Tivoli by the Sea in Miramar Beach

Tivoli by the Sea
Condos for Sale in Miramar Beach, FL

All 680 homes for sale in Miramar Beach, FL · median $659,000 · Walton County homes for sale

Community in Miramar Beach · Walton County · ZIP 32541
Median sale $566K
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data26 years of closingsUpdated twice daily

As of October 2026, Tivoli By the Sea 1 in Miramar Beach, FL has 2 homes for sale. Over the 12 months ending 2026-09-20, 4 recorded sales closed at a median of $566,250, a median 111 days on market, sellers accepting 95% of original asking. Homes listed or recently sold were built 1986–1986; none of the 6 geocoded homes sit in a FEMA special flood hazard zone (median elevation 11 ft). At the median price and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $5,530 ($5,140 with the full homestead exemption).

Live · Tivoli by the Sea Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$566K
Median sold · 12 mo
95.4%
Sale vs ask
Tempo
8.0mo
Supply
3 to 6 months is the balanced band
111days
Median DOM · closed
6 days at the 2021 low
0%
Under contract
Walton: 18% (698 of 3,872)
2 · 0
For sale · pending
live counts, refreshed twice daily
4
Sold · last 12 mo
10-yr average: about 2 a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Tivoli by the Sea 1 is a small pocket in Miramar Beach, and the current snapshot shows just two active listings against a single closing in the window. With inventory this thin, there is no reliable price band to quote — what a home fetches here is driven by condition, exact location within the community, and how motivated each side is on the day. Treat any one sale as a data point, not a trend.

For a buyer, the posture is patience plus readiness: two active listings means you evaluate what is available on its own merits rather than expecting to comparison-shop a dozen similar units. For a seller, low competing supply can work in your favor, but with so few recent closings you should price against condition and current showings, not a headline number.

Tivoli by the Sea Housing Pulse · Momentum Research · as of September 20, 2026

Tivoli by the Sea right now

🟢 Buyer-leaning market. 8.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Medium (2 active and pending listings, 4 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 2, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Tivoli by the Sea market snapshot (as of September 20, 2026): the median sale price is about $566K, a median 111 days on market for closed sales, and 8.0 months of supply, a buyer-leaning market.

In ZIP 32541 (Miramar Beach), 790 homes closed in the last 12 months at a median of $730K ($199/sq ft), down 1.9% year over year, with a median 96 days on market. Right now 488 active and 65 pending listings put supply at about 9.0 months — a soft market. See the live ZIP 32541 housing market and the Okaloosa County market.

Emerald Coast MLS sales records identify 72 homes in TIVOLI BY THE SEA that have changed hands since 2001, built between 1986 and 1996 (median 1992), with a median living area of about 2,000 sq ft and a typical 3-bedroom, 3-bath layout; 94% are condominiums. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Tivoli by the Sea 1 sits in the Miramar Beach area of Walton County, a coastal stretch of the Emerald Coast. It is a compact community, and the current market here is defined by scarce inventory rather than volume.

Best for

  • Buyers targeting a Miramar Beach coastal location who value spot over selection
  • Patient buyers who can evaluate a single available home on its own merits
  • Sellers who want to test value while competing supply is low

Probably not for

  • Buyers who need a wide range of listings to compare before committing
  • Buyers who require on-site community amenities to justify the purchase
  • Anyone who wants a deep, established sales history to anchor their offer

Windows contain 0 to 6 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes sold per 12-mo window
024620122014201620182020202220242026
0 to 6 a year; 4 in the current window.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Walton County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$3,772/mo
Walton County typical true cost to own
$162/mo
Walton County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

11% of homes for sale in ZIP 32550 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).

Tivoli by the Sea Market Scorecard

Buyer-leaning

Tivoli by the Sea is currently a buyer-leaning market. About 8.0 months of supply, a median asking price of $585,000, and homes go under contract in about 34 days.

8.0
Months supply
$585,000
Median list
$566,250
Median sold
34
Days on mkt
2/1/3
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Emerald Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in TIVOLI BY THE SEA 1, Miramar Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 11 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Tivoli by the Sea

Live MLS inventory for Tivoli by the Sea. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Tivoli by the Sea listings as of 2026-10-01, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Walton County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Van R Butler · Elementary
  • Emerald Coast · Middle
  • South Walton · High

Zoned schools reflect the assignments reported on recent Tivoli by the Sea listings and can change; always confirm with Walton County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Tivoli by the Sea address.

If we were buying in Tivoli by the Sea today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Tivoli by the Sea.

Best Buy
Buyers who want a Miramar Beach foothold and can move when the right unit appears.
Biggest Risk
Thin sales history means no reliable price band to lean on.
Sweet Spot
A well-conditioned unit priced against current showings, not a headline number.
Avoid If
You need lots of choices or on-site amenities to justify the buy.

A thin-inventory coastal pocket

The defining feature of Tivoli by the Sea 1 right now is size and supply. Two active listings and a single recent closing mean the market moves on individual homes, not aggregate trends. That makes condition and location within the community the levers that matter most — there is no deep pool of comparable sales to anchor a price, so each listing effectively sets and tests its own value.

No community amenities surface in the current MLS listings, so the draw here is the Miramar Beach location itself rather than on-site features. Buyers should weigh proximity to the coast and the broader Emerald Coast area, and confirm any HOA structure, coverage, and dues directly during due diligence rather than assuming from the listing sheet.

“

The location and the amenities are priced into every listing in Tivoli by the Sea. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this small, the number that matters is the one attached to the specific unit in front of you — not a market average. We help you read a single closing and two active listings for what they actually tell you, pressure-test condition against price, and confirm the details the MLS does not spell out. That is the work that protects you when there is no crowd of comparables to lean on.

Tivoli by the Sea in 15 seconds.

Best forBuyers who want a Miramar Beach foothold and can move when the right unit appears.
Biggest advantageLow competing supply can favor a well-prepared seller.
Biggest riskThin sales history means no reliable price band to lean on.
Sweet spotA well-conditioned unit priced against current showings, not a headline number.
Avoid ifYou need lots of choices or on-site amenities to justify the buy.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Tivoli by the Sea Condos for Sale in Miramar Beach, FL homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Tivoli by the Sea Condos for Sale in Miramar Beach, FL.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Tivoli by the Sea sales matched to your home.

What is your Tivoli by the Sea home worth?

Get a no-obligation home value based on real comparable sales in Tivoli by the Sea, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Miramar Beach →

Real comps, not an automated estimate.

Recently off market in TIVOLI BY THE SEA 1

Homes in TIVOLI BY THE SEA 1 that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.

Frequently Asked Questions

What is the median home price in Tivoli by the Sea?
The median sale price in Tivoli by the Sea was $566K over the 12 months ending September 20, 2026 (4 closed sales, Emerald Coast MLS).
How long do homes in Tivoli by the Sea take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 111 days on market (4 sales, Emerald Coast MLS).
Is Tivoli by the Sea a buyer's or seller's market right now?
As of September 20, 2026, Tivoli by the Sea leans toward buyers: 8.0 months of supply at the current sales pace (Emerald Coast MLS live counts).
Who is the best real estate agent for Tivoli by the Sea?
The best agent for Tivoli by the Sea is one who actively works Miramar Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Tivoli by the Sea.
How do I find a top Miramar Beach real estate agent who knows Tivoli by the Sea?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Tivoli by the Sea and the wider Miramar Beach area.
Can Momentum Realty connect me with an agent for Tivoli by the Sea?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Tivoli by the Sea purchase or sale - no call center and no pressure.
Where is Tivoli by the Sea, and what county is it in?
Tivoli by the Sea is in Miramar Beach, Walton County, FL, ZIP codes 32541, 32550. The community's center is about 7 miles west of the center of Miramar Beach (straight-line).
Buyers targeting a Miramar Beach coastal location who value spot over selectionExcellent fit
Patient buyers who can evaluate a single available home on its own meritsExcellent fit
Sellers who want to test value while competing supply is lowExcellent fit
Buyers who need a wide range of listings to compare before committingProbably not
Buyers who require on-site community amenities to justify the purchaseProbably not
Anyone who wants a deep, established sales history to anchor their offerProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: October 1, 2026)
Community market statsEmerald Coast MLS closed sales, 12-month windows ending September 20, 2026
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2000 (27 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in TIVOLI BY THE SEA 1? 4 recorded closings; median 111 days on market (window ending 2026-09-20). See the Walton County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Tivoli by the Sea with Momentum Realty’s local guides.

Island Estates (Walton)0.2 mi away · 9 homes, built 2006–16, 1 for saleLuau I0.2 mi away · median $381K, 5 sales/12 moTivoli Ridge0.2 mi away · 75 homes, built 1993–20, 1 for saleBeachwalk T H0.2 mi away · 182 homes, built 1940–24, 1 for saleLuau Ii0.2 mi away · median $578K, 4 sales/12 moLILuau Ii (Okaloosa)0.2 mi away

Browse all neighborhood guides →

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