Sunset Beach
Homes for Sale in Fort Walton Beach, FL
All 405 homes for sale in Fort Walton Beach, FL · median $389,999 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
Over the 12 months ending 2026-09-20, 4 recorded sales closed at a median of $385,000, a median 26 days on market, sellers accepting 98% of original asking. Homes listed or recently sold were built 1975–1989; 1 of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 17 ft). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,960 ($4,460 with the full homestead exemption).
Last 30 days in Sunset Beach: 1 new listing (median asking $1,100,000). As of October 20, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Price in Sunset Beach is driven by condition and the individual home, not by any single build era. The housing stock spans from 1923 to 2024, with a median build year of 1976, so what you're really buying is a specific structure on a specific lot — a mid-century house held to original spec will trade very differently from a teardown-and-rebuild or a recent new-construction infill on the same street.
With just one active listing against 217 homes and only two closings in the recent window, this is a thin, low-turnover market. For a buyer, that means patience and a willingness to move when the right home surfaces; for a seller, it means limited visible competition, but also few recent comps to anchor a number — pricing here is an argument you make with the property, not one the market makes for you.
Figures in this note are as of July 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside SUNSET BEACH right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Sunset Beach market snapshot (as of September 20, 2026): the median sale price is about $385K, and a median 27 days on market for closed sales.
In ZIP 32439 (Fort Walton Beach), 679 homes closed in the last 12 months at a median of $385K, down 3.3% year over year, with a median 70 days on market. Right now 301 active and 108 pending listings put supply at about 5.5 months — a buyer's market. See the live ZIP 32439 housing market and the Walton County market.
County records show 18 qualified sales in SUNSET BEACH across 2024–2025 (10 in 2024, 8 in 2025), median $595,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Sunset Beach is a community of 217 homes in Fort Walton Beach, Okaloosa County, built between 1923 and 2024 (median 1976), with a median living area of about 2,385 square feet. 76% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Sunset Beach is a small, established pocket of Fort Walton Beach where roughly three-quarters of homes are homesteaded — an owner-occupied core that keeps turnover low and inventory scarce. Median living space runs a generous 2,390 square feet, so the typical home is not a starter footprint.
The setting & the homes.
Aerial and on-site photos of Sunset Beach. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Sunset BeachPhotos from Emerald Coast MLS listings in Sunset Beach; content deemed reliable but not guaranteed.
Who Sunset Beach is best for.
Best for
- Long-horizon buyers who want to hold in an established coastal pocket and can wait for scarce inventory
- Buyers targeting a specific larger home with room to renovate, comfortable budgeting for condition and inspections
- Owner-occupants who value a low-turnover, primarily homesteaded street over a high-activity resale market
Probably not for
- Buyers who need to close quickly and want several homes to compare at once
- Anyone wanting HOA amenities or a maintained community package, which the listings don't show here
- Buyers seeking a fully turnkey home who don't want to underwrite an older structure's age and systems
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($385K) IS the median in the snapshot above.
Windows contain 0 to 4 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
23% of homes for sale in ZIP 32547 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
Sunset Beach Market Scorecard
Sunset Beach is currently a balanced market., and homes go under contract in about 1 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Emerald Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Sunset Beach
Live MLS inventory for Sunset Beach. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Sunset Beach listings as of 2026-10-19, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Sunset Beach on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Wright · Elementary
- Pryor · Middle
- Choctawhatchee · High
Zoned schools reflect the assignments reported on recent Sunset Beach listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Sunset Beach address.
The Sunset Beach buying strategy.
If we were buying in Sunset Beach today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sunset Beach.
A century of build years on one map
The century-wide construction range — 1923 to 2024 — is the single most important thing to understand here. This is not a uniform subdivision; it's an older coastal-town fabric that has been infilled and rebuilt over decades. Two homes a block apart can differ by generations of construction standards, foundation type, and hurricane-code compliance, which is why condition and updates matter far more than any headline number.
The homestead share of about 76% tells you most owners live in their homes rather than turning them over, which reinforces the low listing count. Momentum has identified no shared community amenities from current MLS listings, so the value proposition is the location and the individual property, not an HOA package. Buyers should budget for inspections that go deep on roof, systems, and elevation given the age spread.
The location and the amenities are priced into every listing in Sunset Beach. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin — one active listing, two recent closings — the winning move is knowing about homes before or as they hit, and pricing correctly with almost no fresh comps to lean on. We work the block-by-block condition differences that a century of build years creates, so you're not overpaying for age or underestimating a rebuild. That local read is the whole job here.
Sunset Beach in 15 seconds.
Email me new listings in Sunset Beach
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Sunset Beach
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Sunset Beach will answer, and the answer is published on this page for the next buyer.
What it really costs to own in Sunset Beach
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $3,015/yr across 3 listings here (MLS tax records, 2026-10-20). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Okaloosa County is $2,644/yr (1,101 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1975 across 4 listings. An original roof here would be about 51 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Sunset Beach buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sunset Beach sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sunset Beach, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sunset Beach home worth?
Get a no-obligation home value based on real comparable sales in Sunset Beach, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Walton Beach →
Recently off market in SUNSET BEACH
Homes in SUNSET BEACH that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 507 Amelia Street · off market
- 618 Russell Boulevard · off market
| Location | Fort Walton Beach, Okaloosa County, FL · ZIP 32439, 32547, 32548, 32578 |
|---|---|
| Homes in the community | 217 (FL DOR 2025 assessment roll) |
| Years built | 1923–2024 (median 1976) |
| Typical living area | 2,385 sq ft (median) |
| Home types (current listings and sales) | detached single family 100% |
| Sale prices, last 12 months | $385,000 median across 4 closed sales |
| Days on market (closed sales) | 26 median |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 76% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Sunset Beach key facts,” movewithmomentum.com/neighborhoods/sunset-beach, data as of September 20, 2026.
Housing distress & ownership in SUNSET BEACH, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Every Home for Sale in Sunset Beach Right Now (1)
All 1 active and pending Sunset Beach listings with a detail page, newest first, refreshed twice a day from the MLS.
- 600 Russell Boulevard · $1,100,000 · 4 bd / 2.5 ba · listed Oct 6, 2026 · listed by Gulfside Haven LLC
Recently sold in Sunset Beach
- 507 Amelia Street · sold $355,000
- 618 Russell Boulevard · sold $370,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Fort Walton Beach home searches
- All homes for sale in Fort Walton Beach, FL
- Homes for sale in Okaloosa County, FL
- Fort Walton Beach waterfront homes for sale
- Gated communities in Fort Walton Beach
- Homes under $300K in Fort Walton Beach
- Homes from $300K to $500K in Fort Walton Beach
- 4-bedroom homes for sale in Fort Walton Beach
- Fort Walton Beach home values: what is my house worth?
- ZIP 32439 housing scorecard
- 2 coming-soon communities in Okaloosa County
Fort Walton Beach guides & data
- Market data
- Property taxes (Okaloosa County)
- Homestead exemption (Okaloosa County)
- Home insurance cost
- New construction
- New construction (Okaloosa County)
- ZIP codes
- Home builders (Okaloosa County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
Real estate agent in Fort Walton Beach? Join Momentum in Fort Walton Beach: 100% commission, one $12K cap.
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Pelham Road (3 homes on record)
Recent Developments in Sunset Beach
Development, infrastructure, retail, and school activity affecting Sunset Beach, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Parks & Amenities
Okaloosa and Cinco Bayou open upgraded boat ramp with new trailer parking
Okaloosa County and the Town of Cinco Bayou held a ribbon cutting for upgraded boat ramp facilities, including 16 new boat trailer parking spaces, a new restroom and landscaping. The $4.1 million total, funded largely by tourism development funds, also covers the $2.95 million purchase of a former bank building at 198 Eglin Parkway NE. Future dock improvements are planned.
What it may mean for the marketAdded trailer parking and ramp access improve waterfront recreation access for Fort Walton Beach area boaters. The project is about 5 miles west of Sunset Beach, elsewhere in Okaloosa County.
Source: Get The Coast - September 2026Civic
Okaloosa commissioners reject 12-month data center moratorium 3-2
Okaloosa County commissioners voted 3-2 on September 15 against a 12-month data center moratorium. On September 3 the board unanimously directed staff to develop a regulatory framework for data centers, with an outline due within 60 days. No specific project or site was proposed, and commissioners discussed protecting the Shoal River Industrial Park.
What it may mean for the marketThe pending rules will shape where large power-and-land-intensive facilities can locate in the county, including industrial land near Crestview. The project is about 22 miles north of Sunset Beach, elsewhere in Okaloosa County.
Source: Get The Coast - September 2026Parks & Amenities
Destin and Okaloosa County agree on management of 4-acre Holiday Isle state park
Destin and Okaloosa County unanimously agreed to back Destin as manager and developer of the roughly four-acre state-acquired park on Holiday Isle near Norriego Point. In return, Destin council voted 5-2 to offer free parking to all Okaloosa County residents at city-owned lots and parks. The deal still requires state Board of Trustees and DEP review.
What it may mean for the marketManagement of the Holiday Isle park and city parking rules will affect public waterfront access and parking in Destin. The site is about 2 miles southeast of Sunset Beach.
Source: Get The Coast - June 2026Civic
DeSantis signs state budget with funding for Okaloosa County projects
Governor DeSantis signed the state budget that included roughly $15 million for 20 Okaloosa County projects, among them $5 million for the Northwest Florida State College Workforce Innovation Center in Niceville, $1.5 million for Shalimar Bridge Park, and $3 million for Destin road and drainage work. About $7.26 million in other local requests were vetoed.
What it may mean for the marketDirects state funding toward workforce, park, road, and drainage infrastructure across Okaloosa County, supporting public facilities and capacity in Niceville, Shalimar, and Destin. The site is about 7 miles north of Sunset Beach.
Source: Get The Coast - May 2026Development
Okaloosa commissioners approve master plan for 392-lot River Park subdivision in Crestview
Okaloosa County commissioners unanimously approved the master plan for River Park, a 392 lot single family subdivision on 263 acres east of Main Drive and north of Airport Road in Crestview. The project by River Park Landing LLC will be built in three phases, with each phase requiring a separate development order approval.
What it may mean for the marketAdds substantial single family housing supply to the Crestview market and phases new residential construction onto a large tract in north Okaloosa County. The project is about 24 miles north of Sunset Beach, elsewhere in Okaloosa County.
Source: Get The Coast - May 2026Infrastructure
Okaloosa County opens $212M Southwest Crestview Bypass
Okaloosa County opened the $212 million Southwest Crestview Bypass, a 3.5 mile four lane corridor connecting Antioch Road to State Road 85 with access from U.S. Highway 90. The project includes a 1,713 foot bridge, sidewalks, a multi use path, and direct access to the new Pineview K-8 school opening in August 2026.
What it may mean for the marketAdds a major four lane traffic corridor serving southwest Crestview and expands regional road capacity for surrounding growth in north Okaloosa County. The project is about 21 miles north of Sunset Beach, elsewhere in Okaloosa County.
Source: Get The Coast
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
What is the median home price in Sunset Beach?
How long do homes in Sunset Beach take to sell?
How many homes are in Sunset Beach?
What share of Sunset Beach is owner-occupied?
When were the homes in Sunset Beach built?
Who is the best real estate agent for Sunset Beach?
How do I find a top Fort Walton Beach real estate agent who knows Sunset Beach?
Can Momentum Realty connect me with an agent for Sunset Beach?
Where is Sunset Beach, and what county is it in?
Should you buy in Sunset Beach?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 19, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (7 streets, ZIP 32439/32547/32548/32578)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 1997 (51 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how SUNSET BEACH fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Sunset Beach
- Home values · What homes in Sunset Beach actually sell for
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