlake T/H is owner-occupied?
When were the homes in Summerlake T/H built?
Who is the best real estate agent for Summerlake T/H?
How do I find a top Miramar Beach real estate agent who knows Summerlake T/H?
Can Momentum Realty connect me with an agent for Summerlake T/H?
Where is Summerlake T/H, and what county is it in?
Should you buy in Summerlake T/H?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 28, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32541/32550)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2003 (19 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how SUMMERLAKE T/H fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Summerlake T/H with Momentum Realty’s local guides.