Wards Creek
Homes for Sale in St. Augustine, FL
True comps, carrying-cost math, and listings before the portals.
Wards Creek's numbers come from a small sample — four closings in the tracked window and just two active listings — so treat any single figure here as directional rather than definitive. The median sale price of $668,750 works out to $241.66 per square foot.
At a median 100 days on market and six months of supply, Wards Creek currently sits in balanced territory — not tilted decisively toward buyers or sellers. For a buyer, that argues for a well-supported offer rather than rushing; for a seller, it means pricing close to the comparable data rather than testing the market with a reach number.
Wards Creek right now
🔴 Seller-leaning market. 2.4 months of supply and 50% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of September 13, 2026. Confidence: Medium (2 active and pending listings, 5 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 13, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Wards Creek market snapshot (as of September 13, 2026): the median sale price is about $710K ($234 per sq ft over the trailing 12 months of closed sales), a median 41 days on market for closed sales, and 2.4 months of supply, a seller-leaning market.
Wards Creek is a community of 135 homes in St. Augustine, St. Johns County, built between 1939 and 2024 (median 2019.0), with a median living area of about 3,340 square feet. 60% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Wards Creek is a gated community in St. Augustine (St. Johns County) built around a clubhouse and pool complex, with amenities reported across its MLS listings as of 2026-09-13 — worth confirming directly with the HOA before you rely on them.
The setting & the homes.
Aerial and on-site photos of Wards Creek. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Wards CreekPhotos from realMLS listings in Wards Creek; content deemed reliable but not guaranteed.
Who Wards Creek is best for.
Best for
- Buyers prioritizing on-site recreation (pool, courts, clubhouse) over a large active inventory to shop
- Buyers with flexible timelines who can wait for the right listing given the month-to-month scarcity of actives
- Buyers budgeting near the community's $668,750 median who want a gated, amenity-supported property
Probably not for
- Buyers who need several comparable homes to tour and compare before deciding
- Buyers on a tight closing timeline who cannot accommodate a market running around 100 days to sale
- Buyers with a budget well below the $668,750 median who need lower-priced inventory elsewhere
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 13 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($710K) IS the median in the snapshot above.
Windows contain 0 to 16 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
36% of homes for sale in ZIP 32092 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-12).
Wards Creek Market Scorecard
Wards Creek is currently a seller-leaning market. About 2.4 months of supply, a median asking price of $819,000, and homes go under contract in about 101 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Wards Creek
Live MLS inventory for Wards Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Wards Creek listings as of 2026-09-13, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Wards Creek on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Wards Creek
- Pool · reported on 6 of 6 listings
- Playground · reported on 5 of 6 listings
- Tennis Court(s) · reported on 5 of 6 listings
- RV/Boat Storage · reported on 4 of 6 listings
- Clubhouse · reported on 4 of 6 listings
- Children's Pool · reported on 3 of 6 listings
- Pickleball · reported on 2 of 6 listings
- Management - Full Time · reported on 2 of 6 listings
- Barbecue · reported on 1 of 6 listings
- Dog Park · reported on 1 of 6 listings
- Gated · reported on 1 of 6 listings
- Jogging Path · reported on 1 of 6 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
How far is everything?
Everyday stops around Wards Creek are close: the nearest groceries is about 5 minutes away.
- Publix · Groceries5 min
- Turnbull Creek · Shopping5 min
- Pours · Coffee5 min
- Mill Creek Park · Parks6 min
- Matsukawa Sushi and Ramen Cuisine · Dining7 min
- Baptist Heart Specialists · Health11 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Schools
- St. Johns County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Wards Creek Elementary SchoolFLDOE grade A · PreK-5
- Pacetti Bay Middle SchoolFLDOE grade A · 6-8
- Tocoi Creek High SchoolFLDOE grade A · 9-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with St. Johns County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Wards Creek address.
The Wards Creek buying strategy.
If we were buying in Wards Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Wards Creek.
What Wards Creek actually offers
The amenity list here is long for a single community: a clubhouse, pool and children's pool, tennis courts, pickleball, a playground, a dog park, a jogging path, a park, RV/boat storage, barbecue areas, full-time management, and gated access. That combination points to a community built around on-site recreation and shared infrastructure — though as with any HOA amenity list, access, hours, and condition should be verified directly rather than assumed from the MLS description.
With only two active listings and four closings feeding this snapshot, Wards Creek is a low-volume segment of the St. Augustine market. That thin inventory means each listing carries more weight in setting the going rate — the median price of $668,750 and $241.66 per square foot reflect a small number of transactions, not a broad statistical base.
The location and the amenities are priced into every listing in Wards Creek. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Wards Creek buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.8). Basis: Liquidity & Demand 2.4 months of supply; Owner Commitment 60% owner-occupied; Pricing Power 95.1% sale-to-list. Refreshed with each data update.
Why work with Momentum here
With only two active listings and a four-closing sample, Wards Creek is not a market where a generic pricing tool or a quick online estimate tells you much — every comparable here needs to be read individually rather than averaged. We prepare valuations by hand for exactly this reason, checking each closing and active listing against the specifics of the property rather than publishing a single automated number.
Wards Creek in 15 seconds.
HOA, CDD & Fees
- No CDD
- HOA reported ~$772/year
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Page states no CDD.
Tools for a Wards Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Wards Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Wards Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Wards Creek home worth?
Get a no-obligation home value based on real comparable sales in Wards Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Wards Creek on the map →
Frequently Asked Questions
What is the median home price in Wards Creek?
How long do homes in Wards Creek take to sell?
Is Wards Creek a buyer's or seller's market right now?
How many homes are in Wards Creek?
What share of Wards Creek is owner-occupied?
When were the homes in Wards Creek built?
What schools serve Wards Creek?
Who is the best real estate agent for Wards Creek?
How do I find a top St. Augustine real estate agent who knows Wards Creek?
Can Momentum Realty connect me with an agent for Wards Creek?
Should you buy in Wards Creek?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Wards Creek with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 13, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending September 13, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 32092/32220)) |
| Under-contract shares | realMLS records, as of 2026-09-12 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2016 (43 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Wards Creek fits the bigger picture — live prices, inventory, and Momentum Scores: