Aerial view of Tree Top

Tree Top
Homes for Sale in Jacksonville, FL

All 3,941 homes for sale in Jacksonville, FL · median $299,900 · 216 homes for sale in 32244 · Duval County homes for sale

Community in Jacksonville · Duval County · ZIP 32244
338 homesBuilt 1982–1994
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Built fromLive realMLS data23 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, the MLS records 49 closed sales in Tree Top in Jacksonville, FL since 2003, the most recent in December 2022. Recorded prices across those 49 sales ran from $43,000 to $252,000 (median $124,500), on homes of 1,039 to 2,000 sq ft. Across Jacksonville as a whole, 8,786 homes closed in the last 12 months at a median of $310,000, 43 median days on market, with 2,441 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $2,220 ($1,490 with the full homestead exemption).

Live · Tree Top Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Ownership and context
66%
Owner-occupied · Tree Top
222 of 338 parcels homesteaded (FL DOR 2025)
34%
Non-owner-occupied · Tree Top
incl. 11% trust or LLC-held · 13% out-of-state
338
Homes in the community
338 residential parcels (FL DOR 2025)
Track record · 23 years of records
18
Recorded sales · 2024-2025
median $245K · qualified sales on the county roll (FL DOR 2025)
Est. 1982
Community established
homes built 1982-1994, median 1986 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Tree Top is an established Jacksonville community of 525 homes built between 1982 and 2019, with the median home dating to 1988. At a median of roughly 1,673 square feet, this is a moderately sized inventory, and with a build span this wide, condition and updates — not square footage alone — are what move price here. Expect a broad spread between original-condition homes and those that have been renovated.

About 64% of homes carry a homestead exemption, which points to an owner-occupied core and a relatively stable turnover pattern rather than heavy investor churn. With no closings in the current window to anchor a trend, buyers and sellers should treat pricing as condition-driven and lean on recent comparable work rather than headline momentum. Sellers who have updated should document it; buyers should underwrite for the age of systems in a home from the late 1980s.

Nearby homes for sale

No active listings inside Tree Top right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

6320 IAN CHAD Drive
$233K · 0.1 mi away
3 bd · 2 ba · 1,392 sqft
6320 IAN CHAD Drive
Listed by OPENDOOR BROKERAGE, LLC.
6080 GULF Road
$269K · 0.2 mi away
3 bd · 2 ba · 1,652 sqft
6080 GULF Road
Listed by SOMEDAY HOMES REALTY, LLC.
6413 SARAHS VIEW Court
$265K · 0.2 mi away
3 bd · 2 ba · 1,695 sqft
6413 SARAHS VIEW Court
Listed by SOVEREIGN REAL ESTATE GROUP
6425 SARAHS VIEW Court
$249K · 0.2 mi away
4 bd · 2 ba · 1,653 sqft
6425 SARAHS VIEW Court
Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE
6105 TOYOTA Drive
$245K · 0.3 mi away
3 bd · 2 ba · 1,352 sqft
6105 TOYOTA Drive
Listed by THIRD AND MAIN REALTY
7953 GEORGIA JACK Court
$240K · 0.4 mi away
4 bd · 2 ba · 1,374 sqft
7953 GEORGIA JACK Court
Listed by BRANDYWINE HOMES USA LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Tree Top is a settled Duval County community where the homes have aged into their neighborhood — the real story is the gap between updated and original-condition properties, not the address itself.

realMLS (Northeast Florida) sales records identify 21 homes in Tree Top that have changed hands since 2003, built between 1983 and 2008 (median 1987), with a median living area of about 1,385 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 18 qualified sales in Tree Top across 2024–2025 (13 in 2024, 5 in 2025), median $245,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers seeking an established community with a stable, owner-occupied core
  • Buyers comfortable budgeting for updates or system replacements on an older home
  • Buyers wanting an efficiently sized home near the community's 1,673-square-foot median

Probably not for

  • Buyers who want new-construction or recently built homes only
  • Buyers unwilling to reserve for roof, HVAC, or plumbing on a home from the late 1980s
  • Buyers relying on a clear recent-sales trend, which the current window does not provide

The market around Tree Top

Tree Top is too small for its own price trend, so here is the market around it.

In ZIP 32244, 313 homes are on the market and 30% are under contract — a fast-moving corner of Jacksonville.

Across Duval County, 3,929 homes are active and 1,627 pending (29% under contract).

In ZIP 32244 (Jacksonville), 875 homes closed in the last 12 months at a median of $270K ($170/sq ft), up 0.5% year over year, with a median 42 days on market. Right now 172 active and 87 pending listings put supply at about 3.7 months — a balanced market. See the live ZIP 32244 housing market and the Duval County market.

ZIP and county figures describe the wider market, not Tree Top specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Tree Top, Jacksonville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
16.67%
1 of 6 listings · short sale 1
Distress share trend — 16.67% now (2026-09-04 → 2026-09-26)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

If we were buying in Tree Top today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Tree Top.

Best Buy
Buyers who want an established, owner-occupied community with efficiently sized homes.
Biggest Risk
The age of the housing means systems and condition vary sharply from home to home.
Sweet Spot
An updated home near the ~1,673-square-foot median, priced against honest comps.
Avoid If
You want new construction or a turnkey home with no deferred maintenance to weigh.

An established community priced on condition

The build range from 1982 to 2019 tells you this community filled in over decades, so two homes on the same street can present very differently. With a median build year of 1988, most of the stock is old enough that roofs, HVAC, and plumbing have either been addressed or are due — that single variable often explains why one listing clears and another sits.

The median footprint of about 1,673 square feet keeps these homes in efficient, manageable territory. That size, combined with the age of the housing, makes Tree Top a place where thoughtful updates carry real weight in negotiation. There is no meaningful closings data in the current window, so pricing should be built from the condition and comparables of individual homes, not assumptions about the community as a whole.

“

The location and the amenities are priced into every listing in Tree Top. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community where price hinges on condition and system age rather than square footage or a hot trend line, the value we add is disciplined comparable work. We will help sellers document the updates that actually matter and help buyers underwrite the true cost of a late-1980s home before they write an offer.

Tree Top in 15 seconds.

Best forBuyers who want an established, owner-occupied community with efficiently sized homes.
Biggest advantageA stable ownership base and a wide build span that rewards patient shopping.
Biggest riskThe age of the housing means systems and condition vary sharply from home to home.
Sweet spotAn updated home near the ~1,673-square-foot median, priced against honest comps.
Avoid ifYou want new construction or a turnkey home with no deferred maintenance to weigh.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Tree Top homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Tree Top.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Tree Top sales matched to your home.

What is your Tree Top home worth?

Get a no-obligation home value based on real comparable sales in Tree Top, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Tree Top?
The Florida DOR 2025 assessment roll shows 338 homes in Tree Top (public records).
What share of Tree Top is owner-occupied?
66% of Tree Top parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Tree Top built?
Homes in Tree Top were built between 1982 and 1994, with a median year built of 1986.0 (FL DOR 2025 roll).
Who is the best real estate agent for Tree Top?
The best agent for Tree Top is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Tree Top.
How do I find a top Jacksonville real estate agent who knows Tree Top?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Tree Top and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Tree Top?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Tree Top purchase or sale - no call center and no pressure.
Where is Tree Top, and what county is it in?
Tree Top is in Jacksonville, Duval County, FL, ZIP 32244. The community's center is about 10 miles southwest of downtown Jacksonville (straight-line).
How far is Tree Top from downtown Jacksonville and the beach?
About 10 miles from downtown Jacksonville and about 24 miles from the Atlantic beach at Jacksonville Beach, both straight-line; driving distance is usually 15 to 30 percent more.
Buyers seeking an established community with a stable, owner-occupied coreExcellent fit
Buyers comfortable budgeting for updates or system replacements on an older homeExcellent fit
Buyers wanting an efficiently sized home near the community's 1,673-square-foot medianExcellent fit
Buyers who want new-construction or recently built homes onlyProbably not
Buyers unwilling to reserve for roof, HVAC, or plumbing on a home from the late 1980sProbably not
Buyers relying on a clear recent-sales trend, which the current window does not provideProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR assessment roll (street-list match (5 streets, ZIP 32244))
Under-contract sharesrealMLS records, as of 2026-09-26
Historical depthClosed-sale records back to 2003 (49 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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Schools serving nearby communities

We do not have a confirmed school assignment for Tree Top. These are the public schools most often assigned to other communities in ZIP 32244; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Nearby Communities

Explore more neighborhoods near Tree Top with Momentum Realty’s local guides.

Tree Top Estates0.1 mi away · median $245K, 11 sales/12 moSSSarah S Place0.2 mi away · 20 homes, built 2006–12, 2 for saleWGWillow Grove0.3 mi away · median $250K, 5 sales/12 moEnchanted0.4 mi awaySSummerhill0.5 mi away · 30 homes, built 1989–04English Estates0.5 mi away · median $242K, 12 sales/12 moBOBig Oak Run0.5 mi away · median $270K, 5 sales/12 mo

Browse all neighborhood guides →

Thinking of selling in Tree Top? See the Duval County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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