Tree Top
Homes for Sale in Jacksonville, FL
All 3,941 homes for sale in Jacksonville, FL · median $299,900 · 216 homes for sale in 32244 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 49 closed sales in Tree Top in Jacksonville, FL since 2003, the most recent in December 2022. Recorded prices across those 49 sales ran from $43,000 to $252,000 (median $124,500), on homes of 1,039 to 2,000 sq ft. Across Jacksonville as a whole, 8,786 homes closed in the last 12 months at a median of $310,000, 43 median days on market, with 2,441 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $2,220 ($1,490 with the full homestead exemption).

Tree Top is an established Jacksonville community of 525 homes built between 1982 and 2019, with the median home dating to 1988. At a median of roughly 1,673 square feet, this is a moderately sized inventory, and with a build span this wide, condition and updates — not square footage alone — are what move price here. Expect a broad spread between original-condition homes and those that have been renovated.
About 64% of homes carry a homestead exemption, which points to an owner-occupied core and a relatively stable turnover pattern rather than heavy investor churn. With no closings in the current window to anchor a trend, buyers and sellers should treat pricing as condition-driven and lean on recent comparable work rather than headline momentum. Sellers who have updated should document it; buyers should underwrite for the age of systems in a home from the late 1980s.
Nearby homes for sale
No active listings inside Tree Top right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Tree Top is a settled Duval County community where the homes have aged into their neighborhood — the real story is the gap between updated and original-condition properties, not the address itself.
realMLS (Northeast Florida) sales records identify 21 homes in Tree Top that have changed hands since 2003, built between 1983 and 2008 (median 1987), with a median living area of about 1,385 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 18 qualified sales in Tree Top across 2024–2025 (13 in 2024, 5 in 2025), median $245,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Tree Top is best for.
Best for
- Buyers seeking an established community with a stable, owner-occupied core
- Buyers comfortable budgeting for updates or system replacements on an older home
- Buyers wanting an efficiently sized home near the community's 1,673-square-foot median
Probably not for
- Buyers who want new-construction or recently built homes only
- Buyers unwilling to reserve for roof, HVAC, or plumbing on a home from the late 1980s
- Buyers relying on a clear recent-sales trend, which the current window does not provide
The market around Tree Top
Tree Top is too small for its own price trend, so here is the market around it.
In ZIP 32244, 313 homes are on the market and 30% are under contract — a fast-moving corner of Jacksonville.
Across Duval County, 3,929 homes are active and 1,627 pending (29% under contract).
In ZIP 32244 (Jacksonville), 875 homes closed in the last 12 months at a median of $270K ($170/sq ft), up 0.5% year over year, with a median 42 days on market. Right now 172 active and 87 pending listings put supply at about 3.7 months — a balanced market. See the live ZIP 32244 housing market and the Duval County market.
ZIP and county figures describe the wider market, not Tree Top specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Tree Top, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Tree Top buying strategy.
If we were buying in Tree Top today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Tree Top.
An established community priced on condition
The build range from 1982 to 2019 tells you this community filled in over decades, so two homes on the same street can present very differently. With a median build year of 1988, most of the stock is old enough that roofs, HVAC, and plumbing have either been addressed or are due — that single variable often explains why one listing clears and another sits.
The median footprint of about 1,673 square feet keeps these homes in efficient, manageable territory. That size, combined with the age of the housing, makes Tree Top a place where thoughtful updates carry real weight in negotiation. There is no meaningful closings data in the current window, so pricing should be built from the condition and comparables of individual homes, not assumptions about the community as a whole.
The location and the amenities are priced into every listing in Tree Top. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community where price hinges on condition and system age rather than square footage or a hot trend line, the value we add is disciplined comparable work. We will help sellers document the updates that actually matter and help buyers underwrite the true cost of a late-1980s home before they write an offer.
Tree Top in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Tree Top buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Tree Top sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Tree Top, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Tree Top home worth?
Get a no-obligation home value based on real comparable sales in Tree Top, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
How many homes are in Tree Top?
What share of Tree Top is owner-occupied?
When were the homes in Tree Top built?
Who is the best real estate agent for Tree Top?
How do I find a top Jacksonville real estate agent who knows Tree Top?
Can Momentum Realty connect me with an agent for Tree Top?
Where is Tree Top, and what county is it in?
How far is Tree Top from downtown Jacksonville and the beach?
Should you buy in Tree Top?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 32244)) |
| Under-contract shares | realMLS records, as of 2026-09-26 |
| Historical depth | Closed-sale records back to 2003 (49 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Tree Top fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Tree Top. These are the public schools most often assigned to other communities in ZIP 32244; zones change and vary by address, so confirm with the district before you buy.
- Westside High School · High · FLDOE grade I (assigned to 53 nearby communities)
- Westside Middle School · 6-8 · FLDOE grade I (assigned to 27 nearby communities)
- Chimney Lakes Elementary School · Elementary · FLDOE grade A (assigned to 20 nearby communities)
- Sadie T. Tillis Elementary School · K-5 · FLDOE grade C (assigned to 13 nearby communities)
- Charger Academy · 6-8 (assigned to 5 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Gulf Road S (3 homes on record)
- Norse Drive (2 homes on record)
- Blank Drive (1 homes on record)
- Dwyer Drive (1 homes on record)
Nearby Communities
Explore more neighborhoods near Tree Top with Momentum Realty’s local guides.






