WINDMILL TERRACE in Fort Walton Beach

WINDMILL TERRACE
Homes for Sale in Fort Walton Beach, FL

Community in Fort Walton Beach · Okaloosa County · ZIP 32547
16 homesBuilt 1989–1992
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Photo via emeraldcoast

Built fromLive emeraldcoast data29 years of closingsFL DOR public recordsUpdated twice daily
Live · WINDMILL TERRACE Housing Pulse emeraldcoast + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
2 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
81%
Owner-occupied · WINDMILL TERRACE
13 of 16 parcels homesteaded (FL DOR 2025)
19%
Non-owner-occupied · WINDMILL TERRACE
incl. 0% trust or LLC-held · 6% out-of-state
16
Homes in the community
16 residential parcels (FL DOR 2025)
Track record · 29 years of records
Est. 1989
Community established
homes built 1989-1992, median 1990 (FL DOR 2025)

Homes For Sale Right Now in WINDMILL TERRACE

Live MLS inventory for WINDMILL TERRACE. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending WINDMILL TERRACE listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Schools

In short
  • Okaloosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Longwood · Elementary
  • Pryor · Middle
  • Choctawhatchee · High

Zoned schools reflect the assignments reported on recent WINDMILL TERRACE listings and can change; always confirm with Okaloosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any WINDMILL TERRACE address.

If we were buying in WINDMILL TERRACE today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in WINDMILL TERRACE.

A closer look at the WINDMILL TERRACE market

The housing stock is 16 homes built between 1989 and 1992, and 81% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

The location and the amenities are priced into every listing in WINDMILL TERRACE. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed WINDMILL TERRACE sales matched to your home.

What is your WINDMILL TERRACE home worth?

Get a no-obligation home value based on real comparable sales in WINDMILL TERRACE, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in WINDMILL TERRACE on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in WINDMILL TERRACE?
The Florida DOR 2025 assessment roll shows 16 homes in WINDMILL TERRACE (public records).
What share of WINDMILL TERRACE is owner-occupied?
81% of WINDMILL TERRACE parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in WINDMILL TERRACE built?
Homes in WINDMILL TERRACE were built between 1989 and 1992, with a median year built of 1990 (FL DOR 2025 roll).
Who is the best real estate agent for WINDMILL TERRACE?
The best agent for WINDMILL TERRACE is one who actively works Fort Walton Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for WINDMILL TERRACE.
How do I find a top Fort Walton Beach real estate agent who knows WINDMILL TERRACE?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows WINDMILL TERRACE and the wider Fort Walton Beach area.
Can Momentum Realty connect me with an agent for WINDMILL TERRACE?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your WINDMILL TERRACE purchase or sale - no call center and no pressure.

Nearby Communities

Explore more neighborhoods near WINDMILL TERRACE with Momentum Realty’s local guides.

PPPritchard PointFort Walton Beach, FL · 10.1 miOLOrion Lake NavarreFort Walton Beach, FL · 10.4 miSHSoundside HollowFort Walton Beach, FL · 11.1 miSBSandy Beach Estates NavarreFort Walton Beach, FL · 11.6 miFDFox Den VillagesFort Walton Beach, FL · 11.8 miBPBiscayne PointeFort Walton Beach, FL · 12.0 miCCCaptains CoveFort Walton Beach, FL · 12.3 miHPHeritage ParkFort Walton Beach, FL · 12.4 mi

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsemeraldcoast, refreshed twice daily (last: July 25, 2026)
Housing stock & ownershipFlorida DOR 2025 assessment roll (community parcel extract)
Historical depthClosed-sale records back to 1997 (18 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of emeraldcoast records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the emeraldcoast member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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