Waterford Pointe
Homes for Sale in Windermere, FL
All 244 homes for sale in Windermere, FL · median $966,750 · 230 homes for sale in 34786 · Orange County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of October 2026, the MLS records 51 closed sales in Waterford Pointe in Windermere, FL since 2004, the most recent in May 2026. Recorded prices since 2024 ran from $1,400,000 to $2,500,000 (median $1,670,000), on homes of 3,694 to 5,005 sq ft. Across Windermere as a whole, 449 homes closed in the last 12 months at a median of $640,000, 39 median days on market, with 120 homes for sale today. At that median and Orange County's FY2025-26 rate of 16.67 mills, annual property tax runs about $27,850 ($27,170 with the full homestead exemption).
Villages & sections of Waterford Pointe
Waterford Pointe in Windermere, FL is a master-planned community recorded as 2 named villages and sections in the MLS; 0 homes are for sale or pending across them today. Each village has its own page with its listings, sales history and HOA/CDD facts.
- Reserve at Waterford Pointe Ph 01 · 1 sold/12 mo
- Waterford Pointe Ph 02 Rep
| Location | Windermere, Orange County, FL · ZIP 34786 |
|---|---|
| Homes in the community | 96 (FL DOR 2025 assessment roll) |
| Years built | 1990–2014 (median 1997) |
| Typical living area | 4,295 sq ft (median) |
| Amenities listed by sellers | Clubhouse, Gated Community, Gated Community - Guard, Playground, Association Recreation - Owned, Deed Restrictions |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 75% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Waterford Pointe key facts,” movewithmomentum.com/neighborhoods/waterford-pointe, data as of September 20, 2026.

Price here is set by the house, not the address. With a median just north of $1.65M against a median around 4,178 square feet, you are paying for scale first — large homes built between 1990 and 2014, with the middle of the pack dating to 1999. At roughly $438 per square foot, condition and updates do the heavy lifting on where a given home lands within a wide spread, since homes of this era range from largely original to fully renovated.
The market posture is patient. A median of 71 days on market says this is not a place where listings clear in a weekend — buyers have room to inspect, negotiate, and walk. For sellers, that means pricing to the home's actual condition and presentation from day one; overpriced inventory sits. For buyers, the timeline rewards diligence over urgency.
Nearby homes for sale
No active listings inside Waterford PointeHomes for Sale in Windermere, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Waterford Pointe is a small, established community of 115 homes in Windermere, weighted toward large residences built across the 1990s and 2000s. The high homestead share — about 76% — points to an owner-occupied, hold-long-term inventory rather than a churn of investor product.
Stellar MLS sales records identify 57 homes in Waterford Pointe that have changed hands since 2010, built between 1990 and 2014 (median 1996), with a median living area of about 4,468 sq ft and a typical 5-bedroom, 4-bath layout; 98% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 4 qualified sales in Waterford Pointe across 2024–2025 (1 in 2024, 3 in 2025), median $1.67M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Waterford Pointe is best for.
Best for
- Buyers with a budget around the mid-seven figures wanting substantial square footage in an established setting
- Long-hold owner-occupants comfortable in a low-turnover community
- Buyers willing to budget for updates on an older large home in exchange for the right layout and lot
Probably not for
- Buyers needing a quick close or a fast-moving market
- Anyone wanting new construction or a small, low-maintenance footprint
- Investors chasing rental turnover, given the high owner-occupied share
The market around Waterford Pointe
Waterford Pointe is too small for its own price trend, so here is the market around it.
In ZIP 34786, 282 homes are on the market and 26% are under contract — a steady corner of Windermere.
Across Orange County, 5,774 homes are active and 1,755 pending (23% under contract).
In ZIP 34786 (Windermere), 788 homes closed in the last 12 months at a median of $640K ($261/sq ft), down 0.6% year over year, with a median 40 days on market. Right now 131 active and 43 pending listings put supply at about 3.7 months — a balanced market. See the live ZIP 34786 housing market and the Orange County market.
ZIP and county figures describe the wider market, not Waterford Pointe specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Waterford Pointe, Windermere
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
The Waterford Pointe buying strategy.
If we were buying in Waterford Pointe today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Waterford Pointe.
A condition-driven market at scale
The defining variable here is age versus updates. With build years spanning 1990 to 2014 and a median of 1999, two homes of similar footprint can trade very differently depending on how much of the original build remains. At this size — median living area near 4,178 square feet — mechanical systems, roofs, and kitchen/bath updates carry real dollar weight, so the per-square-foot figure of roughly $438 is best read as a midpoint, not a rule.
This is a low-turnover, established community — 115 homes total with roughly three-quarters homesteaded. That limits how many options are on the market at once and reinforces the longer selling timeline. Buyers should expect to wait for the right home rather than choose among many, and to underwrite each property on its own condition.
The location and the amenities are priced into every listing in Waterford Pointe. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a condition-driven market with a 71-day median timeline, the value is in reading each home honestly — what the per-square-foot number hides, what the deferred maintenance on a 1990s-to-2010s build will cost, and where a listing is mispriced against its actual updates. We price and negotiate on the specifics of the house, not the neighborhood average, and we will tell you when a given home does not justify its ask.
Waterford Pointe in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $325/month (about $3,900/yr) · median of 44 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $325 per month ($3,900 a year) — the median AssociationFee across 44 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Waterford Pointe buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Waterford Pointe sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Waterford Pointe, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Waterford Pointe home worth?
Get a no-obligation home value based on real comparable sales in Waterford Pointe, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
How many homes are in Waterford Pointe?
What share of Waterford Pointe is owner-occupied?
When were the homes in Waterford Pointe built?
Who is the best real estate agent for Waterford Pointe?
How do I find a top Windermere real estate agent who knows Waterford Pointe?
Can Momentum Realty connect me with an agent for Waterford Pointe?
Where is Waterford Pointe, and what county is it in?
Should you buy in Waterford Pointe?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 34786)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2004 (51 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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