Whispering Waters Phillips Circle in Winter Park

Whispering Waters Phillips Circle
Homes for Sale in Winter Park, FL

All 337 homes for sale in WINTER PARK, FL · median $664,900 · 150 homes for sale in 32789 · Orange County homes for sale

Community in Winter Park · Orange County · ZIP 32789
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS dataUpdated twice daily

As of September 2026, the MLS records 1 closed sale in Whispering Waters Phillips Circle Rep in Winter Park, FL, the most recent in May 2026. Across Winter Park as a whole, 494 homes closed in the last 12 months at a median of $459,450, 34 median days on market, with 124 homes for sale today. At that median and Orange County's FY2025-26 rate of 16.67 mills, annual property tax runs about $7,660 ($6,990 with the full homestead exemption).

Live · Whispering Waters Phillips Circle Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
100%
Under contract
Orange: 24% (1,877 of 7,786)
0 · 1
For sale · pending
live counts, refreshed twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

With a single active listing as of mid-July 2026, this Winter Park gated community isn't offering much for buyers to compare against. That one listing effectively is the market right now, which means pricing conversations here are less about trend lines and more about that specific home's condition, position, and how it stacks against whatever last sold nearby.

The 12-month supply figure and the buyer-leaning read go together: at the current pace, it would take roughly a year to sell through what's on the market. For a seller, that argues for pricing to the property rather than to hope. For a buyer, it means less competition for whatever does come up, but also fewer options to choose from if the current listing isn't the right fit.

The 60-Second Overview

Whispering Waters Phillips Circle is a small, gated, deed-restricted community in Winter Park (Orange County) built around a pool and clubhouse, with buyer approval required for entry - features more typical of a tightly held, low-turnover community than a high-volume one.

Stellar MLS sales records identify 7 homes in Whispering Waters Phillips Circle that have changed hands since 2018, built between 1960 and 1960 (median 1960), with a median living area of about 1,090 sq ft and a typical 1-bedroom, 1-bath layout; 100% are condominiums. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer set on a gated, deed-restricted Winter Park address who is patient about timing
  • Someone comfortable clearing an HOA buyer-approval process for the security and amenity trade-off
  • A buyer who wants pool and clubhouse access without evaluating a large, actively-turning inventory

Probably not for

  • A buyer who wants to compare several active listings before committing
  • Someone on a tight timeline who can't wait for inventory to open up in a 12-month-supply market
  • A buyer unwilling to go through a formal HOA buyer-approval process

The market around Whispering Waters Phillips Circle

Whispering Waters Phillips Circle is too small for its own price trend, so here is the market around it.

In ZIP 32789, 244 homes are on the market and 25% are under contract — a steady corner of Winter Park.

Across Orange County, 5,909 homes are active and 1,877 pending (24% under contract).

In ZIP 32789 (WINTER PARK), 394 homes closed in the last 12 months at a median of $635K ($396/sq ft), up 7.4% year over year, with a median 40 days on market. Right now 88 active and 21 pending listings put supply at about 4.9 months - a balanced market. See the live ZIP 32789 housing market and the Orange County market.

ZIP and county figures describe the wider market, not Whispering Waters Phillips Circle specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in WHISPERING WATERS-PHILLIPS CIRCLE REP, WINTER PARK

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 11 listings
Distress share trend - 0.0% now (2026-08-12 → 2026-09-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Orange County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,447/mo
Orange County typical true cost to own
$117/mo
Orange County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

WHISPERING WATERS/PHILLIPS CIRCLE REP Market Scorecard

No active listings

WHISPERING WATERS/PHILLIPS CIRCLE REP is currently a no active listings market. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$1,969,000
Median sold
n/a
Per sqft
n/a
Days on mkt
0/1/1
Active/Pend/Sold

Typical home value in the 32789 ZIP is $809,773, about 61.9% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in Whispering Waters Phillips Circle

Live MLS inventory for Whispering Waters Phillips Circle. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Whispering Waters Phillips Circle listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2026 through 2026. Tap any home to ask about it.

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Orange County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Audubon Park K-8 · Middle
  • Winter Park High · High

Zoned schools reflect the assignments reported on recent Whispering Waters Phillips Circle listings and can change; always confirm with Orange County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Whispering Waters Phillips Circle address.

If we were buying in Whispering Waters Phillips Circle today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Whispering Waters Phillips Circle.

Best Buy
A buyer specifically targeting this gated Winter Park community and willing to wait for the right listing.
Biggest Risk
With only one active listing, there's little to compare price or condition against right now.
Sweet Spot
Buyers who've already narrowed in on this specific community and its gated, low-turnover character.
Avoid If
You need multiple options to compare before deciding - this isn't a community with much current selection.

A market defined by one listing

There isn't a deep bench of comparable sales to draw on here. With only one active listing and a 12-month supply reading, this is a community where inventory turns over slowly and each listing carries outsized weight in setting the market's tone. That's consistent with the deed restrictions and buyer-approval requirement - structural features that tend to keep the pool of active listings small at any given time.

The buyer-leaning market band reflects the math of low turnover meeting whatever demand exists, not a broad price signal. Anyone evaluating this community should treat the current listing as a data point to be assessed on its own terms - condition, location within the community, HOA specifics - rather than assume it represents a wider trend.

The location and the amenities are priced into every listing in Whispering Waters Phillips Circle. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this thin on active inventory, having someone track the single listing closely, pull whatever recent activity exists, and verify HOA and gate-access details directly with the association matters more than in a high-volume market. We treat a one-listing snapshot as a starting point for research, not a finished picture.

Whispering Waters Phillips Circle in 15 seconds.

Best forA buyer specifically targeting this gated Winter Park community and willing to wait for the right listing.
Biggest advantageDeed-restricted, gated setting with a pool and clubhouse already in place.
Biggest riskWith only one active listing, there's little to compare price or condition against right now.
Sweet spotBuyers who've already narrowed in on this specific community and its gated, low-turnover character.
Avoid ifYou need multiple options to compare before deciding - this isn't a community with much current selection.

HOA, CDD & Fees

In short
  • HOA dues reported around $2,622/month (about $31,464/yr) · median of 3 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $2,622 per month ($31,464 a year) - the median AssociationFee across 3 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Whispering Waters Phillips Circle sales matched to your home.

What is your Whispering Waters Phillips Circle home worth?

Get a no-obligation home value based on real comparable sales in Whispering Waters Phillips Circle, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Winter Park →

Real comps, not an automated estimate.
A buyer set on a gated, deed-restricted Winter Park address who is patient about timingExcellent fit
Someone comfortable clearing an HOA buyer-approval process for the security and amenity trade-offExcellent fit
A buyer who wants pool and clubhouse access without evaluating a large, actively-turning inventoryExcellent fit
A buyer who wants to compare several active listings before committingProbably not
Someone on a tight timeline who can't wait for inventory to open up in a 12-month-supply marketProbably not
A buyer unwilling to go through a formal HOA buyer-approval processProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 12, 2026)
Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2026 (1 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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Common questions about Whispering Waters Phillips Circle

Where is Whispering Waters Phillips Circle?

Whispering Waters Phillips Circle is a community in WINTER PARK, Orange County, Florida, ZIP 32789.

Are there homes for sale in Whispering Waters Phillips Circle right now?

Yes - 0 active and 1 pending listings as of the last feed refresh (twice daily). They are listed on this page.

Does Whispering Waters Phillips Circle have an HOA or CDD?

No HOA is on record for Whispering Waters Phillips Circle in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Whispering Waters Phillips Circle with Momentum Realty’s local guides.

WWWhispering Waters0.0 mi awayPhillips Circle0.0 mi away · 1 for saleCCCloisters Condo0.1 mi away · median $840K, 7 sales/12 moLHLachen House Condo0.1 mi awayAPAlexander Place0.1 mi awayTCTrovillion Condo0.1 mi awayLWLandmark Winter Park Condo0.2 mi away

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