WHISPERING WATERS-PHILLIPS CIRCLE REP
Homes for Sale in WINTER PARK, FL
True comps, carrying-cost math, and listings before the portals.
With a single active listing as of mid-July 2026, this Winter Park gated community isn't offering much for buyers to compare against. That one listing effectively is the market right now, which means pricing conversations here are less about trend lines and more about that specific home's condition, position, and how it stacks against whatever last sold nearby.
The 12-month supply figure and the buyer-leaning read go together: at the current pace, it would take roughly a year to sell through what's on the market. For a seller, that argues for pricing to the property rather than to hope. For a buyer, it means less competition for whatever does come up, but also fewer options to choose from if the current listing isn't the right fit.
WHISPERING WATERS-PHILLIPS CIRCLE REP right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of August 2, 2026. Confidence: Low (1 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Whispering Waters Phillips Circle is a small, gated, deed-restricted community in Winter Park (Orange County) built around a pool and clubhouse, with buyer approval required for entry — features more typical of a tightly held, low-turnover community than a high-volume one.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of WHISPERING WATERS-PHILLIPS CIRCLE REP. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
WHISPERING WATERS-PHILLIPS CIRCLE REP
WHISPERING WATERS-PHILLIPS CIRCLE REP
WHISPERING WATERS-PHILLIPS CIRCLE REP
WHISPERING WATERS-PHILLIPS CIRCLE REP
WHISPERING WATERS-PHILLIPS CIRCLE REP
WHISPERING WATERS-PHILLIPS CIRCLE REPWho WHISPERING WATERS-PHILLIPS CIRCLE REP is best for.
Best for
- A buyer set on a gated, deed-restricted Winter Park address who is patient about timing
- Someone comfortable clearing an HOA buyer-approval process for the security and amenity trade-off
- A buyer who wants pool and clubhouse access without evaluating a large, actively-turning inventory
Probably not for
- A buyer who wants to compare several active listings before committing
- Someone on a tight timeline who can't wait for inventory to open up in a 12-month-supply market
- A buyer unwilling to go through a formal HOA buyer-approval process
The market around WHISPERING WATERS-PHILLIPS CIRCLE REP
WHISPERING WATERS-PHILLIPS CIRCLE REP is a small community — 1 recorded sale on file, most recently in 2020 — too few for its own price trend. Here is the market around it.
In ZIP 32789, 243 homes are on the market and 28% are under contract — a steady corner of WINTER PARK.
Across Orange County, 5,873 homes are active and 2,054 pending (26% under contract).
Homes here are condominium.
ZIP and county figures describe the wider market, not WHISPERING WATERS-PHILLIPS CIRCLE REP specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in WHISPERING WATERS-PHILLIPS CIRCLE REP, WINTER PARK
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in WHISPERING WATERS-PHILLIPS CIRCLE REP
Live MLS inventory for WHISPERING WATERS-PHILLIPS CIRCLE REP. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending WHISPERING WATERS-PHILLIPS CIRCLE REP listings as of 2026-08-23, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2016 through 2026. Tap any home to ask about it.
Life at WHISPERING WATERS-PHILLIPS CIRCLE REP
- Buyer Approval Required · reported on 2 of 2 listings
- Deed Restrictions · reported on 2 of 2 listings
- Pool · reported on 2 of 2 listings
- Clubhouse · reported on 1 of 2 listings
- Security Gate · reported on 1 of 2 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Orange County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Audubon Park K-8 · Middle
- Winter Park High · High
Zoned schools reflect the assignments reported on recent WHISPERING WATERS-PHILLIPS CIRCLE REP listings and can change; always confirm with Orange County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any WHISPERING WATERS-PHILLIPS CIRCLE REP address.
The WHISPERING WATERS-PHILLIPS CIRCLE REP buying strategy.
If we were buying in WHISPERING WATERS-PHILLIPS CIRCLE REP today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in WHISPERING WATERS-PHILLIPS CIRCLE REP.
A market defined by one listing
There isn't a deep bench of comparable sales to draw on here. With only one active listing and a 12-month supply reading, this is a community where inventory turns over slowly and each listing carries outsized weight in setting the market's tone. That's consistent with the deed restrictions and buyer-approval requirement — structural features that tend to keep the pool of active listings small at any given time.
The buyer-leaning market band reflects the math of low turnover meeting whatever demand exists, not a broad price signal. Anyone evaluating this community should treat the current listing as a data point to be assessed on its own terms — condition, location within the community, HOA specifics — rather than assume it represents a wider trend.
The location and the amenities are priced into every listing in WHISPERING WATERS-PHILLIPS CIRCLE REP. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this thin on active inventory, having someone track the single listing closely, pull whatever recent activity exists, and verify HOA and gate-access details directly with the association matters more than in a high-volume market. We treat a one-listing snapshot as a starting point for research, not a finished picture.
WHISPERING WATERS-PHILLIPS CIRCLE REP in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA. Confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a WHISPERING WATERS-PHILLIPS CIRCLE REP buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed WHISPERING WATERS-PHILLIPS CIRCLE REP sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in WHISPERING WATERS-PHILLIPS CIRCLE REP, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your WHISPERING WATERS-PHILLIPS CIRCLE REP home worth?
Get a no-obligation home value based on real comparable sales in WHISPERING WATERS-PHILLIPS CIRCLE REP, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in WHISPERING WATERS-PHILLIPS CIRCLE REP on the map →
WHISPERING WATERS/PHILLIPS CIRCLE REP Market Scorecard
WHISPERING WATERS/PHILLIPS CIRCLE REP is currently a strong buyer's market. About 12.0 months of supply, a median asking price of $1,925,000, and homes go under contract in about 43 days.
Go deeper: county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is WHISPERING WATERS-PHILLIPS CIRCLE REP a buyer's or seller's market right now?
Who is the best real estate agent for WHISPERING WATERS-PHILLIPS CIRCLE REP?
How do I find a top WINTER PARK real estate agent who knows WHISPERING WATERS-PHILLIPS CIRCLE REP?
Can Momentum Realty connect me with an agent for WHISPERING WATERS-PHILLIPS CIRCLE REP?
Should you buy in WHISPERING WATERS-PHILLIPS CIRCLE REP?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near WHISPERING WATERS-PHILLIPS CIRCLE REP with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: August 2, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2016 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.